An emergency fund is money set aside for sudden, unavoidable expenses. Think of it as your personal shield.
Accidents, job loss, sudden bills—these hit harder without savings. That’s when your emergency fund saves the day.
Knowing you’re covered brings peace of mind. You focus on life, not worries.
Emergency funds cover living costs while you search for your next opportunity.
Even with insurance, unexpected health costs arise. Your fund ensures treatment without financial panic.
Without a fund, people rely on credit cards or loans—leading to high-interest debt spiral.
Experts suggest 3–6 months of living costs. Adjust based on your lifestyle and family needs.
Keep it in a savings account, liquid fund, or FD. Easy access is key.
Save 10% of income monthly. Automate transfers. Even ₹500 a week builds security over time.
Don’t invest it in risky assets, don’t spend it on wants, and never ignore replenishing it.
An emergency fund isn’t optional—it’s survival. Begin saving today and protect your tomorrow.