{"id":3284,"date":"2025-10-15T13:27:25","date_gmt":"2025-10-15T07:57:25","guid":{"rendered":"https:\/\/paisaforever.com\/hin\/?p=3284"},"modified":"2025-10-15T13:27:25","modified_gmt":"2025-10-15T07:57:25","slug":"fake-loan-apps-in-india-scam-awareness-2025","status":"publish","type":"post","link":"https:\/\/paisaforever.com\/hin\/fake-loan-apps-in-india-scam-awareness-2025\/","title":{"rendered":"\u092b\u0930\u094d\u091c\u0940 \u0932\u094b\u0928 \u0910\u092a \u0915\u093e \u091c\u093e\u0932: \u0910\u0938\u0947 \u092c\u091a\u093e\u090f\u0902 \u0905\u092a\u0928\u0940 \u092e\u0947\u0939\u0928\u0924 \u0915\u0940 \u0915\u092e\u093e\u0908"},"content":{"rendered":"<div>\n<div class=\"markdown-renderer-container auto-height\">\n<div class=\"toastui-editor-defaultUI\">\n<div class=\"toastui-editor-main toastui-editor-md-mode\">\n<div class=\"toastui-editor-main-container\">\n<div class=\"toastui-editor-md-container toastui-editor-md-vertical-style\">\n<p class=\"toastui-editor-md-splitter\"><span style=\"font-size: inherit;\">\u0906\u092a\u0915\u0940 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u092a\u0930\u0947\u0936\u093e\u0928\u093f\u092f\u094b\u0902 \u0915\u093e \u0924\u0941\u0930\u0902\u0924 \u0938\u092e\u093e\u0927\u093e\u0928 \u091a\u093e\u0939\u093f\u090f? \u0924\u094d\u0935\u0930\u093f\u0924 \u0932\u094b\u0928 \u0915\u0940 \u0924\u0932\u093e\u0936 \u092e\u0947\u0902 \u0906\u092a \u0915\u0939\u0940\u0902 \u092b\u0930\u094d\u091c\u0940 \u0932\u094b\u0928 \u0910\u092a\u094d\u0938 \u0915\u0947 \u091c\u093e\u0932 \u092e\u0947\u0902 \u0924\u094b \u0928\u0939\u0940\u0902 \u092b\u0902\u0938 \u0930\u0939\u0947? \u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u0939\u091c\u093e\u0930\u094b\u0902 \u0932\u094b\u0917 \u0930\u094b\u091c\u093e\u0928\u093e \u0907\u0928 \u0927\u094b\u0916\u093e\u0927\u0921\u093c\u0940 \u092d\u0930\u0947 \u0910\u092a\u094d\u0938 \u0915\u093e \u0936\u093f\u0915\u093e\u0930 \u092c\u0928 \u0930\u0939\u0947 \u0939\u0948\u0902 \u0914\u0930 \u0905\u092a\u0928\u0940 \u091c\u093f\u0902\u0926\u0917\u0940 \u092c\u0930\u094d\u092c\u093e\u0926 \u0915\u0930 \u0930\u0939\u0947 \u0939\u0948\u0902\u0964<\/span><\/p>\n<div class=\"toastui-editor-md-preview\">\n<div class=\"toastui-editor-contents\">\n<p data-nodeid=\"826\">\u092f\u0939 \u0917\u093e\u0907\u0921 \u0909\u0928 \u0938\u092d\u0940 \u0915\u0947 \u0932\u093f\u090f \u0939\u0948 \u091c\u094b \u0924\u0941\u0930\u0902\u0924 \u092a\u0948\u0938\u0947 \u0915\u0940 \u091c\u0930\u0942\u0930\u0924 \u092e\u0947\u0902 \u0939\u0948\u0902, \u092a\u0939\u0932\u0947 \u0938\u0947 \u0939\u0940 \u0915\u093f\u0938\u0940 \u0932\u094b\u0928 \u0910\u092a \u0915\u093e \u0907\u0938\u094d\u0924\u0947\u092e\u093e\u0932 \u0915\u0930 \u0930\u0939\u0947 \u0939\u0948\u0902, \u092f\u093e \u092b\u093f\u0930 \u0905\u092a\u0928\u0947 \u092a\u0930\u093f\u0935\u093e\u0930 \u0914\u0930 \u0926\u094b\u0938\u094d\u0924\u094b\u0902 \u0915\u094b \u0907\u0928 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\u091a\u0941\u0930\u093e\u0915\u0930 \u0906\u092a\u0915\u094b \u092c\u094d\u0932\u0948\u0915\u092e\u0947\u0932 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902, \u0930\u093f\u0915\u0935\u0930\u0940 \u090f\u091c\u0947\u0902\u091f \u0909\u0924\u094d\u092a\u0940\u0921\u093c\u0928 \u0938\u0947 \u0915\u0948\u0938\u0947 \u092c\u091a\u093e \u091c\u093e \u0938\u0915\u0924\u093e \u0939\u0948, \u0914\u0930 \u0905\u0917\u0930 \u0906\u092a \u092a\u0939\u0932\u0947 \u0938\u0947 \u0939\u0940 \u0907\u0938 \u0938\u092e\u0938\u094d\u092f\u093e \u092e\u0947\u0902 \u092b\u0902\u0938\u0947 \u0939\u0948\u0902 \u0924\u094b \u0938\u093e\u0907\u092c\u0930 \u0905\u092a\u0930\u093e\u0927 \u0930\u093f\u092a\u094b\u0930\u094d\u091f\u093f\u0902\u0917 \u0915\u0948\u0938\u0947 \u0915\u0930\u0947\u0902\u0964 \u0938\u093e\u0925 \u0939\u0940 \u0939\u092e \u0906\u092a\u0915\u094b \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0932\u094b\u0928 \u0935\u093f\u0915\u0932\u094d\u092a \u092d\u0940 \u092c\u0924\u093e\u090f\u0902\u0917\u0947 \u091c\u093f\u0928\u0938\u0947 \u0906\u092a \u0907\u0928 \u0932\u094b\u0928 \u0910\u092a \u0927\u094b\u0916\u093e\u0927\u0921\u093c\u0940 \u0938\u0947 \u092c\u091a \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div>\n<div>\n<h2 class=\"mb-4 text-3xl font-semibold leading-tight text-gray-800\"><strong>\u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u092b\u0930\u094d\u091c\u0940 \u0932\u094b\u0928 \u0910\u092a\u094d\u0938 \u0915\u0940 \u092a\u0939\u091a\u093e\u0928 \u0914\u0930 \u0909\u0928\u0915\u0940 \u0915\u093e\u0930\u094d\u092f\u092a\u094d\u0930\u0923\u093e\u0932\u0940<\/strong><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-3291\" src=\"https:\/\/paisaforever.com\/hin\/wp-content\/uploads\/2025\/10\/smartphone-with-safety-icons.jpeg\" alt=\"Smartphone trapped in digital web of fake loan apps in India.\" width=\"1200\" height=\"675\" srcset=\"https:\/\/paisaforever.com\/hin\/wp-content\/uploads\/2025\/10\/smartphone-with-safety-icons.jpeg 1200w, https:\/\/paisaforever.com\/hin\/wp-content\/uploads\/2025\/10\/smartphone-with-safety-icons-300x169.jpeg 300w, https:\/\/paisaforever.com\/hin\/wp-content\/uploads\/2025\/10\/smartphone-with-safety-icons-1024x576.jpeg 1024w, https:\/\/paisaforever.com\/hin\/wp-content\/uploads\/2025\/10\/smartphone-with-safety-icons-768x432.jpeg 768w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/><\/div>\n<div class=\"markdown-renderer-container auto-height\">\n<div class=\"toastui-editor-defaultUI\">\n<div class=\"toastui-editor-main toastui-editor-md-mode\">\n<div class=\"toastui-editor-main-container\">\n<div class=\"toastui-editor-md-container toastui-editor-md-vertical-style\">\n<div class=\"toastui-editor-md-preview\">\n<div class=\"toastui-editor-contents\">\n<h4 data-nodeid=\"831\"><strong>\u0935\u0948\u0927 \u0910\u092a\u094d\u0938 \u0915\u0940 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\u0921\u093e\u0909\u0928\u0932\u094b\u0921\u094d\u0938, \u0938\u0902\u0926\u093f\u0917\u094d\u0927 \u0930\u093f\u0935\u094d\u092f\u0942 \u0914\u0930 \u0905\u092a\u0930\u094d\u092f\u093e\u092a\u094d\u0924 \u0921\u0947\u0935\u0932\u092a\u0930 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0939\u094b\u0924\u0940 \u0939\u0948\u0964<\/p>\n<p data-nodeid=\"833\">\u0907\u0938\u0915\u0947 \u0905\u0924\u093f\u0930\u093f\u0915\u094d\u0924, \u0906\u092a \u091c\u093e\u0902\u091a \u0938\u0915\u0924\u0947 \u0939\u0948\u0902 \u0915\u093f \u0910\u092a RBI \u0926\u094d\u0935\u093e\u0930\u093e \u0905\u0927\u093f\u0915\u0943\u0924 \u0939\u0948 \u092f\u093e \u0928\u0939\u0940\u0902\u0964 \u092b\u0930\u094d\u091c\u0940 \u0932\u094b\u0928 \u0910\u092a\u094d\u0938 \u0906\u092e\u0924\u094c\u0930 \u092a\u0930 \u092c\u093f\u0928\u093e \u0915\u093f\u0938\u0940 \u0935\u0948\u0927 \u0932\u093e\u0907\u0938\u0947\u0902\u0938 \u0915\u0947 \u0915\u093e\u092e \u0915\u0930\u0924\u0947 \u0939\u0948\u0902 \u0914\u0930 \u0905\u0915\u094d\u0938\u0930 \u0905\u0938\u093e\u092e\u093e\u0928\u094d\u092f permissions \u092e\u093e\u0902\u0917\u0924\u0947 \u0939\u0948\u0902 \u091c\u0948\u0938\u0947 \u0906\u092a\u0915\u0940 \u0938\u0902\u092a\u0930\u094d\u0915 \u0938\u0942\u091a\u0940, SMS \u0914\u0930 \u092b\u094b\u091f\u094b \u090f\u0915\u094d\u0938\u0947\u0938\u0964<\/p>\n<h4 data-nodeid=\"834\"><strong>\u091a\u093e\u0907\u0928\u0940\u091c\u093c \u092e\u0942\u0932 \u0915\u0947 500+ \u0938\u0902\u0926\u093f\u0917\u094d\u0927 \u0932\u094b\u0928 \u0910\u092a\u094d\u0938 \u0915\u0940 \u0935\u0930\u094d\u0924\u092e\u093e\u0928 \u0938\u094d\u0925\u093f\u0924\u093f<\/strong><\/h4>\n<p>\u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u0939\u093e\u0932 \u0915\u0947 \u0935\u0930\u094d\u0937\u094b\u0902 \u092e\u0947\u0902 <strong data-start=\"435\" data-end=\"485\">\u091a\u093e\u0907\u0928\u0940\u091c\u093c \u092e\u0942\u0932 \u0915\u0947 \u0915\u0930\u0940\u092c 500 \u0938\u0947 \u0905\u0927\u093f\u0915 \u092b\u0930\u094d\u091c\u0940 \u0932\u094b\u0928 \u0910\u092a\u094d\u0938<\/strong> \u0938\u0915\u094d\u0930\u093f\u092f \u092a\u093e\u090f \u0917\u090f \u0939\u0948\u0902 \u091c\u094b \u092c\u093f\u0928\u093e \u0915\u093f\u0938\u0940 RBI \u0932\u093e\u0907\u0938\u0947\u0902\u0938 \u092f\u093e NBFC \u0938\u093e\u091d\u0947\u0926\u093e\u0930\u0940 \u0915\u0947 \u0915\u093e\u092e \u0915\u0930 \u0930\u0939\u0947 \u0925\u0947\u0964 \u0907\u0928\u092e\u0947\u0902 \u0938\u0947 \u0915\u0908 \u0910\u092a\u094d\u0938 \u0915\u094b Google Play Store \u0938\u0947 \u0939\u091f\u093e\u092f\u093e \u091c\u093e \u091a\u0941\u0915\u093e \u0939\u0948, \u0932\u0947\u0915\u093f\u0928 \u0928\u090f \u0928\u093e\u092e\u094b\u0902 \u0938\u0947 \u0935\u0947 \u092c\u093e\u0930-\u092c\u093e\u0930 \u0932\u094c\u091f \u0906\u0924\u0947 \u0939\u0948\u0902\u0964 \u092f\u0947 \u0910\u092a\u094d\u0938 \u0905\u092a\u0928\u0947 \u0938\u0930\u094d\u0935\u0930 \u091a\u0940\u0928 \u092f\u093e \u0938\u093f\u0902\u0917\u093e\u092a\u0941\u0930 \u091c\u0948\u0938\u0947 \u0926\u0947\u0936\u094b\u0902 \u092e\u0947\u0902 \u0930\u0916\u0924\u0947 \u0939\u0948\u0902 \u0924\u093e\u0915\u093f \u092d\u093e\u0930\u0924\u0940\u092f \u0915\u093e\u0928\u0942\u0928 \u0915\u0940 \u092a\u0915\u0921\u093c \u0938\u0947 \u092c\u091a \u0938\u0915\u0947\u0902\u0964 \u0938\u0930\u0915\u093e\u0930 \u0914\u0930 \u0938\u093e\u0907\u092c\u0930 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u090f\u091c\u0947\u0902\u0938\u093f\u092f\u093e\u0902 \u0932\u0917\u093e\u0924\u093e\u0930 \u0907\u0928 \u092a\u0930 \u0928\u091c\u093c\u0930 \u0930\u0916 \u0930\u0939\u0940 \u0939\u0948\u0902, \u092b\u093f\u0930 \u092d\u0940 \u0907\u0928\u0915\u0940 \u0938\u0902\u0916\u094d\u092f\u093e \u0924\u0947\u091c\u0940 \u0938\u0947 \u092c\u0922\u093c\u0924\u0940 \u091c\u093e \u0930\u0939\u0940 \u0939\u0948, \u091c\u093f\u0938\u0938\u0947 \u0921\u093f\u091c\u093f\u091f\u0932 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0915\u094b \u0917\u0902\u092d\u0940\u0930 \u0916\u0924\u0930\u093e \u092c\u0928\u093e \u0939\u0941\u0906 \u0939\u0948\u0964<\/p>\n<h4 data-nodeid=\"835\"><strong>\u092b\u0930\u094d\u091c\u0940 \u0910\u092a\u094d\u0938 \u0926\u094d\u0935\u093e\u0930\u093e \u0907\u0938\u094d\u0924\u0947\u092e\u093e\u0932 \u0915\u093f\u090f \u091c\u093e\u0928\u0947 \u0935\u093e\u0932\u0947 \u092d\u094d\u0930\u093e\u092e\u0915 \u0928\u093e\u092e \u0914\u0930 \u0930\u0923\u0928\u0940\u0924\u093f<\/strong><\/h4>\n<\/div>\n<\/div>\n<\/div>\n<p class=\"toastui-editor-ww-container\">\u092b\u0930\u094d\u091c\u0940 \u0932\u094b\u0928 \u0910\u092a\u094d\u0938 \u0916\u0941\u0926 \u0915\u094b \u0935\u0948\u0927 \u0926\u093f\u0916\u093e\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f <strong data-start=\"1048\" data-end=\"1108\">\u201cCash Now\u201d, \u201cInstant Rupee\u201d, \u201cQuick Paisa\u201d, \u201cSmart Loan\u201d<\/strong> \u091c\u0948\u0938\u0947 \u0906\u0915\u0930\u094d\u0937\u0915 \u0914\u0930 \u092d\u0930\u094b\u0938\u0947\u092e\u0902\u0926 \u0932\u0917\u0928\u0947 \u0935\u093e\u0932\u0947 \u0928\u093e\u092e\u094b\u0902 \u0915\u093e \u0907\u0938\u094d\u0924\u0947\u092e\u093e\u0932 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964 \u092f\u0947 \u0910\u092a\u094d\u0938 \u0932\u094b\u0917\u094b \u0914\u0930 UI \u0924\u0915 \u0935\u0948\u0927 \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0910\u092a\u094d\u0938 \u091c\u0948\u0938\u0947 \u0921\u093f\u091c\u093c\u093e\u0907\u0928 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902 \u0924\u093e\u0915\u093f \u0909\u092a\u092f\u094b\u0917\u0915\u0930\u094d\u0924\u093e \u092d\u094d\u0930\u092e\u093f\u0924 \u0939\u094b \u091c\u093e\u090f\u0964 \u0936\u0941\u0930\u0941\u0906\u0924 \u092e\u0947\u0902 \u092f\u0947 \u092c\u0939\u0941\u0924 \u0915\u092e \u092c\u094d\u092f\u093e\u091c \u0926\u0930 \u0914\u0930 \u201c\u0907\u0902\u0938\u094d\u091f\u0947\u0902\u091f \u0905\u092a\u094d\u0930\u0942\u0935\u0932\u201d \u0915\u093e \u0935\u093e\u0926\u093e \u0915\u0930\u0924\u0947 \u0939\u0948\u0902, \u0932\u0947\u0915\u093f\u0928 \u092c\u093e\u0926 \u092e\u0947\u0902 \u091b\u0941\u092a\u0947 \u0939\u0941\u090f \u0936\u0941\u0932\u094d\u0915 \u0914\u0930 \u0927\u092e\u0915\u093f\u092f\u094b\u0902 \u0915\u0947 \u091c\u093c\u0930\u093f\u090f \u0936\u094b\u0937\u0923 \u0936\u0941\u0930\u0942 \u0915\u0930 \u0926\u0947\u0924\u0947 \u0939\u0948\u0902\u0964 \u0915\u0941\u091b \u0910\u092a\u094d\u0938 \u0924\u094b \u0905\u092a\u0928\u0947 \u0928\u093e\u092e \u092e\u0947\u0902 \u201cRBI Approved\u201d \u092f\u093e \u201cNBFC Registered\u201d \u091c\u0948\u0938\u0947 \u091d\u0942\u0920\u0947 \u091f\u0948\u0917 \u092d\u0940 \u091c\u094b\u0921\u093c \u0926\u0947\u0924\u0947 \u0939\u0948\u0902, \u091c\u093f\u0938\u0938\u0947 \u0906\u092e \u092f\u0942\u091c\u093c\u0930 \u0909\u0928\u094d\u0939\u0947\u0902 \u092d\u0930\u094b\u0938\u0947\u092e\u0902\u0926 \u092e\u093e\u0928 \u0932\u0947\u0924\u093e \u0939\u0948\u0964<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div>\n<div>\n<h2 class=\"mb-4 text-3xl font-semibold leading-tight text-gray-800\"><strong>\u0924\u094d\u0935\u0930\u093f\u0924 \u0932\u094b\u0928 \u0910\u092a\u094d\u0938 \u0915\u0947 \u0916\u0924\u0930\u0928\u093e\u0915 \u0909\u091a\u094d\u091a \u092c\u094d\u092f\u093e\u091c \u0926\u0930\u0947\u0902 \u0914\u0930 \u091b\u0941\u092a\u0947 \u0939\u0941\u090f \u0936\u0941\u0932\u094d\u0915<\/strong><\/h2>\n<p><img decoding=\"async\" class=\"w-full\" src=\"https:\/\/gravitywrite.sgp1.digitaloceanspaces.com\/blog\/img_3712291_2025_10_05_17_17_02.jpg\" alt=\"https:\/\/www.pexels.com\/photo\/scam-lettering-text-on-black-background-5697260\/\" \/><\/p>\n<\/div>\n<div class=\"markdown-renderer-container auto-height\">\n<div class=\"toastui-editor-defaultUI\">\n<div class=\"toastui-editor-main toastui-editor-md-mode\">\n<div class=\"toastui-editor-main-container\">\n<div class=\"toastui-editor-md-container toastui-editor-md-vertical-style\">\n<div class=\"toastui-editor-md-preview\">\n<div class=\"toastui-editor-contents\">\n<h4 data-nodeid=\"841\"><strong>20-30% \u092e\u093e\u0938\u093f\u0915 \u092c\u094d\u092f\u093e\u091c \u0926\u0930\u094b\u0902 \u0915\u0940 \u0935\u093e\u0938\u094d\u0924\u0935\u093f\u0915\u0924\u093e<\/strong><\/h4>\n<p data-nodeid=\"842\">\u0906\u092a\u0915\u094b \u0938\u092e\u091d\u0928\u093e \u0939\u094b\u0917\u093e \u0915\u093f <strong data-nodeid=\"881\">\u0924\u094d\u0935\u0930\u093f\u0924 \u0932\u094b\u0928 \u0916\u0924\u0930\u0947<\/strong> \u092e\u0947\u0902 \u0938\u092c\u0938\u0947 \u092c\u0921\u093c\u093e \u091c\u093e\u0932 <strong data-nodeid=\"882\">\u0909\u091a\u094d\u091a \u092c\u094d\u092f\u093e\u091c \u0926\u0930 \u0932\u094b\u0928<\/strong> \u0915\u093e \u0939\u0948\u0964 \u092b\u0930\u094d\u091c\u0940 \u0932\u094b\u0928 \u0910\u092a\u094d\u0938 \u0906\u092a\u0938\u0947 20-30% \u092e\u093e\u0938\u093f\u0915 \u092c\u094d\u092f\u093e\u091c \u0926\u0930 \u0935\u0938\u0942\u0932\u0924\u0947 \u0939\u0948\u0902, \u091c\u094b \u0935\u093e\u0930\u094d\u0937\u093f\u0915 \u0906\u0927\u093e\u0930 \u092a\u0930 240-360% \u0924\u0915 \u092a\u0939\u0941\u0902\u091a \u091c\u093e\u0924\u0940 \u0939\u0948\u0964 \u092f\u0939 \u0926\u0930 \u092a\u093e\u0930\u0902\u092a\u0930\u093f\u0915 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u0940 \u0924\u0941\u0932\u0928\u093e \u092e\u0947\u0902 \u0932\u0917\u092d\u0917 20 \u0917\u0941\u0928\u093e \u0905\u0927\u093f\u0915 \u0939\u094b\u0924\u0940 \u0939\u0948\u0964<\/p>\n<h4 data-nodeid=\"843\"><strong>15% \u0924\u0915 \u0915\u0947 \u092a\u094d\u0930\u094b\u0938\u0947\u0938\u093f\u0902\u0917 \u092b\u0940\u0938 \u0915\u0947 \u091c\u093e\u0932<\/strong><\/h4>\n<p data-nodeid=\"844\">\u0907\u0928 \u0910\u092a\u094d\u0938 \u092e\u0947\u0902 \u0906\u092a\u0915\u094b \u0915\u0947\u0935\u0932 \u092c\u094d\u092f\u093e\u091c \u0926\u0930 \u0939\u0940 \u0928\u0939\u0940\u0902 \u092c\u0932\u094d\u0915\u093f \u091b\u0941\u092a\u0947 \u0939\u0941\u090f \u0936\u0941\u0932\u094d\u0915\u094b\u0902 \u0915\u093e \u092d\u0940 \u0938\u093e\u092e\u0928\u093e \u0915\u0930\u0928\u093e \u092a\u0921\u093c\u0924\u093e \u0939\u0948\u0964 \u092a\u094d\u0930\u094b\u0938\u0947\u0938\u093f\u0902\u0917 \u092b\u0940\u0938 \u0915\u0947 \u0928\u093e\u092e \u092a\u0930 8-15% \u0924\u0915 \u0915\u093e \u0905\u0924\u093f\u0930\u093f\u0915\u094d\u0924 \u0936\u0941\u0932\u094d\u0915 \u0932\u0917\u093e\u092f\u093e \u091c\u093e\u0924\u093e \u0939\u0948\u0964 <strong data-nodeid=\"889\">\u0932\u094b\u0928 \u0910\u092a \u0927\u094b\u0916\u093e\u0927\u0921\u093c\u0940<\/strong> \u092e\u0947\u0902 GST, \u092a\u094d\u0932\u0947\u091f\u092b\u0949\u0930\u094d\u092e \u092b\u0940\u0938, \u0914\u0930 \u0935\u0947\u0930\u093f\u092b\u093f\u0915\u0947\u0936\u0928 \u091a\u093e\u0930\u094d\u091c \u091c\u0948\u0938\u0947 \u0915\u0908 \u0905\u0928\u094d\u092f \u0936\u0941\u0932\u094d\u0915 \u092d\u0940 \u0936\u093e\u092e\u093f\u0932 \u0939\u094b\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n<h4 data-nodeid=\"845\"><strong>\u092a\u093e\u0930\u0902\u092a\u0930\u093f\u0915 \u092c\u0948\u0902\u0915 \u0932\u094b\u0928 \u092c\u0928\u093e\u092e \u0910\u092a-\u0906\u0927\u093e\u0930\u093f\u0924 \u0932\u094b\u0928 \u0915\u0940 \u0924\u0941\u0932\u0928\u093e<\/strong><\/h4>\n<table data-nodeid=\"847\">\n<thead data-nodeid=\"848\">\n<tr data-nodeid=\"849\">\n<th data-nodeid=\"851\">\u0935\u093f\u0936\u0947\u0937\u0924\u093e<\/th>\n<th data-nodeid=\"852\">\u092c\u0948\u0902\u0915 \u0932\u094b\u0928<\/th>\n<th data-nodeid=\"853\">\u0910\u092a-\u0906\u0927\u093e\u0930\u093f\u0924 \u0932\u094b\u0928<\/th>\n<\/tr>\n<\/thead>\n<tbody data-nodeid=\"857\">\n<tr data-nodeid=\"858\">\n<td data-nodeid=\"859\">\u0935\u093e\u0930\u094d\u0937\u093f\u0915 \u092c\u094d\u092f\u093e\u091c \u0926\u0930<\/td>\n<td data-nodeid=\"860\">10-18%<\/td>\n<td data-nodeid=\"861\">240-360%<\/td>\n<\/tr>\n<tr data-nodeid=\"862\">\n<td data-nodeid=\"863\">\u092a\u094d\u0930\u094b\u0938\u0947\u0938\u093f\u0902\u0917 \u092b\u0940\u0938<\/td>\n<td data-nodeid=\"864\">1-3%<\/td>\n<td data-nodeid=\"865\">8-15%<\/td>\n<\/tr>\n<tr data-nodeid=\"866\">\n<td data-nodeid=\"867\">\u092a\u093e\u0930\u0926\u0930\u094d\u0936\u093f\u0924\u093e<\/td>\n<td data-nodeid=\"868\">\u092a\u0942\u0930\u094d\u0923<\/td>\n<td data-nodeid=\"869\">\u0928 \u0915\u0947 \u092c\u0930\u093e\u092c\u0930<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p data-nodeid=\"870\">\u092c\u0948\u0902\u0915\u094b\u0902 \u092e\u0947\u0902 \u0906\u092a\u0915\u094b RBI \u0926\u094d\u0935\u093e\u0930\u093e \u0928\u093f\u0930\u094d\u0927\u093e\u0930\u093f\u0924 \u0928\u093f\u092f\u092e\u094b\u0902 \u0915\u0947 \u0924\u0939\u0924 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u092e\u093f\u0932\u0924\u0940 \u0939\u0948, \u091c\u092c\u0915\u093f <strong data-nodeid=\"908\">\u092b\u0930\u094d\u091c\u0940 \u0932\u094b\u0928 \u0910\u092a\u094d\u0938<\/strong> \u092e\u0947\u0902 \u0915\u094b\u0908 \u0928\u093f\u092f\u0902\u0924\u094d\u0930\u0923 \u0928\u0939\u0940\u0902 \u0939\u094b\u0924\u093e\u0964<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div>\n<div>\n<h2 class=\"mb-4 text-3xl font-semibold leading-tight text-gray-800\"><strong>\u0921\u0947\u091f\u093e \u091a\u094b\u0930\u0940 \u0914\u0930 \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u0917\u0924 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0915\u0947 \u0926\u0941\u0930\u0941\u092a\u092f\u094b\u0917 \u0938\u0947 \u092c\u091a\u093e\u0935<\/strong><\/h2>\n<p><img decoding=\"async\" class=\"w-full\" src=\"https:\/\/gravitywrite.sgp1.digitaloceanspaces.com\/blog\/img_3712291_2025_10_05_17_17_49.jpg\" alt=\"https:\/\/www.pexels.com\/photo\/white-caution-cone-on-keyboard-211151\/\" \/><\/div>\n<div class=\"markdown-renderer-container auto-height\">\n<div class=\"toastui-editor-defaultUI\">\n<div class=\"toastui-editor-main toastui-editor-md-mode\">\n<div class=\"toastui-editor-main-container\">\n<div class=\"toastui-editor-md-container toastui-editor-md-vertical-style\">\n<div class=\"toastui-editor-md-preview\">\n<div class=\"toastui-editor-contents\">\n<h4 data-nodeid=\"909\"><strong>\u0938\u0902\u092a\u0930\u094d\u0915 \u0938\u0942\u091a\u0940 \u0914\u0930 \u092b\u094b\u091f\u094b \u0917\u0948\u0932\u0930\u0940 \u090f\u0915\u094d\u0938\u0947\u0938 \u0915\u0940 \u0938\u092e\u0938\u094d\u092f\u093e<\/strong><\/h4>\n<p data-nodeid=\"910\">\u091c\u092c \u0906\u092a \u092b\u0930\u094d\u091c\u0940 \u0932\u094b\u0928 \u0910\u092a\u094d\u0938 \u0921\u093e\u0909\u0928\u0932\u094b\u0921 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b \u092f\u0947 \u0906\u092a\u0915\u0947 \u0938\u094d\u092e\u093e\u0930\u094d\u091f\u092b\u094b\u0928 \u0915\u0940 \u0938\u0902\u092a\u0930\u094d\u0915 \u0938\u0942\u091a\u0940 \u0914\u0930 \u092b\u094b\u091f\u094b \u0917\u0948\u0932\u0930\u0940 \u0924\u0915 \u092a\u0939\u0941\u0902\u091a \u092e\u093e\u0902\u0917\u0924\u0947 \u0939\u0948\u0902\u0964 \u092f\u0939 \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u0917\u0924 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0915\u0947 \u0932\u093f\u090f \u090f\u0915 \u0917\u0902\u092d\u0940\u0930 \u0916\u0924\u0930\u093e \u0939\u0948 \u0915\u094d\u092f\u094b\u0902\u0915\u093f \u092f\u0947 \u0915\u0902\u092a\u0928\u093f\u092f\u093e\u0902 \u0906\u092a\u0915\u0940 \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u0917\u0924 \u0921\u0947\u091f\u093e \u0915\u093e \u0926\u0941\u0930\u0941\u092a\u092f\u094b\u0917 \u0915\u0930\u0924\u0940 \u0939\u0948\u0902\u0964<\/p>\n<h4 data-nodeid=\"911\"><strong>\u0924\u0938\u094d\u0935\u0940\u0930\u094b\u0902 \u092e\u0947\u0902 \u0939\u0947\u0930\u093e\u092b\u0947\u0930\u0940 \u0914\u0930 \u092c\u094d\u0932\u0948\u0915\u092e\u0947\u0932 \u0915\u0940 \u0924\u0915\u0928\u0940\u0915<\/strong><\/h4>\n<p data-nodeid=\"912\">\u0905\u0935\u0948\u0927 \u0921\u0947\u091f\u093e \u091a\u094b\u0930\u0940 \u0932\u094b\u0928 \u0910\u092a \u0915\u0902\u092a\u0928\u093f\u092f\u093e\u0902 \u0906\u092a\u0915\u0940 \u0924\u0938\u094d\u0935\u0940\u0930\u094b\u0902 \u0915\u093e \u0907\u0938\u094d\u0924\u0947\u092e\u093e\u0932 \u0915\u0930\u0915\u0947 \u0921\u093f\u091c\u093f\u091f\u0932 \u0939\u0947\u0930\u093e\u092b\u0947\u0930\u0940 \u0915\u0930\u0924\u0940 \u0939\u0948\u0902 \u0914\u0930 \u092c\u094d\u0932\u0948\u0915\u092e\u0947\u0932 \u0915\u0940 \u0927\u092e\u0915\u0940 \u0926\u0947\u0924\u0940 \u0939\u0948\u0902\u0964 \u092f\u0939 \u0932\u094b\u0928 \u0910\u092a \u0927\u094b\u0916\u093e\u0927\u0921\u093c\u0940 \u0915\u093e \u090f\u0915 \u092d\u093e\u0917 \u0939\u0948 \u091c\u094b \u0906\u092a\u0915\u0940 \u0917\u0930\u093f\u092e\u093e \u0914\u0930 \u0938\u093e\u092e\u093e\u091c\u093f\u0915 \u092a\u094d\u0930\u0924\u093f\u0937\u094d\u0920\u093e \u0915\u094b \u0928\u0941\u0915\u0938\u093e\u0928 \u092a\u0939\u0941\u0902\u091a\u093e\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0907\u0938\u094d\u0924\u0947\u092e\u093e\u0932 \u0915\u093f\u092f\u093e \u091c\u093e\u0924\u093e \u0939\u0948\u0964<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div>\n<div>\n<h2 class=\"mb-4 text-3xl font-semibold leading-tight text-gray-800\"><strong>\u0930\u093f\u0915\u0935\u0930\u0940 \u090f\u091c\u0947\u0902\u091f\u094b\u0902 \u0915\u0940 \u0927\u092e\u0915\u093f\u092f\u094b\u0902 \u0914\u0930 \u0909\u0924\u094d\u092a\u0940\u0921\u093c\u0928 \u0938\u0947 \u0938\u0941\u0930\u0915\u094d\u0937\u093e<\/strong><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-3286\" src=\"https:\/\/paisaforever.com\/hin\/wp-content\/uploads\/2025\/10\/recovery-agent-harassment-loan-apps.jpeg\" alt=\"Depiction of recovery agent harassment by fake loan app operators.\" width=\"1280\" height=\"1024\" srcset=\"https:\/\/paisaforever.com\/hin\/wp-content\/uploads\/2025\/10\/recovery-agent-harassment-loan-apps.jpeg 1280w, https:\/\/paisaforever.com\/hin\/wp-content\/uploads\/2025\/10\/recovery-agent-harassment-loan-apps-300x240.jpeg 300w, https:\/\/paisaforever.com\/hin\/wp-content\/uploads\/2025\/10\/recovery-agent-harassment-loan-apps-1024x819.jpeg 1024w, https:\/\/paisaforever.com\/hin\/wp-content\/uploads\/2025\/10\/recovery-agent-harassment-loan-apps-768x614.jpeg 768w\" sizes=\"auto, (max-width: 1280px) 100vw, 1280px\" \/><\/div>\n<div class=\"markdown-renderer-container auto-height\">\n<div class=\"toastui-editor-defaultUI\">\n<div class=\"toastui-editor-main toastui-editor-md-mode\">\n<div class=\"toastui-editor-main-container\">\n<div class=\"toastui-editor-md-container toastui-editor-md-vertical-style\">\n<div class=\"toastui-editor-md-preview\">\n<div class=\"toastui-editor-contents\">\n<h4 data-nodeid=\"917\"><strong>\u0932\u094b\u0928 \u0938\u094d\u0935\u0940\u0915\u0943\u0924\u093f \u0915\u0947 \u0924\u0941\u0930\u0902\u0924 \u092c\u093e\u0926 \u0936\u0941\u0930\u0942 \u0939\u094b\u0928\u0947 \u0935\u093e\u0932\u093e \u0939\u0948\u0930\u093e\u0938\u092e\u0947\u0902\u091f<\/strong><\/h4>\n<p data-nodeid=\"918\">\u0906\u092a\u0915\u094b \u091c\u093e\u0928\u0928\u093e \u091a\u093e\u0939\u093f\u090f \u0915\u093f <strong data-nodeid=\"929\">\u0930\u093f\u0915\u0935\u0930\u0940 \u090f\u091c\u0947\u0902\u091f \u0909\u0924\u094d\u092a\u0940\u0921\u093c\u0928<\/strong> \u092b\u0930\u094d\u091c\u0940 \u0932\u094b\u0928 \u0910\u092a\u094d\u0938 \u0915\u0940 \u0938\u092c\u0938\u0947 \u0916\u0924\u0930\u0928\u093e\u0915 \u0930\u0923\u0928\u0940\u0924\u093f \u0939\u0948\u0964 \u091c\u0948\u0938\u0947 \u0939\u0940 \u0906\u092a \u0932\u094b\u0928 \u0932\u0947\u0924\u0947 \u0939\u0948\u0902, \u092f\u0947 \u090f\u091c\u0947\u0902\u091f \u0924\u0941\u0930\u0902\u0924 \u0906\u092a\u0915\u094b \u092a\u0930\u0947\u0936\u093e\u0928 \u0915\u0930\u0928\u093e \u0936\u0941\u0930\u0942 \u0915\u0930 \u0926\u0947\u0924\u0947 \u0939\u0948\u0902\u0964 \u0935\u0947 \u0926\u093f\u0928-\u0930\u093e\u0924 \u092b\u094b\u0928 \u0915\u0930\u0915\u0947 \u0906\u092a\u0915\u094b \u092e\u093e\u0928\u0938\u093f\u0915 \u0930\u0942\u092a \u0938\u0947 \u092a\u094d\u0930\u0924\u093e\u0921\u093c\u093f\u0924 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n<h4 data-nodeid=\"919\"><strong>\u092a\u0930\u093f\u0935\u093e\u0930 \u0914\u0930 \u0926\u094b\u0938\u094d\u0924\u094b\u0902 \u0915\u094b \u092d\u0947\u091c\u0947 \u091c\u093e\u0928\u0947 \u0935\u093e\u0932\u0947 \u0905\u092d\u0926\u094d\u0930 \u0938\u0902\u0926\u0947\u0936<\/strong><\/h4>\n<p data-nodeid=\"920\">\u0905\u092c \u0906\u092a\u0915\u0947 \u0938\u0902\u092a\u0930\u094d\u0915\u094b\u0902 \u0915\u094b \u0928\u093f\u0936\u093e\u0928\u093e \u092c\u0928\u093e\u092f\u093e \u091c\u093e\u0924\u093e \u0939\u0948\u0964 \u092f\u0947 \u090f\u091c\u0947\u0902\u091f \u0906\u092a\u0915\u0947 <strong data-nodeid=\"936\">\u0935\u094d\u092f\u0915\u094d\u0924\u093f\u0917\u0924 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0938\u0941\u0930\u0915\u094d\u0937\u093e<\/strong> \u0915\u093e \u0939\u0928\u0928 \u0915\u0930\u0915\u0947 \u092a\u0930\u093f\u0935\u093e\u0930 \u0914\u0930 \u092e\u093f\u0924\u094d\u0930\u094b\u0902 \u0915\u094b \u0905\u0936\u094d\u0932\u0940\u0932 \u0938\u0902\u0926\u0947\u0936 \u092d\u0947\u091c\u0924\u0947 \u0939\u0948\u0902\u0964 \u0907\u0938\u0938\u0947 \u0906\u092a\u0915\u0940 \u0938\u093e\u092e\u093e\u091c\u093f\u0915 \u092a\u094d\u0930\u0924\u093f\u0937\u094d\u0920\u093e \u0915\u094b \u0917\u0902\u092d\u0940\u0930 \u0928\u0941\u0915\u0938\u093e\u0928 \u092a\u0939\u0941\u0902\u091a\u0924\u093e \u0939\u0948\u0964<\/p>\n<h4 data-nodeid=\"921\"><strong>\u0938\u094b\u0936\u0932 \u092e\u0940\u0921\u093f\u092f\u093e \u092a\u0930 \u0905\u092a\u092e\u093e\u0928\u091c\u0928\u0915 \u0938\u093e\u092e\u0917\u094d\u0930\u0940 \u0905\u092a\u0932\u094b\u0921 \u0915\u0940 \u0927\u092e\u0915\u0940<\/strong><\/h4>\n<p data-nodeid=\"922\">\u0938\u092c\u0938\u0947 \u0917\u0902\u092d\u0940\u0930 \u092c\u093e\u0924 \u092f\u0939 \u0939\u0948 \u0915\u093f \u092f\u0947 \u090f\u091c\u0947\u0902\u091f \u0906\u092a\u0915\u094b \u0938\u094b\u0936\u0932 \u092e\u0940\u0921\u093f\u092f\u093e \u092a\u0930 \u092c\u0926\u0928\u093e\u092e \u0915\u0930\u0928\u0947 \u0915\u0940 \u0927\u092e\u0915\u0940 \u0926\u0947\u0924\u0947 \u0939\u0948\u0902\u0964 \u0935\u0947 \u0906\u092a\u0915\u0940 \u092b\u094b\u091f\u094b \u0914\u0930 \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u0917\u0924 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0915\u093e \u0917\u0932\u0924 \u0907\u0938\u094d\u0924\u0947\u092e\u093e\u0932 \u0915\u0930\u0915\u0947 \u0905\u092a\u092e\u093e\u0928\u091c\u0928\u0915 \u092a\u094b\u0938\u094d\u091f \u092c\u0928\u093e\u0928\u0947 \u0915\u0940 \u0927\u092e\u0915\u0940 \u0926\u0947\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div>\n<div>\n<h2 class=\"mb-4 text-3xl font-semibold leading-tight text-gray-800\"><strong>\u092a\u0940\u0921\u093c\u093f\u0924\u094b\u0902 \u092a\u0930 \u092e\u093e\u0928\u0938\u093f\u0915 \u0914\u0930 \u0938\u093e\u092e\u093e\u091c\u093f\u0915 \u092a\u094d\u0930\u092d\u093e\u0935<\/strong><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-3285\" src=\"https:\/\/paisaforever.com\/hin\/wp-content\/uploads\/2025\/10\/rbi-legit-vs-fake-loan-apps-comparison.jpeg\" alt=\"Comparison between RBI approved and fake loan apps\" width=\"1024\" height=\"1024\" srcset=\"https:\/\/paisaforever.com\/hin\/wp-content\/uploads\/2025\/10\/rbi-legit-vs-fake-loan-apps-comparison.jpeg 1024w, https:\/\/paisaforever.com\/hin\/wp-content\/uploads\/2025\/10\/rbi-legit-vs-fake-loan-apps-comparison-300x300.jpeg 300w, https:\/\/paisaforever.com\/hin\/wp-content\/uploads\/2025\/10\/rbi-legit-vs-fake-loan-apps-comparison-150x150.jpeg 150w, https:\/\/paisaforever.com\/hin\/wp-content\/uploads\/2025\/10\/rbi-legit-vs-fake-loan-apps-comparison-768x768.jpeg 768w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><img class=\"w-full\" \/><\/div>\n<div class=\"markdown-renderer-container auto-height\">\n<div class=\"toastui-editor-defaultUI\">\n<div class=\"toastui-editor-main toastui-editor-md-mode\">\n<div class=\"toastui-editor-main-container\">\n<div class=\"toastui-editor-md-container toastui-editor-md-vertical-style\">\n<div class=\"toastui-editor-md-preview\">\n<div class=\"toastui-editor-contents\">\n<h4 data-nodeid=\"939\"><strong>90% \u092a\u0940\u0921\u093c\u093f\u0924\u094b\u0902 \u092e\u0947\u0902 \u0915\u094d\u0932\u093f\u0928\u093f\u0915\u0932 \u0921\u093f\u092a\u094d\u0930\u0947\u0936\u0928 \u0915\u0940 \u0938\u092e\u0938\u094d\u092f\u093e<\/strong><\/h4>\n<p data-nodeid=\"940\">\u091c\u092c \u0906\u092a <strong data-nodeid=\"951\">\u092b\u0930\u094d\u091c\u0940 \u0932\u094b\u0928 \u0910\u092a\u094d\u0938<\/strong> \u0915\u0947 \u091c\u093e\u0932 \u092e\u0947\u0902 \u092b\u0902\u0938\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b \u092e\u093e\u0928\u0938\u093f\u0915 \u0938\u094d\u0935\u093e\u0938\u094d\u0925\u094d\u092f \u092a\u0930 \u0917\u0939\u0930\u093e \u0905\u0938\u0930 \u092a\u0921\u093c\u0924\u093e \u0939\u0948\u0964 \u0905\u0924\u094d\u092f\u0927\u093f\u0915 \u092c\u094d\u092f\u093e\u091c \u0926\u0930\u094b\u0902 \u0914\u0930 \u0927\u092e\u0915\u093f\u092f\u094b\u0902 \u0915\u0947 \u0915\u093e\u0930\u0923 \u0906\u092a\u092e\u0947\u0902 \u091a\u093f\u0902\u0924\u093e, \u0905\u0935\u0938\u093e\u0926 \u0914\u0930 \u0928\u093f\u0930\u093e\u0936\u093e \u0915\u0940 \u092d\u093e\u0935\u0928\u093e\u090f\u0902 \u092c\u0922\u093c \u091c\u093e\u0924\u0940 \u0939\u0948\u0902\u0964<\/p>\n<h4 data-nodeid=\"941\"><strong>\u0928\u094c\u0915\u0930\u0940 \u0916\u094b\u0928\u093e \u0914\u0930 \u0938\u093e\u092e\u093e\u091c\u093f\u0915 \u092c\u0939\u093f\u0937\u094d\u0915\u093e\u0930 \u091d\u0947\u0932\u0928\u093e<\/strong><\/h4>\n<p data-nodeid=\"942\"><strong data-nodeid=\"957\">\u0930\u093f\u0915\u0935\u0930\u0940 \u090f\u091c\u0947\u0902\u091f \u0909\u0924\u094d\u092a\u0940\u0921\u093c\u0928<\/strong> \u0915\u0947 \u0915\u093e\u0930\u0923 \u0906\u092a\u0915\u0940 \u0928\u094c\u0915\u0930\u0940 \u0914\u0930 \u0938\u093e\u092e\u093e\u091c\u093f\u0915 \u092a\u094d\u0930\u0924\u093f\u0937\u094d\u0920\u093e \u0926\u093e\u0902\u0935 \u092a\u0930 \u0932\u0917 \u091c\u093e\u0924\u0940 \u0939\u0948\u0964 \u092a\u0930\u093f\u0935\u093e\u0930 \u0914\u0930 \u092e\u093f\u0924\u094d\u0930\u094b\u0902 \u0938\u0947 \u0930\u093f\u0936\u094d\u0924\u0947 \u092c\u093f\u0917\u0921\u093c\u0928\u0947 \u0932\u0917\u0924\u0947 \u0939\u0948\u0902, \u091c\u093f\u0938\u0938\u0947 \u0938\u093e\u092e\u093e\u091c\u093f\u0915 \u0905\u0932\u0917\u093e\u0935 \u0915\u0940 \u0938\u094d\u0925\u093f\u0924\u093f \u092a\u0948\u0926\u093e \u0939\u094b\u0924\u0940 \u0939\u0948\u0964<\/p>\n<h4 data-nodeid=\"943\"><strong>\u0906\u0924\u094d\u092e\u0939\u0924\u094d\u092f\u093e \u0915\u0947 \u0935\u093f\u091a\u093e\u0930 \u0914\u0930 \u092a\u093e\u0930\u093f\u0935\u093e\u0930\u093f\u0915 \u0924\u094d\u0930\u093e\u0938\u0926\u093f\u092f\u093e\u0902<\/strong><\/h4>\n<p data-nodeid=\"944\">\u0905\u0924\u094d\u092f\u0927\u093f\u0915 \u0926\u092c\u093e\u0935 \u092e\u0947\u0902 \u0906\u0928\u0947 \u092a\u0930 \u0906\u092a\u0915\u0947 \u092e\u0928 \u092e\u0947\u0902 \u0906\u0924\u094d\u092e\u0939\u0924\u094d\u092f\u093e \u091c\u0948\u0938\u0947 \u0928\u0915\u093e\u0930\u093e\u0924\u094d\u092e\u0915 \u0935\u093f\u091a\u093e\u0930 \u0906 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964 \u092f\u0939 \u0928 \u0915\u0947\u0935\u0932 \u0906\u092a\u0915\u094b \u092c\u0932\u094d\u0915\u093f \u092a\u0942\u0930\u0947 \u092a\u0930\u093f\u0935\u093e\u0930 \u0915\u094b \u092a\u094d\u0930\u092d\u093e\u0935\u093f\u0924 \u0915\u0930\u0924\u093e \u0939\u0948\u0964<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div>\n<div>\n<h2 class=\"mb-4 text-3xl font-semibold leading-tight text-gray-800\"><strong>\u0938\u093e\u0907\u092c\u0930 \u0905\u092a\u0930\u093e\u0927 \u0930\u093f\u092a\u094b\u0930\u094d\u091f\u093f\u0902\u0917 \u0914\u0930 \u0915\u093e\u0928\u0942\u0928\u0940 \u0938\u0939\u093e\u092f\u0924\u093e \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0915\u0930\u0928\u093e<\/strong><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-3289\" src=\"https:\/\/paisaforever.com\/hin\/wp-content\/uploads\/2025\/10\/digital-literacy-financial-fraud-awareness.jpeg\" alt=\"Reporting fake loan apps on Indian cybercrime portal.\" width=\"1413\" height=\"1024\" srcset=\"https:\/\/paisaforever.com\/hin\/wp-content\/uploads\/2025\/10\/digital-literacy-financial-fraud-awareness.jpeg 1413w, https:\/\/paisaforever.com\/hin\/wp-content\/uploads\/2025\/10\/digital-literacy-financial-fraud-awareness-300x217.jpeg 300w, https:\/\/paisaforever.com\/hin\/wp-content\/uploads\/2025\/10\/digital-literacy-financial-fraud-awareness-1024x742.jpeg 1024w, https:\/\/paisaforever.com\/hin\/wp-content\/uploads\/2025\/10\/digital-literacy-financial-fraud-awareness-768x557.jpeg 768w\" sizes=\"auto, (max-width: 1413px) 100vw, 1413px\" \/><\/div>\n<div class=\"markdown-renderer-container auto-height\">\n<div class=\"toastui-editor-defaultUI\">\n<div class=\"toastui-editor-main toastui-editor-md-mode\">\n<div class=\"toastui-editor-main-container\">\n<div class=\"toastui-editor-md-container toastui-editor-md-vertical-style\">\n<div class=\"toastui-editor-md-preview\">\n<div class=\"toastui-editor-contents\">\n<h4 data-nodeid=\"960\"><strong>\u0938\u093e\u0907\u092c\u0930 \u0915\u094d\u0930\u093e\u0907\u092e \u0938\u0947\u0932 \u092e\u0947\u0902 \u0936\u093f\u0915\u093e\u092f\u0924 \u0926\u0930\u094d\u091c \u0915\u0930\u093e\u0928\u0947 \u0915\u0940 \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e<\/strong><\/h4>\n<p data-nodeid=\"961\">\u092f\u0926\u093f \u0906\u092a \u092b\u0930\u094d\u091c\u0940 \u0932\u094b\u0928 \u0910\u092a\u094d\u0938 \u0915\u0947 \u091c\u093e\u0932 \u092e\u0947\u0902 \u092b\u0902\u0938\u0947 \u0939\u0948\u0902, \u0924\u094b \u0938\u093e\u0907\u092c\u0930 \u0905\u092a\u0930\u093e\u0927 \u0930\u093f\u092a\u094b\u0930\u094d\u091f\u093f\u0902\u0917 \u0915\u0930\u0928\u093e \u0906\u092a\u0915\u093e \u092a\u0939\u0932\u093e \u0915\u0926\u092e \u0939\u094b\u0928\u093e \u091a\u093e\u0939\u093f\u090f\u0964 \u0906\u092a \u0930\u093e\u0937\u094d\u091f\u094d\u0930\u0940\u092f \u0938\u093e\u0907\u092c\u0930 \u0905\u092a\u0930\u093e\u0927 \u0930\u093f\u092a\u094b\u0930\u094d\u091f\u093f\u0902\u0917 \u092a\u094b\u0930\u094d\u091f\u0932 cybercrime.gov.in \u092a\u0930 \u0911\u0928\u0932\u093e\u0907\u0928 \u0936\u093f\u0915\u093e\u092f\u0924 \u0926\u0930\u094d\u091c \u0915\u0930\u093e \u0938\u0915\u0924\u0947 \u0939\u0948\u0902 \u092f\u093e \u0905\u092a\u0928\u0947 \u0938\u094d\u0925\u093e\u0928\u0940\u092f \u0938\u093e\u0907\u092c\u0930 \u0915\u094d\u0930\u093e\u0907\u092e \u0938\u0947\u0932 \u092e\u0947\u0902 \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u0917\u0924 \u0930\u0942\u092a \u0938\u0947 \u091c\u093e \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n<h4 data-nodeid=\"962\"><strong>\u092a\u0941\u0932\u093f\u0938 \u0915\u0940 \u0938\u093e\u0907\u092c\u0930 \u0905\u092a\u0930\u093e\u0927 \u091c\u093e\u0902\u091a \u092e\u0947\u0902 \u0915\u092e\u093f\u092f\u093e\u0902 \u0914\u0930 \u091a\u0941\u0928\u094c\u0924\u093f\u092f\u093e\u0902<\/strong><\/h4>\n<p data-nodeid=\"963\">\u0938\u093e\u0907\u092c\u0930 \u0905\u092a\u0930\u093e\u0927 \u0915\u0940 \u091c\u093e\u0902\u091a \u092e\u0947\u0902 \u092a\u0941\u0932\u093f\u0938 \u0915\u094b \u0924\u0915\u0928\u0940\u0915\u0940 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0915\u0940 \u0915\u092e\u0940 \u0914\u0930 \u0938\u0902\u0938\u093e\u0927\u0928\u094b\u0902 \u0915\u0940 \u0938\u092e\u0938\u094d\u092f\u093e \u0915\u093e \u0938\u093e\u092e\u0928\u093e \u0915\u0930\u0928\u093e \u092a\u0921\u093c\u0924\u093e \u0939\u0948\u0964 \u0905\u0915\u094d\u0938\u0930 \u092e\u093e\u092e\u0932\u094b\u0902 \u0915\u0940 \u091c\u093e\u0902\u091a \u092e\u0947\u0902 \u0926\u0947\u0930\u0940 \u0939\u094b\u0924\u0940 \u0939\u0948 \u0914\u0930 \u092a\u0940\u0921\u093c\u093f\u0924\u094b\u0902 \u0915\u094b \u0924\u0924\u094d\u0915\u093e\u0932 \u0930\u093e\u0939\u0924 \u0928\u0939\u0940\u0902 \u092e\u093f\u0932 \u092a\u093e\u0924\u0940\u0964<\/p>\n<h4 data-nodeid=\"964\"><strong>NGOs \u0914\u0930 \u0938\u0939\u093e\u092f\u0924\u093e \u0938\u0902\u0917\u0920\u0928\u094b\u0902 \u0938\u0947 \u092e\u0926\u0926 \u0932\u0947\u0928\u093e<\/strong><\/h4>\n<p data-nodeid=\"965\">\u0935\u093f\u092d\u093f\u0928\u094d\u0928 \u0917\u0948\u0930-\u0938\u0930\u0915\u093e\u0930\u0940 \u0938\u0902\u0917\u0920\u0928 \u0932\u094b\u0928 \u0910\u092a \u0927\u094b\u0916\u093e\u0927\u0921\u093c\u0940 \u0915\u0947 \u092a\u0940\u0921\u093c\u093f\u0924\u094b\u0902 \u0915\u094b \u0915\u093e\u0928\u0942\u0928\u0940 \u0938\u0939\u093e\u092f\u0924\u093e \u0914\u0930 \u092a\u0930\u093e\u092e\u0930\u094d\u0936 \u0938\u0947\u0935\u093e\u090f\u0902 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964 \u092f\u0947 \u0938\u0902\u0917\u0920\u0928 \u0906\u092a\u0915\u094b \u092e\u0941\u092b\u094d\u0924 \u0915\u093e\u0928\u0942\u0928\u0940 \u0938\u0932\u093e\u0939 \u0926\u0947\u0928\u0947 \u0915\u0947 \u0938\u093e\u0925-\u0938\u093e\u0925 \u092e\u093e\u0928\u0938\u093f\u0915 \u0938\u094d\u0935\u093e\u0938\u094d\u0925\u094d\u092f \u0938\u0939\u093e\u092f\u0924\u093e \u092d\u0940 \u0909\u092a\u0932\u092c\u094d\u0927 \u0915\u0930\u093e\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div>\n<div>\n<h2 class=\"mb-4 text-3xl font-semibold leading-tight text-gray-800\"><strong>\u0938\u0930\u0915\u093e\u0930\u0940 \u0928\u093f\u092f\u092e \u0914\u0930 \u0909\u0928\u0915\u0947 \u092a\u094d\u0930\u092d\u093e\u0935\u0940 \u0915\u093e\u0930\u094d\u092f\u093e\u0928\u094d\u0935\u092f\u0928 \u0915\u0940 \u0915\u092e\u0940<\/strong><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-3287\" src=\"https:\/\/paisaforever.com\/hin\/wp-content\/uploads\/2025\/10\/rbi-digital-lending-guidelines-2025.jpeg\" alt=\"RBI digital lending guidelines illustration for 2025.\" width=\"1280\" height=\"1024\" srcset=\"https:\/\/paisaforever.com\/hin\/wp-content\/uploads\/2025\/10\/rbi-digital-lending-guidelines-2025.jpeg 1280w, https:\/\/paisaforever.com\/hin\/wp-content\/uploads\/2025\/10\/rbi-digital-lending-guidelines-2025-300x240.jpeg 300w, https:\/\/paisaforever.com\/hin\/wp-content\/uploads\/2025\/10\/rbi-digital-lending-guidelines-2025-1024x819.jpeg 1024w, https:\/\/paisaforever.com\/hin\/wp-content\/uploads\/2025\/10\/rbi-digital-lending-guidelines-2025-768x614.jpeg 768w\" sizes=\"auto, (max-width: 1280px) 100vw, 1280px\" \/><img class=\"w-full\" \/><\/div>\n<div class=\"markdown-renderer-container auto-height\">\n<div class=\"toastui-editor-defaultUI\">\n<div class=\"toastui-editor-main toastui-editor-md-mode\">\n<div class=\"toastui-editor-main-container\">\n<div class=\"toastui-editor-md-container toastui-editor-md-vertical-style\">\n<div class=\"toastui-editor-md-preview\">\n<div class=\"toastui-editor-contents\">\n<h4 data-nodeid=\"972\"><strong>RBI \u0926\u094d\u0935\u093e\u0930\u093e \u0921\u093f\u091c\u093f\u091f\u0932 \u0932\u0947\u0902\u0921\u093f\u0902\u0917 \u0915\u0947 \u0932\u093f\u090f \u092c\u0928\u093e\u090f \u0917\u090f \u0928\u093f\u092f\u092e<\/strong><\/h4>\n<p data-nodeid=\"973\">\u0906\u092a\u0915\u094b \u091c\u093e\u0928\u0928\u093e \u091a\u093e\u0939\u093f\u090f \u0915\u093f RBI \u0928\u0947 \u0921\u093f\u091c\u093f\u091f\u0932 \u0932\u0947\u0902\u0921\u093f\u0902\u0917 \u0917\u093e\u0907\u0921\u0932\u093e\u0907\u0902\u0938 2022 \u092e\u0947\u0902 \u091c\u093e\u0930\u0940 \u0915\u0940 \u0939\u0948\u0902, \u091c\u094b <strong data-nodeid=\"982\">\u0932\u094b\u0928 \u0910\u092a \u0928\u093f\u092f\u092e<\/strong> \u0915\u0947 \u0924\u0939\u0924 \u0938\u092d\u0940 \u0911\u0928\u0932\u093e\u0907\u0928 \u0932\u0947\u0902\u0921\u093f\u0902\u0917 \u092a\u094d\u0932\u0947\u091f\u092b\u0949\u0930\u094d\u092e \u0915\u094b \u0930\u0947\u0917\u0941\u0932\u0947\u091f \u0915\u0930\u0924\u0940 \u0939\u0948\u0902\u0964 \u0907\u0928 \u0928\u093f\u092f\u092e\u094b\u0902 \u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930, \u0906\u092a\u0915\u0940 \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u0917\u0924 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0915\u0947\u0935\u0932 RBI \u0930\u091c\u093f\u0938\u094d\u091f\u0930\u094d\u0921 entities \u0915\u0947 \u0938\u093e\u0925 \u0939\u0940 \u0938\u093e\u091d\u093e \u0915\u0940 \u091c\u093e \u0938\u0915\u0924\u0940 \u0939\u0948\u0964<\/p>\n<h4 data-nodeid=\"974\"><strong>94 \u0932\u094b\u0928 \u0910\u092a\u094d\u0938 \u092a\u0930 \u092a\u094d\u0930\u0924\u093f\u092c\u0902\u0927 \u0932\u0917\u093e\u0928\u0947 \u0915\u0947 \u092c\u093e\u0935\u091c\u0942\u0926 \u0938\u092e\u0938\u094d\u092f\u093e \u092c\u0928\u0940 \u0930\u0939\u0928\u093e<\/strong><\/h4>\n<p data-nodeid=\"975\">\u0939\u093e\u0932\u093e\u0902\u0915\u093f \u0938\u0930\u0915\u093e\u0930 \u0928\u0947 94 <strong data-nodeid=\"989\">\u092b\u0930\u094d\u091c\u0940 \u0932\u094b\u0928 \u0910\u092a\u094d\u0938<\/strong> \u092a\u0930 \u092a\u094d\u0930\u0924\u093f\u092c\u0902\u0927 \u0932\u0917\u093e\u092f\u093e \u0939\u0948, \u092b\u093f\u0930 \u092d\u0940 \u0906\u092a \u0926\u0947\u0916 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902 \u0915\u093f \u0928\u090f fraudulent apps \u0932\u0917\u093e\u0924\u093e\u0930 market \u092e\u0947\u0902 \u0906 \u0930\u0939\u0947 \u0939\u0948\u0902\u0964 \u092f\u0939 \u0926\u093f\u0916\u093e\u0924\u093e \u0939\u0948 \u0915\u093f enforcement mechanism \u092e\u0947\u0902 \u0917\u0902\u092d\u0940\u0930 \u0915\u092e\u093f\u092f\u093e\u0902 \u0939\u0948\u0902\u0964<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div>\n<div>\n<h2 class=\"mb-4 text-3xl font-semibold leading-tight text-gray-800\"><strong>\u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0935\u093f\u0915\u0932\u094d\u092a \u0914\u0930 \u092c\u091a\u093e\u0935 \u0915\u0940 \u0930\u0923\u0928\u0940\u0924\u093f<\/strong><\/h2>\n<\/div>\n<div class=\"markdown-renderer-container auto-height\">\n<div class=\"toastui-editor-defaultUI\">\n<div class=\"toastui-editor-main toastui-editor-md-mode\">\n<div class=\"toastui-editor-main-container\">\n<div class=\"toastui-editor-md-container toastui-editor-md-vertical-style\">\n<div class=\"toastui-editor-md-splitter\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-3288\" src=\"https:\/\/paisaforever.com\/hin\/wp-content\/uploads\/2025\/10\/safe-loan-borrowing-india.jpeg\" alt=\"Safe loan borrowing from RBI registered banks and NBFCs.\" width=\"1280\" height=\"1024\" srcset=\"https:\/\/paisaforever.com\/hin\/wp-content\/uploads\/2025\/10\/safe-loan-borrowing-india.jpeg 1280w, https:\/\/paisaforever.com\/hin\/wp-content\/uploads\/2025\/10\/safe-loan-borrowing-india-300x240.jpeg 300w, https:\/\/paisaforever.com\/hin\/wp-content\/uploads\/2025\/10\/safe-loan-borrowing-india-1024x819.jpeg 1024w, https:\/\/paisaforever.com\/hin\/wp-content\/uploads\/2025\/10\/safe-loan-borrowing-india-768x614.jpeg 768w\" sizes=\"auto, (max-width: 1280px) 100vw, 1280px\" \/><\/div>\n<div class=\"toastui-editor-md-preview\">\n<div class=\"toastui-editor-contents\">\n<h4 data-nodeid=\"990\"><strong>\u0935\u0948\u0927 \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0938\u0902\u0938\u094d\u0925\u093e\u0928\u094b\u0902 \u0938\u0947 \u0932\u094b\u0928 \u0932\u0947\u0928\u0947 \u0915\u0947 \u092b\u093e\u092f\u0926\u0947<\/strong><\/h4>\n<p data-nodeid=\"991\">\u091c\u092c \u0906\u092a\u0915\u094b \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u0939\u093e\u092f\u0924\u093e \u0915\u0940 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e \u0939\u094b, \u0924\u094b \u0939\u092e\u0947\u0936\u093e \u092a\u0902\u091c\u0940\u0915\u0943\u0924 \u092c\u0948\u0902\u0915\u094b\u0902 \u0914\u0930 NBFC \u0938\u0947 \u0938\u0902\u092a\u0930\u094d\u0915 \u0915\u0930\u0947\u0902\u0964 \u092f\u0947 \u0938\u0902\u0938\u094d\u0925\u093e\u090f\u0902 RBI \u0915\u0947 \u0928\u093f\u092f\u092e\u094b\u0902 \u0915\u0947 \u0924\u0939\u0924 \u0915\u093e\u092e \u0915\u0930\u0924\u0940 \u0939\u0948\u0902 \u0914\u0930 \u092a\u093e\u0930\u0926\u0930\u094d\u0936\u0940 \u092c\u094d\u092f\u093e\u091c \u0926\u0930\u0947\u0902 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u0940 \u0939\u0948\u0902\u0964 \u0906\u092a\u0915\u0940 \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u0917\u0924 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0930\u0939\u0924\u0940 \u0939\u0948 \u0914\u0930 \u0915\u093f\u0938\u0940 \u092d\u0940 \u092a\u094d\u0930\u0915\u093e\u0930 \u0915\u0940 \u0927\u092e\u0915\u0940 \u092f\u093e \u0909\u0924\u094d\u092a\u0940\u0921\u093c\u0928 \u0915\u093e \u0938\u093e\u092e\u0928\u093e \u0928\u0939\u0940\u0902 \u0915\u0930\u0928\u093e \u092a\u0921\u093c\u0924\u093e\u0964<\/p>\n<h4 data-nodeid=\"992\"><strong>\u0921\u093f\u091c\u093f\u091f\u0932 \u0938\u093e\u0915\u094d\u0937\u0930\u0924\u093e \u092c\u0922\u093c\u093e\u0915\u0930 \u092b\u094d\u0930\u0949\u0921 \u0938\u0947 \u092c\u091a\u093e\u0935<\/strong><\/h4>\n<p data-nodeid=\"993\">\u0905\u092a\u0928\u0940 \u0921\u093f\u091c\u093f\u091f\u0932 \u0938\u093e\u0915\u094d\u0937\u0930\u0924\u093e \u092c\u0922\u093c\u093e\u0928\u093e \u092b\u0930\u094d\u091c\u0940 \u0932\u094b\u0928 \u0910\u092a\u094d\u0938 \u0938\u0947 \u092c\u091a\u0928\u0947 \u0915\u093e \u0938\u092c\u0938\u0947 \u092a\u094d\u0930\u092d\u093e\u0935\u0940 \u0924\u0930\u0940\u0915\u093e \u0939\u0948\u0964 \u0910\u092a \u0921\u093e\u0909\u0928\u0932\u094b\u0921 \u0915\u0930\u0928\u0947 \u0938\u0947 \u092a\u0939\u0932\u0947 \u0939\u092e\u0947\u0936\u093e \u0938\u092e\u0940\u0915\u094d\u0937\u093e\u090f\u0902 \u092a\u0922\u093c\u0947\u0902, \u0915\u0902\u092a\u0928\u0940 \u0915\u0940 \u0935\u0948\u0927\u0924\u093e \u091c\u093e\u0902\u091a\u0947\u0902 \u0914\u0930 \u0905\u0928\u093e\u0935\u0936\u094d\u092f\u0915 permissions \u0928 \u0926\u0947\u0902\u0964 \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0932\u094b\u0928 \u0935\u093f\u0915\u0932\u094d\u092a \u091a\u0941\u0928\u0928\u093e \u0906\u092a\u0915\u0940 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0915\u0947 \u0932\u093f\u090f \u0905\u0924\u094d\u092f\u0902\u0924 \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0939\u0948\u0964<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div>\n<div>\n<h2 data-start=\"633\" data-end=\"703\"><strong data-start=\"638\" data-end=\"703\">\u091a\u0947\u0915\u0932\u093f\u0938\u094d\u091f: \u0915\u093f\u0938\u0940 \u092d\u0940 \u0932\u094b\u0928 \u0910\u092a \u0915\u094b \u0921\u093e\u0909\u0928\u0932\u094b\u0921 \u0915\u0930\u0928\u0947 \u0938\u0947 \u092a\u0939\u0932\u0947 \u091c\u093c\u0930\u0942\u0930 \u091c\u093e\u0902\u091a\u0947\u0902<\/strong><\/h2>\n<ol data-start=\"705\" data-end=\"1635\">\n<li data-start=\"705\" data-end=\"810\">\n<p data-start=\"708\" data-end=\"810\">\u0910\u092a \u0915\u0940 <strong data-start=\"717\" data-end=\"737\">\u0930\u0947\u091f\u093f\u0902\u0917 \u0914\u0930 \u0930\u093f\u0935\u094d\u092f\u0942<\/strong> \u092a\u0922\u093c\u0947\u0902 \u2014 \u0905\u0917\u0930 \u092c\u0939\u0941\u0924 \u0915\u092e \u0921\u093e\u0909\u0928\u0932\u094b\u0921 \u092f\u093e \u0938\u0902\u0926\u093f\u0917\u094d\u0927 \u091f\u093f\u092a\u094d\u092a\u0923\u093f\u092f\u093e\u0901 \u0939\u0948\u0902, \u0924\u094b \u0938\u093e\u0935\u0927\u093e\u0928 \u0930\u0939\u0947\u0902\u0964<\/p>\n<\/li>\n<li data-start=\"811\" data-end=\"874\">\n<p data-start=\"814\" data-end=\"874\">\u0926\u0947\u0916\u0947\u0902 \u0915\u093f \u0910\u092a <strong data-start=\"829\" data-end=\"849\">RBI \u092f\u093e \u0915\u093f\u0938\u0940 NBFC<\/strong> \u0938\u0947 \u092a\u0902\u091c\u0940\u0915\u0943\u0924 \u0939\u0948 \u092f\u093e \u0928\u0939\u0940\u0902\u0964<\/p>\n<\/li>\n<li data-start=\"875\" data-end=\"980\">\n<p data-start=\"878\" data-end=\"980\">\u0910\u092a \u0915\u094c\u0928-\u0915\u094c\u0928 \u0938\u0940 <strong data-start=\"895\" data-end=\"910\">permissions<\/strong> \u092e\u093e\u0902\u0917 \u0930\u0939\u093e \u0939\u0948 (Contacts, Gallery, SMS) \u2014 \u0905\u0928\u093e\u0935\u0936\u094d\u092f\u0915 \u090f\u0915\u094d\u0938\u0947\u0938 \u0924\u0941\u0930\u0902\u0924 \u0930\u094b\u0915\u0947\u0902\u0964<\/p>\n<\/li>\n<li data-start=\"981\" data-end=\"1060\">\n<p data-start=\"984\" data-end=\"1060\"><strong data-start=\"987\" data-end=\"1017\">\u092c\u094d\u092f\u093e\u091c \u0926\u0930 \u0914\u0930 \u092a\u094d\u0930\u094b\u0938\u0947\u0938\u093f\u0902\u0917 \u092b\u0940\u0938<\/strong> \u0938\u094d\u092a\u0937\u094d\u091f \u0932\u093f\u0916\u0940 \u0939\u0948 \u092f\u093e \u0928\u0939\u0940\u0902, \u0907\u0938\u0947 \u091c\u0930\u0942\u0930 \u091c\u093e\u0902\u091a\u0947\u0902\u0964<\/p>\n<\/li>\n<li data-start=\"1061\" data-end=\"1149\">\n<p data-start=\"1064\" data-end=\"1149\">\u0910\u092a \u0915\u0947 \u0928\u093e\u092e \u092e\u0947\u0902 \u201cRBI Approved\u201d \u092f\u093e \u201cInstant Loan\u201d \u091c\u0948\u0938\u0947 <strong data-start=\"1119\" data-end=\"1134\">\u092d\u094d\u0930\u093e\u092e\u0915 \u0936\u092c\u094d\u0926<\/strong> \u0924\u094b \u0928\u0939\u0940\u0902 \u0939\u0948\u0902\u0964<\/p>\n<\/li>\n<li data-start=\"1150\" data-end=\"1265\">\n<p data-start=\"1153\" data-end=\"1265\">\u0915\u093f\u0938\u0940 \u092d\u0940 <strong data-start=\"1164\" data-end=\"1178\">\u0905\u0928\u091c\u093e\u0928 \u0932\u093f\u0902\u0915<\/strong> \u092f\u093e SMS \u0938\u0947 \u0910\u092a \u0921\u093e\u0909\u0928\u0932\u094b\u0921 \u0928 \u0915\u0930\u0947\u0902 \u2014 \u0939\u092e\u0947\u0936\u093e <strong data-start=\"1215\" data-end=\"1251\">\u0906\u0927\u093f\u0915\u093e\u0930\u093f\u0915 Play Store \u092f\u093e App Store<\/strong> \u0938\u0947 \u0939\u0940 \u0915\u0930\u0947\u0902\u0964<\/p>\n<\/li>\n<li data-start=\"1266\" data-end=\"1375\">\n<p data-start=\"1269\" data-end=\"1375\">\u0932\u094b\u0928 \u0932\u0947\u0928\u0947 \u0938\u0947 \u092a\u0939\u0932\u0947 <strong data-start=\"1289\" data-end=\"1319\">\u0915\u0938\u094d\u091f\u092e\u0930 \u0915\u0947\u092f\u0930 \u092f\u093e \u0938\u092a\u094b\u0930\u094d\u091f \u0928\u0902\u092c\u0930<\/strong> \u092a\u0930 \u0938\u0902\u092a\u0930\u094d\u0915 \u0915\u0930\u0947\u0902 \u0914\u0930 \u0926\u0947\u0916\u0947\u0902 \u0915\u093f \u091c\u0935\u093e\u092c \u0938\u0939\u0940 \u092e\u093f\u0932\u0924\u093e \u0939\u0948 \u092f\u093e \u0928\u0939\u0940\u0902\u0964<\/p>\n<\/li>\n<li data-start=\"1376\" data-end=\"1464\">\n<p data-start=\"1379\" data-end=\"1464\"><strong data-start=\"1382\" data-end=\"1406\">\u0938\u094b\u0936\u0932 \u092e\u0940\u0921\u093f\u092f\u093e \u0936\u093f\u0915\u093e\u092f\u0924\u0947\u0902<\/strong> \u092f\u093e \u0930\u093f\u0935\u094d\u092f\u0942 \u0926\u0947\u0916\u0947\u0902 \u2014 \u0905\u0915\u094d\u0938\u0930 \u092a\u0940\u0921\u093c\u093f\u0924 \u0932\u094b\u0917 \u0905\u0928\u0941\u092d\u0935 \u0938\u093e\u091d\u093e \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n<\/li>\n<li data-start=\"1465\" data-end=\"1535\">\n<p data-start=\"1468\" data-end=\"1535\">\u0910\u092a \u0915\u0947 \u092a\u0940\u091b\u0947 \u0915\u0940 \u0915\u0902\u092a\u0928\u0940 \u0915\u093e <strong data-start=\"1494\" data-end=\"1525\">\u0930\u091c\u093f\u0938\u094d\u091f\u094d\u0930\u0947\u0936\u0928 \u0928\u0902\u092c\u0930 \u0914\u0930 \u0935\u0947\u092c\u0938\u093e\u0907\u091f<\/strong> \u091c\u093e\u0902\u091a\u0947\u0902\u0964<\/p>\n<\/li>\n<li data-start=\"1536\" data-end=\"1635\">\n<p data-start=\"1540\" data-end=\"1635\">\u0938\u0902\u0926\u0947\u0939 \u0939\u094b\u0928\u0947 \u092a\u0930 \u0924\u0941\u0930\u0902\u0924 <a class=\"decorated-link\" href=\"https:\/\/cybercrime.gov.in\" target=\"_new\" rel=\"noopener\" data-start=\"1566\" data-end=\"1612\">cybercrime.gov.in<\/a><\/p>\n<\/li>\n<\/ol>\n<\/div>\n<div class=\"markdown-renderer-container auto-height\">\n<div class=\"toastui-editor-defaultUI\">\n<div class=\"toastui-editor-main toastui-editor-md-mode\">\n<div class=\"toastui-editor-main-container\">\n<div class=\"toastui-editor-md-container toastui-editor-md-vertical-style\">\n<div class=\"toastui-editor-md-preview\">\n<p data-nodeid=\"998\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-3290\" src=\"https:\/\/paisaforever.com\/hin\/wp-content\/uploads\/2025\/10\/empowered-digital-citizen-fintech-india.jpeg\" alt=\"Digital literacy protecting users from fake loan frauds.\" width=\"1280\" height=\"1024\" srcset=\"https:\/\/paisaforever.com\/hin\/wp-content\/uploads\/2025\/10\/empowered-digital-citizen-fintech-india.jpeg 1280w, https:\/\/paisaforever.com\/hin\/wp-content\/uploads\/2025\/10\/empowered-digital-citizen-fintech-india-300x240.jpeg 300w, https:\/\/paisaforever.com\/hin\/wp-content\/uploads\/2025\/10\/empowered-digital-citizen-fintech-india-1024x819.jpeg 1024w, https:\/\/paisaforever.com\/hin\/wp-content\/uploads\/2025\/10\/empowered-digital-citizen-fintech-india-768x614.jpeg 768w\" sizes=\"auto, (max-width: 1280px) 100vw, 1280px\" \/><\/p>\n<p data-nodeid=\"998\">\u092b\u0930\u094d\u091c\u0940 \u0932\u094b\u0928 \u0910\u092a\u094d\u0938 \u0915\u093e \u0916\u0924\u0930\u093e \u0906\u091c \u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u090f\u0915 \u0917\u0902\u092d\u0940\u0930 \u0938\u092e\u0938\u094d\u092f\u093e \u092c\u0928 \u0917\u092f\u093e \u0939\u0948 \u091c\u093f\u0938\u0928\u0947 \u0939\u091c\u093e\u0930\u094b\u0902 \u0932\u094b\u0917\u094b\u0902 \u0915\u0940 \u091c\u093f\u0902\u0926\u0917\u0940 \u092c\u0930\u094d\u092c\u093e\u0926 \u0915\u0930 \u0926\u0940 \u0939\u0948\u0964 \u0909\u091a\u094d\u091a \u092c\u094d\u092f\u093e\u091c \u0926\u0930\u094b\u0902, \u0921\u0947\u091f\u093e \u091a\u094b\u0930\u0940, \u0927\u092e\u0915\u0940 \u092d\u0930\u0947 \u0915\u0949\u0932\u094d\u0938 \u0914\u0930 \u0930\u093f\u0915\u0935\u0930\u0940 \u090f\u091c\u0947\u0902\u091f\u094b\u0902 \u0915\u0947 \u0909\u0924\u094d\u092a\u0940\u0921\u093c\u0928 \u0938\u0947 \u092c\u091a\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0906\u092a\u0915\u094b \u0939\u092e\u0947\u0936\u093e \u0938\u0924\u0930\u094d\u0915 \u0930\u0939\u0928\u093e \u0939\u094b\u0917\u093e\u0964 \u0915\u0947\u0935\u0932 RBI \u0926\u094d\u0935\u093e\u0930\u093e \u0905\u0928\u0941\u092e\u094b\u0926\u093f\u0924 \u0914\u0930 \u0935\u093f\u0936\u094d\u0935\u0938\u0928\u0940\u092f \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u0902\u0938\u094d\u0925\u093e\u0928\u094b\u0902 \u0938\u0947 \u0939\u0940 \u0932\u094b\u0928 \u0932\u0947\u0902\u0964 \u092f\u0926\u093f \u0906\u092a \u092a\u0939\u0932\u0947 \u0938\u0947 \u0939\u0940 \u0907\u0938 \u091c\u093e\u0932 \u092e\u0947\u0902 \u092b\u0902\u0938 \u0917\u090f \u0939\u0948\u0902, \u0924\u094b \u0924\u0941\u0930\u0902\u0924 \u0938\u093e\u0907\u092c\u0930 \u0915\u094d\u0930\u093e\u0907\u092e \u0938\u0947\u0932 \u092e\u0947\u0902 \u0936\u093f\u0915\u093e\u092f\u0924 \u0926\u0930\u094d\u091c \u0915\u0930\u093e\u090f\u0902 \u0914\u0930 \u0915\u093e\u0928\u0942\u0928\u0940 \u0938\u0939\u093e\u092f\u0924\u093e \u0932\u0947\u0902\u0964<\/p>\n<p class=\"toastui-editor-contents\">\u0906\u092a\u0915\u0940 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0906\u092a\u0915\u0947 \u0939\u093e\u0925\u094b\u0902 \u092e\u0947\u0902 \u0939\u0948 &#8211; \u0915\u093f\u0938\u0940 \u092d\u0940 \u0932\u094b\u0928 \u0910\u092a \u0915\u094b \u0921\u093e\u0909\u0928\u0932\u094b\u0921 \u0915\u0930\u0928\u0947 \u0938\u0947 \u092a\u0939\u0932\u0947 \u0909\u0938\u0915\u0940 \u0935\u093f\u0936\u094d\u0935\u0938\u0928\u0940\u092f\u0924\u093e \u0915\u0940 \u091c\u093e\u0902\u091a \u0915\u0930\u0947\u0902, \u0905\u092a\u0928\u0940 \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u0917\u0924 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0938\u093e\u091d\u093e \u0915\u0930\u0928\u0947 \u0938\u0947 \u092c\u091a\u0947\u0902, \u0914\u0930 \u0939\u092e\u0947\u0936\u093e \u092f\u093e\u0926 \u0930\u0916\u0947\u0902 \u0915\u093f \u0915\u094b\u0908 \u092d\u0940 \u0924\u094d\u0935\u0930\u093f\u0924 \u0938\u092e\u093e\u0927\u093e\u0928 \u0915\u093e \u0935\u093e\u0926\u093e \u0915\u0930\u0928\u0947 \u0935\u093e\u0932\u093e \u0910\u092a \u0938\u0902\u0926\u093f\u0917\u094d\u0927 \u0939\u094b \u0938\u0915\u0924\u093e \u0939\u0948\u0964 \u0938\u092e\u092f \u0930\u0939\u0924\u0947 \u0938\u0939\u0940 \u0928\u093f\u0930\u094d\u0923\u092f \u0932\u0947\u0915\u0930 \u0906\u092a \u0928 \u0915\u0947\u0935\u0932 \u0905\u092a\u0928\u093e \u092a\u0948\u0938\u093e \u092c\u0932\u094d\u0915\u093f \u0905\u092a\u0928\u0940 \u092e\u093e\u0928\u0938\u093f\u0915 \u0936\u093e\u0902\u0924\u093f \u0914\u0930 \u0938\u093e\u092e\u093e\u091c\u093f\u0915 \u092a\u094d\u0930\u0924\u093f\u0937\u094d\u0920\u093e \u092d\u0940 \u092c\u091a\u093e \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n<\/div>\n<\/div>\n<p class=\"toastui-editor-ww-container\">Read : <a href=\"https:\/\/paisaforever.com\/hin\/fake-trading-app-scam-hindi-guide-2025\/\">50% \u0930\u093f\u091f\u0930\u094d\u0928 \u0915\u093e \u091d\u093e\u0902\u0938\u093e! \u092b\u0947\u0915 \u091f\u094d\u0930\u0947\u0921\u093f\u0902\u0917 \u0910\u092a \u0938\u0947 \u0915\u0948\u0938\u0947 \u092c\u091a\u0947\u0902?<\/a><\/p>\n<\/div>\n<\/div>\n<p class=\"toastui-editor-context-menu\" aria-role=\"menu\"><em><strong data-start=\"175\" data-end=\"200\">Disclaimer:\u00a0<\/strong>\u0907\u0938 \u092c\u094d\u0932\u0949\u0917 \u092e\u0947\u0902 \u0926\u0940 \u0917\u0908 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0915\u0947\u0935\u0932 <strong data-start=\"235\" data-end=\"270\">\u0936\u0948\u0915\u094d\u0937\u0923\u093f\u0915 \u0914\u0930 \u091c\u093e\u0917\u0930\u0942\u0915\u0924\u093e \u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f\u094b\u0902<\/strong> \u0915\u0947 \u0932\u093f\u090f \u0939\u0948\u0964 \u092f\u0939\u093e\u0901 \u0909\u0932\u094d\u0932\u093f\u0916\u093f\u0924 \u0909\u0926\u093e\u0939\u0930\u0923, \u0906\u0902\u0915\u0921\u093c\u0947 \u0914\u0930 \u0910\u092a \u0928\u093e\u092e \u0915\u0947\u0935\u0932 \u0938\u0902\u0926\u0930\u094d\u092d \u0939\u0947\u0924\u0941 \u0939\u0948\u0902 \u2014 \u0915\u093f\u0938\u0940 \u0935\u093f\u0936\u0947\u0937 \u0938\u0902\u0938\u094d\u0925\u093e, \u0910\u092a \u092f\u093e \u0935\u094d\u092f\u0915\u094d\u0924\u093f \u0915\u0947 \u0935\u093f\u0930\u0941\u0926\u094d\u0927 \u0906\u0930\u094b\u092a \u0928\u0939\u0940\u0902 \u0939\u0948\u0902\u0964 \u092a\u093e\u0920\u0915\u094b\u0902 \u0938\u0947 \u0905\u0928\u0941\u0930\u094b\u0927 \u0939\u0948 \u0915\u093f \u0915\u093f\u0938\u0940 \u092d\u0940 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0928\u093f\u0930\u094d\u0923\u092f \u0938\u0947 \u092a\u0939\u0932\u0947 <strong data-start=\"457\" data-end=\"487\">RBI \u092f\u093e \u0905\u0927\u093f\u0915\u0943\u0924 NBFC \u0938\u094d\u0930\u094b\u0924\u094b\u0902<\/strong> \u0938\u0947 \u0938\u0924\u094d\u092f\u093e\u092a\u0928 \u0905\u0935\u0936\u094d\u092f \u0915\u0930\u0947\u0902\u0964 \u0932\u0947\u0916\u0915 \u092f\u093e \u0935\u0947\u092c\u0938\u093e\u0907\u091f \u0915\u093f\u0938\u0940 \u092d\u0940 \u092a\u094d\u0930\u0915\u093e\u0930 \u0915\u0947 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0928\u0941\u0915\u0938\u093e\u0928 \u092f\u093e \u0915\u093e\u0928\u0942\u0928\u0940 \u092a\u0930\u093f\u0923\u093e\u092e \u0915\u0947 \u0932\u093f\u090f <strong data-start=\"584\" data-end=\"602\">\u0909\u0924\u094d\u0924\u0930\u0926\u093e\u092f\u0940 \u0928\u0939\u0940\u0902<\/strong> \u0939\u094b\u0917\u0940\u0964<\/em><\/p>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>\u0906\u092a\u0915\u0940 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u092a\u0930\u0947\u0936\u093e\u0928\u093f\u092f\u094b\u0902 \u0915\u093e \u0924\u0941\u0930\u0902\u0924 \u0938\u092e\u093e\u0927\u093e\u0928 \u091a\u093e\u0939\u093f\u090f? \u0924\u094d\u0935\u0930\u093f\u0924 \u0932\u094b\u0928 \u0915\u0940 \u0924\u0932\u093e\u0936 \u092e\u0947\u0902 \u0906\u092a \u0915\u0939\u0940\u0902 \u092b\u0930\u094d\u091c\u0940 \u0932\u094b\u0928 \u0910\u092a\u094d\u0938 \u0915\u0947 \u091c\u093e\u0932 \u092e\u0947\u0902 &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"\u092b\u0930\u094d\u091c\u0940 \u0932\u094b\u0928 \u0910\u092a \u0915\u093e \u091c\u093e\u0932: \u0910\u0938\u0947 \u092c\u091a\u093e\u090f\u0902 \u0905\u092a\u0928\u0940 \u092e\u0947\u0939\u0928\u0924 \u0915\u0940 \u0915\u092e\u093e\u0908\" class=\"read-more button\" href=\"https:\/\/paisaforever.com\/hin\/fake-loan-apps-in-india-scam-awareness-2025\/#more-3284\" aria-label=\"Read more about \u092b\u0930\u094d\u091c\u0940 \u0932\u094b\u0928 \u0910\u092a \u0915\u093e \u091c\u093e\u0932: \u0910\u0938\u0947 \u092c\u091a\u093e\u090f\u0902 \u0905\u092a\u0928\u0940 \u092e\u0947\u0939\u0928\u0924 \u0915\u0940 \u0915\u092e\u093e\u0908\">Read More<\/a><\/p>\n","protected":false},"author":1,"featured_media":3292,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[20],"tags":[],"class_list":["post-3284","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-fin-scam-alerts"],"jetpack_featured_media_url":"https:\/\/paisaforever.com\/hin\/wp-content\/uploads\/2025\/10\/fake-loan-apps-scam.jpeg","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/paisaforever.com\/hin\/wp-json\/wp\/v2\/posts\/3284","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/paisaforever.com\/hin\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/paisaforever.com\/hin\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/paisaforever.com\/hin\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/paisaforever.com\/hin\/wp-json\/wp\/v2\/comments?post=3284"}],"version-history":[{"count":2,"href":"https:\/\/paisaforever.com\/hin\/wp-json\/wp\/v2\/posts\/3284\/revisions"}],"predecessor-version":[{"id":3294,"href":"https:\/\/paisaforever.com\/hin\/wp-json\/wp\/v2\/posts\/3284\/revisions\/3294"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/paisaforever.com\/hin\/wp-json\/wp\/v2\/media\/3292"}],"wp:attachment":[{"href":"https:\/\/paisaforever.com\/hin\/wp-json\/wp\/v2\/media?parent=3284"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/paisaforever.com\/hin\/wp-json\/wp\/v2\/categories?post=3284"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/paisaforever.com\/hin\/wp-json\/wp\/v2\/tags?post=3284"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}