Your credit score decides whether banks say YES or NO to your loan. Let’s make sure it’s always a YES!
In India, a high CIBIL score means easy approvals, lower interest rates, and better credit cards.
750+ is great, 650–749 is average, below 650 needs urgent improvement
Even one missed EMI can drop your score fast. Set reminders and pay on time.
Applying for multiple loans in a short time signals risk to lenders.
If your card limit is ₹1,00,000, try to spend below ₹30,000
Don’t close old credit cards. Long history = Better score.
You get one free report per year in India. Spot errors early.
Your dream home, car, or business loan is just a good credit score away.