{"id":78,"date":"2025-08-06T13:22:09","date_gmt":"2025-08-06T07:52:09","guid":{"rendered":"https:\/\/paisaforever.com\/eng\/?p=78"},"modified":"2025-08-06T13:22:09","modified_gmt":"2025-08-06T07:52:09","slug":"skipping-ais-and-tis-for-itr-filing","status":"publish","type":"post","link":"https:\/\/paisaforever.com\/eng\/skipping-ais-and-tis-for-itr-filing\/","title":{"rendered":"Skipping AIS and TIS for ITR filing: Costly Mistake!"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">Filing Income Tax Returns (ITR) is no longer just about entering your Form 16 or bank statements and hitting submit. In 2025, the Income Tax Department expects you to cross-check your income and financial data with two powerful tools: <\/span><b>AIS (Annual Information Statement)<\/b><span style=\"font-weight: 400;\"> and <\/span><b>TIS (Taxpayer Information Summary)<\/b><span style=\"font-weight: 400;\">. Skipping this crucial step might seem harmless \u2014 but it can cost you heavily.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">From delayed refunds to sudden income tax notices, ignoring <\/span><b>AIS and TIS for ITR filing<\/b><span style=\"font-weight: 400;\"> can turn into a costly mistake. If you&#8217;re relying solely on documents you have in hand, you may miss income that\u2019s already been reported <\/span><i><span style=\"font-weight: 400;\">about you<\/span><\/i><span style=\"font-weight: 400;\"> \u2014 even if you didn\u2019t receive it yet.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In this blog, we\u2019ll break down what AIS and TIS really are, why they matter more than ever in 2025, and how skipping them can land you in trouble \u2014 even if your income is entirely legitimate.<\/span><\/p>\n<h2><b>What Are AIS and TIS? (And Why Both Exist)<\/b><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-80\" src=\"https:\/\/paisaforever.com\/eng\/wp-content\/uploads\/2025\/08\/ais-tis.jpeg\" alt=\"Visual comparison between AIS and TIS for taxpayers\" width=\"1536\" height=\"1024\" srcset=\"https:\/\/paisaforever.com\/eng\/wp-content\/uploads\/2025\/08\/ais-tis.jpeg 1536w, https:\/\/paisaforever.com\/eng\/wp-content\/uploads\/2025\/08\/ais-tis-300x200.jpeg 300w, https:\/\/paisaforever.com\/eng\/wp-content\/uploads\/2025\/08\/ais-tis-1024x683.jpeg 1024w, https:\/\/paisaforever.com\/eng\/wp-content\/uploads\/2025\/08\/ais-tis-768x512.jpeg 768w\" sizes=\"auto, (max-width: 1536px) 100vw, 1536px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">Before we talk about why you should never skip them, let\u2019s understand what AIS and TIS actually are.<\/span><\/p>\n<h3><b>What is AIS (Annual Information Statement)?<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">AIS is a detailed statement that collects all financial transactions reported about you to the Income Tax Department from multiple sources.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">It includes:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Salary income<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Interest from savings and fixed deposits<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Mutual fund purchases\/redemptions<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Stock trades and capital gains<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Dividend income<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">High-value credit card spends<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Foreign remittances, and more<\/span><\/li>\n<\/ul>\n<p><b>Where does AIS get this data from?<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Various reporting entities like banks, employers, mutual fund houses, brokers, and even the EPFO submit your financial data under the Statement of Financial Transactions (SFT) framework. AIS consolidates all of this.<\/span><\/p>\n<p><b>Purpose<\/b><span style=\"font-weight: 400;\">: AIS is not just for your reference. The IT department uses this to <\/span><b>verify your ITR entries<\/b><span style=\"font-weight: 400;\">, and in many cases, to pre-fill certain sections.<\/span><\/p>\n<h3><b>What is TIS (Taxpayer Information Summary)?<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">TIS is a <\/span><b>condensed, categorized summary<\/b><span style=\"font-weight: 400;\"> of the information in AIS. It separates income into:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Derived income (as calculated by the system)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Declared income (by taxpayer)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Accepted value (used for pre-filled ITR)<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">It\u2019s like a ready-made report card that shows how much the system thinks you earned across categories \u2014 and flags mismatches automatically.<\/span><\/p>\n<h4><b>AIS vs TIS: What\u2019s the Difference?<\/b><\/h4>\n<table border=\"1\" cellspacing=\"0\" cellpadding=\"10\">\n<thead>\n<tr>\n<th>Feature<\/th>\n<th>AIS<\/th>\n<th>TIS<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td style=\"text-align: center;\">Detail Level<\/td>\n<td style=\"text-align: center;\">High (transaction-wise)<\/td>\n<td style=\"text-align: center;\">Summary (category-wise)<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\">Format<\/td>\n<td style=\"text-align: center;\">PDF, JSON, HTML<\/td>\n<td style=\"text-align: center;\">PDF<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\">Purpose<\/td>\n<td style=\"text-align: center;\">Transparency and verification<\/td>\n<td style=\"text-align: center;\">Used for prefilled ITR<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\">Editable?<\/td>\n<td style=\"text-align: center;\">You can give feedback<\/td>\n<td style=\"text-align: center;\">No direct editing<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\">Who uses it?<\/td>\n<td style=\"text-align: center;\">Taxpayer &amp; ITD<\/td>\n<td style=\"text-align: center;\">Mainly ITD for auto-filled returns<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"font-weight: 400;\">Think of <\/span><b>AIS<\/b><span style=\"font-weight: 400;\"> as the <\/span><b>source document<\/b><span style=\"font-weight: 400;\">, and <\/span><b>TIS<\/b><span style=\"font-weight: 400;\"> as the <\/span><b>executive summary<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<h2><b>Why AIS and TIS for ITR Filing Matter in 2025<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Gone are the days when filing ITR was a manual task based only on what you declare. In 2025, the system cross-checks <\/span><i><span style=\"font-weight: 400;\">everything<\/span><\/i><span style=\"font-weight: 400;\"> you declare against what it already knows via AIS and TIS.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Here\u2019s why it matters:<\/span><\/p>\n<h4><b>AIS and TIS Are Now the Primary Data Points<\/b><\/h4>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Prefilled ITRs now source values from TIS.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Your income breakup (especially interest\/dividends\/capital gains) is calculated <\/span><i><span style=\"font-weight: 400;\">from AIS<\/span><\/i><span style=\"font-weight: 400;\">, not just your CA&#8217;s Excel sheet.<\/span><\/li>\n<\/ul>\n<h4><b>Refunds and Mismatches Are Based on AIS<\/b><\/h4>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Even a \u20b91 difference between your reported income and AIS data can delay refunds.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">You may get a Section 143(1) intimation correcting your ITR <\/span><i><span style=\"font-weight: 400;\">automatically<\/span><\/i><span style=\"font-weight: 400;\">, without asking you.<\/span><\/li>\n<\/ul>\n<h4><b>Triggers for Notices in 2025<\/b><\/h4>\n<p><span style=\"font-weight: 400;\">The IT department can auto-trigger notices under:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Section 139(9)<\/b><span style=\"font-weight: 400;\"> \u2013 Defective return if crucial data is missing<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Section 148<\/b><span style=\"font-weight: 400;\"> \u2013 If income is under-reported compared to AIS<\/span><\/li>\n<\/ul>\n<h4><b>Real Examples from 2024-25 Filings<\/b><\/h4>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">A Salaried employee forgot \u20b98,000 FD interest. Refund delayed for 6 months.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">A Crypto trader reported \u20b92 lakh profit; AIS showed \u20b94.6 lakh from exchanges. Notice issued under Section 148A.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">In 2025, the Income Tax Department is watching <\/span><i><span style=\"font-weight: 400;\">not just what you file<\/span><\/i><span style=\"font-weight: 400;\">, but also <\/span><i><span style=\"font-weight: 400;\">what others have filed about you<\/span><\/i><span style=\"font-weight: 400;\">. That\u2019s what makes <\/span><b>AIS and TIS for ITR filing<\/b><span style=\"font-weight: 400;\"> non-negotiable.<\/span><\/p>\n<h2><b>What Happens If You Skip AIS and TIS for ITR Filing?<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Filing your Income Tax Return (ITR) without checking AIS and TIS is like appearing for an exam without reading the syllabus \u2014 it might cost you more than just a few marks.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Here\u2019s what skipping AIS and TIS for ITR filing can lead to:<\/span><\/p>\n<h4><b>1. Mismatch Errors<\/b><\/h4>\n<p><span style=\"font-weight: 400;\">Your ITR may mismatch with the income data available to the Income Tax Department (ITD). For example:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">You forgot to include a bank FD interest<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Missed reporting stock sale<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Ignored foreign remittances<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">If these are present in AIS but not in your ITR, you&#8217;re automatically inviting scrutiny.<\/span><\/p>\n<h4><b>2. Refund Delays<\/b><\/h4>\n<p><span style=\"font-weight: 400;\">Claimed a TDS refund? If your AIS or TIS shows incorrect or missing details \u2014 or worse, contradicts your ITR \u2014 your refund may get delayed or even rejected.<\/span><\/p>\n<h4><b>3. Tax Notices or Intimations<\/b><\/h4>\n<p><span style=\"font-weight: 400;\">While a single mismatch may not always trigger an IT notice, repeated inconsistencies or large-value unreported items often do. The ITD now uses AI-based systems to cross-check AIS\/TIS data with your filed return.<\/span><\/p>\n<h4><b>4. Penalties &amp; Interest<\/b><\/h4>\n<p><span style=\"font-weight: 400;\">If skipping AIS and TIS for ITR filing leads to underreporting of income, you may be charged:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Additional tax<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">50% to 200% penalty<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">1% interest per month on shortfall<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Read : <\/span><a href=\"https:\/\/cleartax.in\/s\/what-happens-if-wrong-itr-is-filed\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Penalties for Filing Wrong ITR<\/span><\/a><\/p>\n<h2><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-79\" src=\"https:\/\/paisaforever.com\/eng\/wp-content\/uploads\/2025\/08\/itr-notice.jpeg\" alt=\"IT notice sent to taxpayer due to mismatch in AIS and TIS\" width=\"1536\" height=\"1024\" srcset=\"https:\/\/paisaforever.com\/eng\/wp-content\/uploads\/2025\/08\/itr-notice.jpeg 1536w, https:\/\/paisaforever.com\/eng\/wp-content\/uploads\/2025\/08\/itr-notice-300x200.jpeg 300w, https:\/\/paisaforever.com\/eng\/wp-content\/uploads\/2025\/08\/itr-notice-1024x683.jpeg 1024w, https:\/\/paisaforever.com\/eng\/wp-content\/uploads\/2025\/08\/itr-notice-768x512.jpeg 768w\" sizes=\"auto, (max-width: 1536px) 100vw, 1536px\" \/><\/h2>\n<h2><b>Top Mistakes Taxpayers Make with AIS and TIS<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Even those who <\/span><b>do<\/b><span style=\"font-weight: 400;\"> check their AIS and TIS reports often fall into avoidable traps. Here are some common mistakes:<\/span><\/p>\n<h4><b>Mistake 1: Checking Only TIS Summary<\/b><\/h4>\n<p><span style=\"font-weight: 400;\">TIS looks simple, but it\u2019s just a summary. Many taxpayers rely solely on TIS, ignoring the transaction-level details in AIS. Result? Missed incomes or incorrect assumptions.<\/span><\/p>\n<h4><b>Mistake 2: Not Responding to Errors in AIS<\/b><\/h4>\n<p><span style=\"font-weight: 400;\">Found an error in AIS? If you don\u2019t submit feedback, the ITD assumes the data is correct. Many people skip this step and face consequences later during scrutiny.<\/span><\/p>\n<h4><b>Mistake 3: Assuming AIS is 100% Accurate<\/b><\/h4>\n<p><span style=\"font-weight: 400;\">AIS pulls data from banks, employers, mutual funds, etc. But sometimes, entries can be duplicated, missing, or incorrectly tagged (e.g., dividend income shown twice). Blindly copying values without reviewing can lead to flawed ITRs.<\/span><\/p>\n<h4><b>Mistake 4: Missing New Data Uploads<\/b><\/h4>\n<p><span style=\"font-weight: 400;\">AIS data is updated periodically. If you download your report too early in July, you may miss updates added later. Always check the <\/span><b>last updated date<\/b><span style=\"font-weight: 400;\"> before relying on the data.<\/span><\/p>\n<h2><b>How to Access AIS and TIS Correctly (Step-by-Step)<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Here\u2019s a <\/span><b>step-by-step guide<\/b><span style=\"font-weight: 400;\"> to safely access and download your AIS and TIS reports from the official Income Tax portal:<\/span><\/p>\n<h4><b>Step 1: Visit the Income Tax e-Filing Portal<\/b><\/h4>\n<p><span style=\"font-weight: 400;\">Go to <\/span><a href=\"https:\/\/www.incometax.gov.in\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">https:\/\/www.incometax.gov.in<\/span><\/a><\/p>\n<h4><b>Step 2: Log In Using PAN Credentials<\/b><\/h4>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Use your PAN, Aadhaar, or other login methods.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Enter OTP and access the dashboard.<\/span><\/li>\n<\/ul>\n<h4><b>Step 3: Navigate to AIS Section<\/b><\/h4>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Click <\/span><b>\u201cServices\u201d &gt; \u201cAnnual Information Statement (AIS)\u201d<\/b><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">You\u2019ll be redirected to the AIS portal.<\/span><\/li>\n<\/ul>\n<h4><b>Step 4: Select the Financial Year<\/b><\/h4>\n<p><span style=\"font-weight: 400;\">Choose the relevant year for which you are filing your ITR.<\/span><\/p>\n<h4><b>Step 5: Download Reports<\/b><\/h4>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Download AIS as PDF or JSON<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Also, download the <\/span><b>TIS (Taxpayer Information Summary)<\/b><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Optionally, view online with filters and feedback tools<\/span><\/li>\n<\/ul>\n<h4><b>Step 6: Cross-check with Your Income<\/b><\/h4>\n<p><span style=\"font-weight: 400;\">Before filing, match:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Interest income from all banks<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Dividend income<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Salary and EPF contributions<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Share transactions or MF redemptions<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Foreign income or remittances<\/span><\/li>\n<\/ul>\n<h2><b>How to Fix Errors in AIS Before Filing ITR<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Even the Income Tax Department knows that AIS can have incorrect or duplicate entries. That\u2019s why they allow you to raise objections directly through the portal.<\/span><\/p>\n<table>\n<thead>\n<tr>\n<th style=\"text-align: center;\">Step<\/th>\n<th>Action<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td style=\"text-align: center;\"><strong>1.<\/strong><\/td>\n<td>Go to <a href=\"https:\/\/www.incometax.gov.in\" target=\"_blank\" rel=\"noopener\">incometax.gov.in<\/a>, log in and open AIS section<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\"><strong>2.<\/strong><\/td>\n<td>Choose relevant Financial Year<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\"><strong>3.<\/strong><\/td>\n<td>In the <strong>AIS view<\/strong>, click the \u26a0\ufe0f icon next to the incorrect entry<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\"><strong>4.<\/strong><\/td>\n<td>Choose from options like:<\/p>\n<ul>\n<li>Information is correct<\/li>\n<li>Information is not fully correct<\/li>\n<li>Information relates to other PAN\/year<\/li>\n<li>Duplicate Information<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\"><strong>5.<\/strong><\/td>\n<td>Submit appropriate feedback with optional supporting documents<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"font-weight: 400;\">Once submitted, your response is logged. The IT department will reprocess TIS based on your input, usually within a few days.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Always keep screenshots or PDFs of your submitted feedback for reference. If discrepancies remain unresolved and you file ITR without clarification, it may lead to future notices.<\/span><\/p>\n<h2><b>When Should You Raise a Red Flag?<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">You shouldn\u2019t blindly trust AIS \u2014 but also don\u2019t panic every time there\u2019s a small mismatch.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Don\u2019t File Your ITR If You Notice These Red Flag:<\/span><\/p>\n<h4><b>1. High-Value Transactions You Never Made<\/b><\/h4>\n<p><span style=\"font-weight: 400;\">If AIS shows a \u20b95 lakh FD interest or sale of shares you didn\u2019t actually sell \u2014 that\u2019s a serious red flag. Raise feedback immediately.<\/span><\/p>\n<h4><b>2. Duplicate Entries<\/b><\/h4>\n<p><span style=\"font-weight: 400;\">Some dividends, interest, or stock trades might appear <\/span><b>twice<\/b><span style=\"font-weight: 400;\"> (once from company, once from broker). Ignoring this can inflate your total income.<\/span><\/p>\n<h4><b>3. Transactions Belonging to Someone Else<\/b><\/h4>\n<p><span style=\"font-weight: 400;\">Sometimes, a bank or institution may wrongly report income under your PAN. If it doesn\u2019t match your records, it might be another person\u2019s transaction.<\/span><\/p>\n<h4><b>4. TDS Mismatch<\/b><\/h4>\n<p><span style=\"font-weight: 400;\">If your Form 26AS and AIS show different TDS amounts \u2014 or your AIS shows TDS but no matching income \u2014 verify and raise objections.<\/span><\/p>\n<h2><b>AIS and TIS \u2013 Not Just for Salaried Taxpayers<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Most salaried individuals now know about AIS and TIS for ITR filing. But many other groups wrongly assume it doesn\u2019t apply to them.<\/span><\/p>\n<table>\n<thead>\n<tr>\n<th>Taxpayer Type<\/th>\n<th>Why AIS Matters<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td style=\"text-align: center;\">Freelancers \/ Consultants<\/td>\n<td style=\"text-align: center;\">Clients may deduct TDS and report it in AIS<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\">Senior Citizens<\/td>\n<td style=\"text-align: center;\">Interest from FDs, SCSS, Post Office is reported<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\">Investors \/ Traders<\/td>\n<td style=\"text-align: center;\">Stock sales, MF redemptions, dividends, etc., are logged in AIS<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\">NRIs<\/td>\n<td style=\"text-align: center;\">AIS includes foreign remittances and property deals<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\">Self-Employed<\/td>\n<td style=\"text-align: center;\">Business transactions via UPI or cards may get flagged<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"font-weight: 400;\">So whether or not you earn a regular salary \u2014 AIS is watching you.<\/span><\/p>\n<h2><b>Be Smart \u2014 Don\u2019t Skip AIS and TIS<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Skipping <\/span><b>AIS and TIS for ITR filing<\/b><span style=\"font-weight: 400;\"> is no longer a small oversight \u2014 it\u2019s a <\/span><b>costly mistake<\/b><span style=\"font-weight: 400;\"> that can lead to mismatches, delayed refunds, or even income tax notices.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">By checking and reconciling AIS and TIS:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">You <\/span><b>avoid errors<\/b><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">You <\/span><b>save time<\/b><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">You <\/span><b>reduce your audit risk<\/b><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">And most importantly, you stay on the <\/span><b>right side of the law<\/b><\/li>\n<\/ul>\n<p><b>Bottom Line:<\/b><span style=\"font-weight: 400;\"> Take 15 minutes to cross-check your AIS and TIS. It might save you months of stress later.<\/span><\/p>\n<p>Read : <a href=\"https:\/\/paisaforever.com\/itr-filing-on-zero-tax\/\">\u0936\u0942\u0928\u094d\u092f \u091f\u0945\u0915\u094d\u0938 \u0905\u0938\u0924\u093e\u0928\u093e\u0939\u0940 ITR \u092b\u093e\u0907\u0932 \u0915\u0930\u0923\u0902 \u0915\u093e \u092e\u0939\u0924\u094d\u0924\u094d\u0935\u093e\u091a\u0902 \u0906\u0939\u0947?<\/a><\/p>\n<p>&nbsp;<\/p>\n<p><b><i>Disclaimer : <\/i><\/b><i><span style=\"font-weight: 400;\">The content of this blog is intended for general informational purposes only and should not be construed as professional tax advice. While we strive to keep the information accurate and up to date, tax laws and processes are subject to change. Always consult a qualified tax advisor or financial consultant before making decisions related to your Income Tax Return (ITR), AIS (Annual Information Statement), or TIS (Taxpayer Information Summary). The author and publisher are not responsible for any loss or consequences arising from the use of this information.<\/span><\/i><\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":81,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[3],"tags":[],"class_list":["post-78","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financial-planning"],"jetpack_featured_media_url":"https:\/\/paisaforever.com\/eng\/wp-content\/uploads\/2025\/08\/ais-tis-itr-filing.jpeg","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/paisaforever.com\/eng\/wp-json\/wp\/v2\/posts\/78","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/paisaforever.com\/eng\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/paisaforever.com\/eng\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/paisaforever.com\/eng\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/paisaforever.com\/eng\/wp-json\/wp\/v2\/comments?post=78"}],"version-history":[{"count":3,"href":"https:\/\/paisaforever.com\/eng\/wp-json\/wp\/v2\/posts\/78\/revisions"}],"predecessor-version":[{"id":84,"href":"https:\/\/paisaforever.com\/eng\/wp-json\/wp\/v2\/posts\/78\/revisions\/84"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/paisaforever.com\/eng\/wp-json\/wp\/v2\/media\/81"}],"wp:attachment":[{"href":"https:\/\/paisaforever.com\/eng\/wp-json\/wp\/v2\/media?parent=78"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/paisaforever.com\/eng\/wp-json\/wp\/v2\/categories?post=78"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/paisaforever.com\/eng\/wp-json\/wp\/v2\/tags?post=78"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}