{"id":3416,"date":"2026-03-02T13:16:31","date_gmt":"2026-03-02T07:46:31","guid":{"rendered":"https:\/\/paisaforever.com\/hin\/?p=3416"},"modified":"2026-03-02T13:16:31","modified_gmt":"2026-03-02T07:46:31","slug":"liquid-fund-vs-rd-emergency-fund-india-2026","status":"publish","type":"post","link":"https:\/\/paisaforever.com\/hin\/liquid-fund-vs-rd-emergency-fund-india-2026\/","title":{"rendered":"\u0932\u093f\u0915\u094d\u0935\u093f\u0921 \u092b\u0902\u0921 vs RD: 2026 \u092e\u0947\u0902 \u0907\u092e\u0930\u091c\u0947\u0902\u0938\u0940 \u092b\u0902\u0921\u0915\u0947 \u0932\u093f\u090f \u0915\u094c\u0928 \u0938\u093e \u0939\u0948 \u092c\u0947\u0938\u094d\u091f?"},"content":{"rendered":"<div>\n<div class=\"markdown-renderer-container auto-height\">\n<div class=\"toastui-editor-defaultUI\">\n<div class=\"toastui-editor-main toastui-editor-md-mode\">\n<div class=\"toastui-editor-main-container\">\n<div class=\"toastui-editor-md-container toastui-editor-md-vertical-style\">\n<p class=\"toastui-editor-md-splitter\"><span style=\"font-size: inherit;\">\u091c\u092c \u0906\u092a \u0905\u092a\u0928\u0947 <\/span><strong style=\"font-size: inherit;\" data-nodeid=\"989\">\u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u0907\u092e\u0930\u091c\u0947\u0902\u0938\u0940 \u092b\u0902\u0921<\/strong><span style=\"font-size: inherit;\">\u00a0\u0915\u0947 \u0932\u093f\u090f \u0938\u0939\u0940 \u091c\u0917\u0939 \u0922\u0942\u0902\u0922 \u0930\u0939\u0947 \u0939\u0948\u0902, \u0924\u094b \u0906\u092a\u0915\u0947 \u0938\u093e\u092e\u0928\u0947 \u092e\u0941\u0916\u094d\u092f\u0924\u0903 \u0926\u094b \u0935\u093f\u0915\u0932\u094d\u092a \u0906\u0924\u0947 \u0939\u0948\u0902 &#8211; <\/span><strong style=\"font-size: inherit;\" data-nodeid=\"990\">\u0932\u093f\u0915\u094d\u0935\u093f\u0921 \u092b\u0902\u0921<\/strong><span style=\"font-size: inherit;\"> \u0914\u0930 <\/span><strong style=\"font-size: inherit;\" data-nodeid=\"991\">\u0930\u093f\u0915\u0930\u093f\u0902\u0917 \u0921\u093f\u092a\u0949\u091c\u093f\u091f<\/strong><span style=\"font-size: inherit;\">\u0964 \u092f\u0939 \u0917\u093e\u0907\u0921 \u0909\u0928 \u0928\u093f\u0935\u0947\u0936\u0915\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0939\u0948 \u091c\u094b \u0905\u092a\u0928\u0947 <\/span><strong style=\"font-size: inherit;\" data-nodeid=\"992\">\u0907\u092e\u0930\u091c\u0947\u0902\u0938\u0940 \u092b\u0902\u0921 \u0928\u093f\u0935\u0947\u0936 \u0935\u093f\u0915\u0932\u094d\u092a<\/strong><span style=\"font-size: inherit;\"> \u0915\u094b \u0932\u0947\u0915\u0930 \u0938\u0902\u0936\u092f \u092e\u0947\u0902 \u0939\u0948\u0902 \u0914\u0930 \u091a\u093e\u0939\u0924\u0947 \u0939\u0948\u0902 \u0915\u093f \u0909\u0928\u0915\u093e \u092a\u0948\u0938\u093e \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0930\u0939\u0947, \u091c\u092c \u091c\u0930\u0942\u0930\u0924 \u0939\u094b \u0924\u094b \u0924\u0941\u0930\u0902\u0924 \u092e\u093f\u0932 \u091c\u093e\u090f, \u0914\u0930 \u0938\u093e\u0925 \u0939\u0940 \u0905\u091a\u094d\u091b\u093e \u0930\u093f\u091f\u0930\u094d\u0928 \u092d\u0940 \u0926\u0947\u0964<\/span><\/p>\n<div class=\"toastui-editor-md-preview\">\n<div class=\"toastui-editor-contents\">\n<p data-nodeid=\"970\">\u0906\u092a \u091c\u093e\u0928\u0924\u0947 \u0939\u0948\u0902 \u0915\u093f \u0906\u091c \u0915\u0947 \u0938\u092e\u092f \u092e\u0947\u0902 <strong data-nodeid=\"1002\">\u0932\u093f\u0915\u094d\u0935\u093f\u0921 \u092b\u0902\u0921 \u092c\u0928\u093e\u092e \u0906\u0930\u0921\u0940<\/strong> \u0915\u0940 \u092c\u0939\u0938 \u0915\u093e\u092b\u0940 \u0917\u0930\u094d\u092e \u0939\u0948\u0964 \u0915\u0941\u091b \u0932\u094b\u0917 RD \u0915\u0940 \u0917\u093e\u0930\u0902\u091f\u0940\u0921 \u0930\u093f\u091f\u0930\u094d\u0928 \u0915\u0940 \u0935\u091c\u0939 \u0938\u0947 \u0907\u0938\u0947 \u092a\u0938\u0902\u0926 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902, \u091c\u092c\u0915\u093f \u0926\u0942\u0938\u0930\u0947 \u0932\u093f\u0915\u094d\u0935\u093f\u0921 \u092b\u0902\u0921 \u0915\u0940 <strong data-nodeid=\"1003\">\u0924\u0930\u0932\u0924\u093e \u0914\u0930 \u0930\u093f\u091f\u0930\u094d\u0928 \u0924\u0941\u0932\u0928\u093e<\/strong> \u0915\u094b \u0926\u0947\u0916\u0924\u0947 \u0939\u0941\u090f \u0907\u0938\u0947 \u091a\u0941\u0928\u0924\u0947 \u0939\u0948\u0902\u0964 \u0938\u091a \u0924\u094b \u092f\u0939 \u0939\u0948 \u0915\u093f \u0926\u094b\u0928\u094b\u0902 \u0915\u0947 \u0905\u092a\u0928\u0947 \u092b\u093e\u092f\u0926\u0947 \u0939\u0948\u0902, \u0932\u0947\u0915\u093f\u0928 \u0906\u092a\u0915\u0947 \u0932\u093f\u090f \u0915\u094c\u0928 \u0938\u093e \u092c\u0947\u0939\u0924\u0930 \u0939\u0948 &#8211; \u092f\u0939 \u0906\u092a\u0915\u0940 \u091c\u0930\u0942\u0930\u0924\u094b\u0902 \u092a\u0930 \u0928\u093f\u0930\u094d\u092d\u0930 \u0915\u0930\u0924\u093e \u0939\u0948\u0964<\/p>\n<p data-nodeid=\"971\">\u0907\u0938 \u0906\u0930\u094d\u091f\u093f\u0915\u0932 \u092e\u0947\u0902 \u0939\u092e \u0926\u0947\u0916\u0947\u0902\u0917\u0947 \u0915\u093f <strong data-nodeid=\"1017\">RD vs Liquid Funds \u092d\u093e\u0930\u0924<\/strong> \u092e\u0947\u0902 \u0915\u0948\u0938\u0947 \u0915\u093e\u092e \u0915\u0930\u0924\u0947 \u0939\u0948\u0902 \u0914\u0930 \u0907\u0928\u0915\u0947 \u0930\u093f\u091f\u0930\u094d\u0928\u094d\u0938 \u092e\u0947\u0902 \u0915\u094d\u092f\u093e \u0905\u0902\u0924\u0930 \u0939\u0948\u0964 \u0939\u092e <strong data-nodeid=\"1018\">\u0907\u092e\u0930\u091c\u0947\u0902\u0938\u0940 \u092b\u0902\u0921 \u0915\u0930 \u0928\u093f\u092f\u092e<\/strong> \u0914\u0930 TDS \u0915\u0947 \u092e\u093e\u092e\u0932\u0947 \u092e\u0947\u0902 \u092d\u0940 \u0907\u0928 \u0926\u094b\u0928\u094b\u0902 \u0915\u0940 \u0924\u0941\u0932\u0928\u093e \u0915\u0930\u0947\u0902\u0917\u0947 \u0924\u093e\u0915\u093f \u0906\u092a \u0938\u092e\u091d \u0938\u0915\u0947\u0902 \u0915\u093f \u091f\u0948\u0915\u094d\u0938 \u0915\u0947 \u092c\u093e\u0926 \u0906\u092a\u0915\u094b \u0915\u093f\u0924\u0928\u093e \u092b\u093e\u092f\u0926\u093e \u092e\u093f\u0932 \u0930\u0939\u093e \u0939\u0948\u0964 \u0906\u0916\u093f\u0930 \u092e\u0947\u0902, \u0906\u092a \u091c\u093e\u0928 \u091c\u093e\u090f\u0902\u0917\u0947 \u0915\u093f \u0906\u092a\u0915\u0940 \u0938\u094d\u0925\u093f\u0924\u093f \u0915\u0947 \u0932\u093f\u090f <strong data-nodeid=\"1019\">\u092c\u0947\u0938\u094d\u091f \u0907\u092e\u0930\u091c\u0947\u0902\u0938\u0940 \u092b\u0902\u0921 \u0907\u0928\u094d\u0935\u0947\u0938\u094d\u091f\u092e\u0947\u0902\u091f<\/strong> \u0915\u094c\u0928 \u0938\u093e \u0939\u0948\u0964<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div>\n<div>\n<h1 class=\"px-4 mb-4 text-3xl font-semibold leading-tight text-gray-800\">\u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u0907\u092e\u0930\u091c\u0947\u0902\u0938\u0940 \u092b\u0902\u0921 \u0915\u0947 \u092e\u0941\u0916\u094d\u092f \u0935\u093f\u0915\u0932\u094d\u092a\u094b\u0902 \u0915\u0940 \u0924\u0941\u0932\u0928\u093e<\/h1>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-3418\" src=\"https:\/\/paisaforever.com\/hin\/wp-content\/uploads\/2026\/03\/liquid-fund-vs-rd-returns-chart-2026.jpeg\" alt=\"Liquid fund vs RD returns comparison chart India 2025\" width=\"1200\" height=\"700\" srcset=\"https:\/\/paisaforever.com\/hin\/wp-content\/uploads\/2026\/03\/liquid-fund-vs-rd-returns-chart-2026.jpeg 1200w, https:\/\/paisaforever.com\/hin\/wp-content\/uploads\/2026\/03\/liquid-fund-vs-rd-returns-chart-2026-300x175.jpeg 300w, https:\/\/paisaforever.com\/hin\/wp-content\/uploads\/2026\/03\/liquid-fund-vs-rd-returns-chart-2026-1024x597.jpeg 1024w, https:\/\/paisaforever.com\/hin\/wp-content\/uploads\/2026\/03\/liquid-fund-vs-rd-returns-chart-2026-768x448.jpeg 768w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/><\/p>\n<\/div>\n<div class=\"markdown-renderer-container auto-height\">\n<div class=\"toastui-editor-defaultUI\">\n<div class=\"toastui-editor-main toastui-editor-md-mode\">\n<div class=\"toastui-editor-main-container\">\n<div class=\"toastui-editor-md-container toastui-editor-md-vertical-style\">\n<div class=\"toastui-editor-md-preview\">\n<div class=\"toastui-editor-contents\">\n<h3 data-nodeid=\"1020\">\u092b\u093f\u0915\u094d\u0938\u094d\u0921 \u0921\u093f\u092a\u0949\u091c\u093f\u091f (FD) \u0915\u0940 \u0935\u093f\u0936\u0947\u0937\u0924\u093e\u090f\u0902 \u0914\u0930 \u0932\u093e\u092d<\/h3>\n<p data-nodeid=\"1021\">\u092b\u093f\u0915\u094d\u0938\u094d\u0921 \u0921\u093f\u092a\u0949\u091c\u093f\u091f \u0928\u093f\u0935\u0947\u0936\u0915\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0938\u092c\u0938\u0947 \u092d\u0930\u094b\u0938\u0947\u092e\u0902\u0926 \u092c\u091a\u0924 \u0935\u093f\u0915\u0932\u094d\u092a\u094b\u0902 \u092e\u0947\u0902 \u0938\u0947 \u090f\u0915 \u0939\u0948 \u091c\u094b \u092c\u093e\u091c\u093e\u0930 \u091c\u094b\u0916\u093f\u092e \u0915\u0947 \u092c\u093f\u0928\u093e \u0917\u093e\u0930\u0902\u091f\u0940\u0921 \u0906\u092f \u091a\u093e\u0939\u0924\u0947 \u0939\u0948\u0902\u0964 \u091c\u092c \u0906\u092a <strong data-nodeid=\"1063\">\u0907\u092e\u0930\u091c\u0947\u0902\u0938\u0940 \u092b\u0902\u0921<\/strong> \u0915\u0947 \u0932\u093f\u090f FD \u0915\u093e \u091a\u0941\u0928\u093e\u0935 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b \u0906\u092a \u090f\u0915 \u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0905\u0935\u0927\u093f \u0915\u0947 \u0932\u093f\u090f \u090f\u0915\u092e\u0941\u0936\u094d\u0924 \u0930\u093e\u0936\u093f \u091c\u092e\u093e \u0915\u0930\u0924\u0947 \u0939\u0948\u0902 \u0914\u0930 \u092c\u0948\u0902\u0915 \u092a\u0942\u0930\u094d\u0935-\u0928\u093f\u0930\u094d\u0927\u093e\u0930\u093f\u0924 \u0926\u0930 \u092a\u0930 \u092c\u094d\u092f\u093e\u091c \u0915\u093e \u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u0930\u0924\u093e \u0939\u0948\u0964<\/p>\n<p data-nodeid=\"1022\">FD \u0915\u0940 \u092e\u0941\u0916\u094d\u092f \u0935\u093f\u0936\u0947\u0937\u0924\u093e\u090f\u0902:<\/p>\n<ul data-nodeid=\"1023\">\n<li data-nodeid=\"1024\">\n<p data-nodeid=\"1025\"><strong data-nodeid=\"1069\">\u0917\u093e\u0930\u0902\u091f\u0940\u0921 \u0930\u093f\u091f\u0930\u094d\u0928<\/strong>: \u092a\u0930\u093f\u092a\u0915\u094d\u0935\u0924\u093e \u092a\u0930 \u0906\u092a\u0915\u094b \u092e\u0942\u0932\u0927\u0928 \u0914\u0930 \u0905\u0930\u094d\u091c\u093f\u0924 \u092c\u094d\u092f\u093e\u091c \u092e\u093f\u0932\u0924\u093e \u0939\u0948<\/p>\n<\/li>\n<li data-nodeid=\"1026\">\n<p data-nodeid=\"1027\"><strong data-nodeid=\"1074\">\u092a\u0942\u0930\u094d\u0923 \u092a\u0942\u0902\u091c\u0940 \u0938\u0941\u0930\u0915\u094d\u0937\u093e<\/strong>: \u0906\u092a\u0915\u093e \u0928\u093f\u0935\u0947\u0936 \u092a\u0942\u0930\u0940 \u0924\u0930\u0939 \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0930\u0939\u0924\u093e \u0939\u0948<\/p>\n<\/li>\n<li data-nodeid=\"1028\">\n<p data-nodeid=\"1029\"><strong data-nodeid=\"1079\">\u0928\u094d\u092f\u0942\u0928\u0924\u092e \u0928\u093f\u0935\u0947\u0936 \u0930\u093e\u0936\u093f<\/strong>: \u0905\u0927\u093f\u0915\u093e\u0902\u0936 \u092c\u0948\u0902\u0915\u094b\u0902 \u092e\u0947\u0902 \u0915\u092e \u0938\u0947 \u0915\u092e \u20b91,000 \u0938\u0947 \u0936\u0941\u0930\u0941\u0906\u0924<\/p>\n<\/li>\n<li data-nodeid=\"1030\">\n<p data-nodeid=\"1031\"><strong data-nodeid=\"1084\">\u0935\u093f\u092d\u093f\u0928\u094d\u0928 \u0905\u0935\u0927\u093f \u0915\u0947 \u0935\u093f\u0915\u0932\u094d\u092a<\/strong>: 7 \u0926\u093f\u0928 \u0938\u0947 10 \u0938\u093e\u0932 \u0924\u0915 \u0915\u0940 \u0905\u0935\u0927\u093f<\/p>\n<\/li>\n<\/ul>\n<h3 data-nodeid=\"1032\">\u0930\u093f\u0915\u0930\u093f\u0902\u0917 \u0921\u093f\u092a\u0949\u091c\u093f\u091f (RD) \u0915\u0940 \u0915\u093e\u0930\u094d\u092f\u092a\u094d\u0930\u0923\u093e\u0932\u0940 \u0914\u0930 \u092b\u093e\u092f\u0926\u0947<\/h3>\n<p data-nodeid=\"1033\">\u0930\u093f\u0915\u0930\u093f\u0902\u0917 \u0921\u093f\u092a\u0949\u091c\u093f\u091f \u090f\u0915 \u0938\u093e\u0935\u0927\u093f \u091c\u092e\u093e \u0916\u093e\u0924\u093e \u0939\u0948 \u091c\u0939\u093e\u0901 \u0906\u092a \u092a\u0942\u0930\u094d\u0935-\u0928\u093f\u0930\u094d\u0927\u093e\u0930\u093f\u0924 \u0905\u0935\u0927\u093f \u0915\u0947 \u0932\u093f\u090f \u0928\u093f\u092f\u092e\u093f\u0924 \u0905\u0902\u0924\u0930\u093e\u0932 (\u0906\u092e\u0924\u094c\u0930 \u092a\u0930 \u092e\u093e\u0938\u093f\u0915) \u092a\u0930 \u090f\u0915 \u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0930\u093e\u0936\u093f \u091c\u092e\u093e \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964 <strong data-nodeid=\"1091\">\u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u0907\u092e\u0930\u091c\u0947\u0902\u0938\u0940 \u092b\u0902\u0921 2026<\/strong>\u00a0\u0915\u0947 \u0938\u0902\u0926\u0930\u094d\u092d \u092e\u0947\u0902, RD \u0906\u092a\u0915\u094b \u0905\u0928\u0941\u0936\u093e\u0938\u093f\u0924 \u092c\u091a\u0924 \u0915\u0940 \u0906\u0926\u0924 \u0935\u093f\u0915\u0938\u093f\u0924 \u0915\u0930\u0928\u0947 \u092e\u0947\u0902 \u092e\u0926\u0926 \u0915\u0930\u0924\u093e \u0939\u0948\u0964<\/p>\n<p data-nodeid=\"1034\">RD \u0915\u0940 \u092a\u094d\u0930\u092e\u0941\u0916 \u0935\u093f\u0936\u0947\u0937\u0924\u093e\u090f\u0902:<\/p>\n<ul data-nodeid=\"1035\">\n<li data-nodeid=\"1036\">\n<p data-nodeid=\"1037\"><strong data-nodeid=\"1097\">\u0928\u093f\u092f\u092e\u093f\u0924 \u0928\u093f\u0935\u0947\u0936<\/strong>: \u092e\u093e\u0938\u093f\u0915 \u0915\u093f\u0936\u094d\u0924\u094b\u0902 \u092e\u0947\u0902 \u0928\u093f\u0935\u0947\u0936 \u0915\u0930\u0928\u0947 \u0915\u0940 \u0938\u0941\u0935\u093f\u0927\u093e<\/p>\n<\/li>\n<li data-nodeid=\"1038\">\n<p data-nodeid=\"1039\"><strong data-nodeid=\"1102\">\u091a\u0915\u094d\u0930\u0935\u0943\u0926\u094d\u0927\u093f \u092c\u094d\u092f\u093e\u091c<\/strong>: RD \u092a\u0930 \u092c\u094d\u092f\u093e\u091c \u0924\u094d\u0930\u0948\u092e\u093e\u0938\u093f\u0915 \u0906\u0927\u093e\u0930 \u092a\u0930 \u091a\u0915\u094d\u0930\u0935\u0943\u0926\u094d\u0927\u093f \u0939\u094b\u0924\u093e \u0939\u0948<\/p>\n<\/li>\n<li data-nodeid=\"1040\">\n<p data-nodeid=\"1041\"><strong data-nodeid=\"1107\">\u0905\u0902\u0924\u093f\u092e \u092d\u0941\u0917\u0924\u093e\u0928<\/strong>: \u0915\u093e\u0930\u094d\u092f\u0915\u093e\u0932 \u0915\u0947 \u0905\u0902\u0924 \u092e\u0947\u0902 \u092e\u0942\u0932 \u0928\u093f\u0935\u0947\u0936 \u0915\u0947 \u0938\u093e\u0925 \u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u093f\u092f\u093e \u091c\u093e\u0924\u093e \u0939\u0948<\/p>\n<\/li>\n<li data-nodeid=\"1042\">\n<p data-nodeid=\"1043\"><strong data-nodeid=\"1112\">\u0928\u094d\u092f\u0942\u0928\u0924\u092e \u092e\u093e\u0938\u093f\u0915 \u0930\u093e\u0936\u093f<\/strong>: \u0906\u092e\u0924\u094c\u0930 \u092a\u0930 \u20b9100-500 \u092a\u094d\u0930\u0924\u093f \u092e\u093e\u0939 \u0938\u0947 \u0936\u0941\u0930\u0941\u0906\u0924<\/p>\n<\/li>\n<\/ul>\n<h3 data-nodeid=\"1044\">\u0932\u093f\u0915\u094d\u0935\u093f\u0921 \u092b\u0902\u0921\u094d\u0938 \u0915\u0940 \u0938\u0902\u0930\u091a\u0928\u093e \u0914\u0930 \u0928\u093f\u0935\u0947\u0936 \u0930\u0923\u0928\u0940\u0924\u093f<\/h3>\n<p data-nodeid=\"1045\"><strong data-nodeid=\"1122\">\u0932\u093f\u0915\u094d\u0935\u093f\u0921 \u092b\u0902\u0921<\/strong> \u090f\u0915 \u092a\u094d\u0930\u0915\u093e\u0930 \u0915\u093e \u0905\u0932\u094d\u092a\u0915\u093e\u0932\u093f\u0915 \u090b\u0923 \u092e\u094d\u092f\u0942\u091a\u0941\u0905\u0932 \u092b\u0902\u0921 \u0939\u0948 \u091c\u094b \u0915\u092e \u091c\u094b\u0916\u093f\u092e \u0915\u0947 \u0938\u093e\u0925 \u0909\u091a\u094d\u091a \u0924\u0930\u0932\u0924\u093e \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0928\u0947 \u092a\u0930 \u0915\u0947\u0902\u0926\u094d\u0930\u093f\u0924 \u0939\u0948\u0964 \u092f\u0939 <strong data-nodeid=\"1123\">\u0932\u093f\u0915\u094d\u0935\u093f\u0921 \u092b\u0902\u0921 \u092c\u0928\u093e\u092e \u0906\u0930\u0921\u0940<\/strong> \u0915\u0940 \u0924\u0941\u0932\u0928\u093e \u092e\u0947\u0902 \u0938\u092c\u0938\u0947 \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0935\u093f\u0915\u0932\u094d\u092a \u0939\u0948\u0964<\/p>\n<p data-nodeid=\"1046\">\u0932\u093f\u0915\u094d\u0935\u093f\u0921 \u092b\u0902\u0921 \u0915\u0940 \u0938\u0902\u0930\u091a\u0928\u093e:<\/p>\n<ul data-nodeid=\"1047\">\n<li data-nodeid=\"1048\">\n<p data-nodeid=\"1049\"><strong data-nodeid=\"1129\">\u0928\u093f\u0935\u0947\u0936 \u0905\u0935\u0927\u093f<\/strong>: 91 \u0926\u093f\u0928\u094b\u0902 \u0924\u0915 \u0915\u0940 \u092a\u0930\u093f\u092a\u0915\u094d\u0935\u0924\u093e \u0905\u0935\u0927\u093f \u0935\u093e\u0932\u0947 \u0905\u0932\u094d\u092a\u0915\u093e\u0932\u093f\u0915 \u092c\u093e\u091c\u093e\u0930 \u092a\u094d\u0930\u0924\u093f\u092d\u0942\u0924\u093f\u092f\u094b\u0902 \u092e\u0947\u0902 \u0928\u093f\u0935\u0947\u0936<\/p>\n<\/li>\n<li data-nodeid=\"1050\">\n<p data-nodeid=\"1051\"><strong data-nodeid=\"1134\">\u092a\u094d\u0930\u092e\u0941\u0916 \u0928\u093f\u0935\u0947\u0936 \u0915\u094d\u0937\u0947\u0924\u094d\u0930<\/strong>: \u091f\u094d\u0930\u0947\u091c\u0930\u0940 \u092c\u093f\u0932, \u0935\u093e\u0923\u093f\u091c\u094d\u092f\u093f\u0915 \u092a\u0924\u094d\u0930 \u0914\u0930 \u091c\u092e\u093e \u092a\u094d\u0930\u092e\u093e\u0923 \u092a\u0924\u094d\u0930<\/p>\n<\/li>\n<li data-nodeid=\"1052\">\n<p data-nodeid=\"1053\"><strong data-nodeid=\"1139\">\u0924\u0924\u094d\u0915\u093e\u0932 \u0928\u093f\u0915\u093e\u0938\u0940<\/strong>: T+1 \u0926\u093f\u0928 \u092e\u0947\u0902 \u0906\u092a\u0915\u0947 \u092c\u0948\u0902\u0915 \u0916\u093e\u0924\u0947 \u092e\u0947\u0902 \u092a\u0948\u0938\u093e \u0935\u093e\u092a\u0938<\/p>\n<\/li>\n<li data-nodeid=\"1054\">\n<p data-nodeid=\"1055\"><strong data-nodeid=\"1144\">\u0915\u094b\u0908 \u0932\u0949\u0915-\u0907\u0928 \u0905\u0935\u0927\u093f \u0928\u0939\u0940\u0902<\/strong>: \u0915\u092d\u0940 \u092d\u0940 \u0928\u093f\u0915\u093e\u0938\u0940 \u0915\u0940 \u0938\u0941\u0935\u093f\u0927\u093e<\/p>\n<\/li>\n<\/ul>\n<p data-nodeid=\"1056\">Now that we have covered \u0907\u0928 \u0924\u0940\u0928\u094b\u0902 \u0935\u093f\u0915\u0932\u094d\u092a\u094b\u0902 \u0915\u0940 \u092c\u0941\u0928\u093f\u092f\u093e\u0926\u0940 \u0938\u0902\u0930\u091a\u0928\u093e, \u0906\u092a\u0915\u094b \u0938\u092e\u091d \u092e\u0947\u0902 \u0906 \u0917\u092f\u093e \u0939\u094b\u0917\u093e \u0915\u093f \u0939\u0930 \u0935\u093f\u0915\u0932\u094d\u092a \u0915\u0940 \u0905\u092a\u0928\u0940 \u0905\u0932\u0917 \u0935\u093f\u0936\u0947\u0937\u0924\u093e\u090f\u0902 \u0939\u0948\u0902\u0964 FD \u0938\u094d\u0925\u093f\u0930\u0924\u093e \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u093e \u0939\u0948, RD \u0928\u093f\u092f\u092e\u093f\u0924 \u092c\u091a\u0924 \u0915\u094b \u092c\u0922\u093c\u093e\u0935\u093e \u0926\u0947\u0924\u093e \u0939\u0948, \u091c\u092c\u0915\u093f \u0932\u093f\u0915\u094d\u0935\u093f\u0921 \u092b\u0902\u0921\u094d\u0938 \u0905\u0927\u093f\u0915\u0924\u092e \u0924\u0930\u0932\u0924\u093e \u0914\u0930 \u0932\u091a\u0940\u0932\u093e\u092a\u0928 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div>\n<div>\n<h1 class=\"px-4 mb-4 text-3xl font-semibold leading-tight text-gray-800\">\u0930\u093f\u091f\u0930\u094d\u0928 \u0914\u0930 \u091c\u094b\u0916\u093f\u092e \u0915\u093e \u0935\u093f\u0936\u094d\u0932\u0947\u0937\u0923<\/h1>\n<p><img decoding=\"async\" class=\"w-full\" src=\"https:\/\/gravitywrite.sgp1.digitaloceanspaces.com\/blog\/img_3712291_2025_12_09_05_36_14.jpg\" alt=\"Create a realistic image of a professional Indian male financial analyst in his 30s sitting at a modern desk with dual computer monitors displaying colorful financial charts, graphs showing risk-return analysis with upward and downward trending lines, calculator, financial documents, and a tablet showing investment data, set in a contemporary office environment with soft natural lighting from a window, creating a focused analytical atmosphere. Absolutely NO text should be in the scene.\" \/><\/div>\n<div class=\"markdown-renderer-container auto-height\">\n<div class=\"toastui-editor-defaultUI\">\n<div class=\"toastui-editor-main toastui-editor-md-mode\">\n<div class=\"toastui-editor-main-container\">\n<div class=\"toastui-editor-md-container toastui-editor-md-vertical-style\">\n<div class=\"toastui-editor-md-preview\">\n<div class=\"toastui-editor-contents\">\n<h3 data-nodeid=\"1146\">\u0917\u093e\u0930\u0902\u091f\u0940\u0921 \u0930\u093f\u091f\u0930\u094d\u0928 \u092c\u0928\u093e\u092e \u092e\u093e\u0930\u094d\u0915\u0947\u091f-\u0932\u093f\u0902\u0915\u094d\u0921 \u0930\u093f\u091f\u0930\u094d\u0928 \u0915\u0940 \u0924\u0941\u0932\u0928\u093e<\/h3>\n<p data-nodeid=\"1147\">\u091c\u092c \u0906\u092a \u0907\u092e\u0930\u091c\u0947\u0902\u0938\u0940 \u092b\u0902\u0921 \u0915\u0947 \u0932\u093f\u090f \u0928\u093f\u0935\u0947\u0936 \u0935\u093f\u0915\u0932\u094d\u092a\u094b\u0902 \u0915\u0940 \u0924\u0941\u0932\u0928\u093e \u0915\u0930 \u0930\u0939\u0947 \u0939\u0948\u0902, \u0924\u094b \u0930\u093f\u091f\u0930\u094d\u0928 \u0915\u0940 \u092a\u094d\u0930\u0915\u0943\u0924\u093f \u090f\u0915 \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0915\u093e\u0930\u0915 \u0939\u0948\u0964 FDs \u0906\u092a\u0915\u094b \u0938\u094d\u0925\u093f\u0930 \u0914\u0930 \u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0930\u093f\u091f\u0930\u094d\u0928 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902, \u091c\u094b \u092a\u0942\u0930\u0947 \u0915\u093e\u0930\u094d\u092f\u0915\u093e\u0932 \u0915\u0947 \u0926\u094c\u0930\u093e\u0928 \u0905\u0930\u094d\u091c\u093f\u0924 \u0939\u094b\u0924\u0947 \u0939\u0948\u0902\u0964 \u092f\u0939 \u0906\u092a\u0915\u094b \u092a\u0939\u0932\u0947 \u0938\u0947 \u0939\u0940 \u092a\u0924\u093e \u0939\u094b\u0924\u093e \u0939\u0948 \u0915\u093f \u0906\u092a\u0915\u094b \u0915\u093f\u0924\u0928\u093e \u0930\u093f\u091f\u0930\u094d\u0928 \u092e\u093f\u0932\u0947\u0917\u093e, \u091c\u093f\u0938\u0938\u0947 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u092f\u094b\u091c\u0928\u093e \u092c\u0928\u093e\u0928\u093e \u0906\u0938\u093e\u0928 \u0939\u094b \u091c\u093e\u0924\u093e \u0939\u0948\u0964<\/p>\n<p data-nodeid=\"1148\"><strong data-nodeid=\"1199\">Recurring Deposits \u092e\u0947\u0902 \u0930\u093f\u091f\u0930\u094d\u0928 \u092a\u0948\u091f\u0930\u094d\u0928:<\/strong><\/p>\n<table data-nodeid=\"1150\">\n<thead data-nodeid=\"1151\">\n<tr data-nodeid=\"1152\">\n<th data-nodeid=\"1154\">\u0935\u093f\u0936\u0947\u0937\u0924\u093e<\/th>\n<th data-nodeid=\"1155\">RDs<\/th>\n<th data-nodeid=\"1156\">FDs<\/th>\n<\/tr>\n<\/thead>\n<tbody data-nodeid=\"1160\">\n<tr data-nodeid=\"1161\">\n<td data-nodeid=\"1162\">\u0930\u093f\u091f\u0930\u094d\u0928 \u0915\u0940 \u092a\u094d\u0930\u0915\u0943\u0924\u093f<\/td>\n<td data-nodeid=\"1163\">\u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0932\u0947\u0915\u093f\u0928 \u0915\u092e<\/td>\n<td data-nodeid=\"1164\">\u0938\u094d\u0925\u093f\u0930 \u0914\u0930 \u0905\u0927\u093f\u0915<\/td>\n<\/tr>\n<tr data-nodeid=\"1165\">\n<td data-nodeid=\"1166\">\u092c\u094d\u092f\u093e\u091c \u0917\u0923\u0928\u093e<\/td>\n<td data-nodeid=\"1167\">\u092c\u0922\u093c\u0924\u0940 \u0939\u0941\u0908 \u0936\u0947\u0937 \u0930\u093e\u0936\u093f \u092a\u0930<\/td>\n<td data-nodeid=\"1168\">\u092a\u0942\u0930\u0940 \u0930\u093e\u0936\u093f \u092a\u0930<\/td>\n<\/tr>\n<tr data-nodeid=\"1169\">\n<td data-nodeid=\"1170\">\u0930\u093f\u091f\u0930\u094d\u0928 \u0915\u0940 \u092d\u0935\u093f\u0937\u094d\u092f\u0935\u093e\u0923\u0940<\/td>\n<td data-nodeid=\"1171\">\u0906\u0938\u093e\u0928<\/td>\n<td data-nodeid=\"1172\">\u092a\u0942\u0930\u094d\u0923\u0924\u0903 \u0928\u093f\u0936\u094d\u091a\u093f\u0924<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p data-nodeid=\"1173\">RDs \u092e\u0947\u0902 \u0906\u092a\u0915\u0947 \u0930\u093f\u091f\u0930\u094d\u0928 \u092a\u0942\u0930\u0947 \u0915\u093e\u0930\u094d\u092f\u0915\u093e\u0932 \u092e\u0947\u0902 \u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0939\u094b\u0924\u0947 \u0939\u0948\u0902, \u0932\u0947\u0915\u093f\u0928 FDs \u0938\u0947 \u0915\u092e \u0939\u094b \u0938\u0915\u0924\u0947 \u0939\u0948\u0902 \u0915\u094d\u092f\u094b\u0902\u0915\u093f \u092c\u094d\u092f\u093e\u091c \u092c\u0922\u093c\u0924\u0940 \u0939\u0941\u0908 \u0936\u0947\u0937 \u0930\u093e\u0936\u093f \u092a\u0930 \u0917\u0923\u0928\u093e \u0915\u0940 \u091c\u093e\u0924\u0940 \u0939\u0948\u0964<\/p>\n<p data-nodeid=\"1174\">\u0926\u0942\u0938\u0930\u0940 \u0913\u0930, <strong data-nodeid=\"1218\">\u0932\u093f\u0915\u094d\u0935\u093f\u0921 \u092b\u0902\u0921<\/strong> FDs \u0915\u0940 \u0924\u0941\u0932\u0928\u093e \u092e\u0947\u0902 \u0905\u0927\u093f\u0915 \u0930\u093f\u091f\u0930\u094d\u0928 \u0926\u0947 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902, \u0932\u0947\u0915\u093f\u0928 \u0906\u092a\u0915\u0947 \u0930\u093f\u091f\u0930\u094d\u0928 \u092c\u093e\u091c\u093e\u0930 \u092a\u094d\u0930\u0926\u0930\u094d\u0936\u0928 \u092a\u0930 \u0928\u093f\u0930\u094d\u092d\u0930 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902 \u0914\u0930 \u0907\u0928\u0915\u0940 \u0917\u093e\u0930\u0902\u091f\u0940 \u0928\u0939\u0940\u0902 \u0939\u094b\u0924\u0940\u0964 \u092f\u0939 \u092e\u093e\u0930\u094d\u0915\u0947\u091f-\u0932\u093f\u0902\u0915\u094d\u0921 \u0907\u0902\u0938\u094d\u091f\u094d\u0930\u0942\u092e\u0947\u0902\u091f\u094d\u0938 \u0915\u0940 \u092a\u094d\u0930\u092e\u0941\u0916 \u0935\u093f\u0936\u0947\u0937\u0924\u093e \u0939\u0948\u0964<\/p>\n<h3 data-nodeid=\"1175\">\u092e\u0941\u0926\u094d\u0930\u093e\u0938\u094d\u092b\u0940\u0924\u093f \u091c\u094b\u0916\u093f\u092e \u0914\u0930 \u0907\u0938\u0915\u093e \u092a\u094d\u0930\u092d\u093e\u0935<\/h3>\n<p data-nodeid=\"1176\">\u0906\u092a\u0915\u0947 \u0907\u092e\u0930\u091c\u0947\u0902\u0938\u0940 \u092b\u0902\u0921 \u0915\u0940 \u0935\u093e\u0938\u094d\u0924\u0935\u093f\u0915 \u0916\u0930\u0940\u0926\u093e\u0930\u0940 \u0936\u0915\u094d\u0924\u093f \u0915\u094b \u0938\u092e\u091d\u0928\u093e \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0939\u0948\u0964 FDs \u0914\u0930 RDs \u0926\u094b\u0928\u094b\u0902 \u092e\u0947\u0902 \u092e\u0941\u0926\u094d\u0930\u093e\u0938\u094d\u092b\u0940\u0924\u093f \u0915\u093e \u091c\u094b\u0916\u093f\u092e \u0939\u094b\u0924\u093e \u0939\u0948, \u091c\u0939\u093e\u0901 \u0906\u092a\u0915\u093e \u0930\u093f\u091f\u0930\u094d\u0928 \u092e\u0941\u0926\u094d\u0930\u093e\u0938\u094d\u092b\u0940\u0924\u093f \u0915\u094b \u092a\u0940\u091b\u0947 \u0928\u0939\u0940\u0902 \u091b\u094b\u0921\u093c \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/p>\n<p data-nodeid=\"1177\"><strong data-nodeid=\"1224\">\u092e\u0941\u0926\u094d\u0930\u093e\u0938\u094d\u092b\u0940\u0924\u093f \u092a\u094d\u0930\u092d\u093e\u0935 \u0915\u093e \u0935\u093f\u0936\u094d\u0932\u0947\u0937\u0923:<\/strong><\/p>\n<ul data-nodeid=\"1178\">\n<li data-nodeid=\"1179\">\n<p data-nodeid=\"1180\">\u092f\u0926\u093f \u0906\u092a\u0915\u0940 FD 6% \u0930\u093f\u091f\u0930\u094d\u0928 \u0926\u0947 \u0930\u0939\u0940 \u0939\u0948 \u0914\u0930 \u092e\u0941\u0926\u094d\u0930\u093e\u0938\u094d\u092b\u0940\u0924\u093f 7% \u0939\u0948, \u0924\u094b \u0906\u092a\u0915\u0940 \u0935\u093e\u0938\u094d\u0924\u0935\u093f\u0915 \u0916\u0930\u0940\u0926\u093e\u0930\u0940 \u0936\u0915\u094d\u0924\u093f \u0915\u092e \u0939\u094b \u0930\u0939\u0940 \u0939\u0948<\/p>\n<\/li>\n<li data-nodeid=\"1181\">\n<p data-nodeid=\"1182\">RDs \u092e\u0947\u0902 \u092f\u0939 \u0938\u092e\u0938\u094d\u092f\u093e \u0914\u0930 \u092d\u0940 \u0917\u0902\u092d\u0940\u0930 \u0939\u094b \u0938\u0915\u0924\u0940 \u0939\u0948 \u0915\u094d\u092f\u094b\u0902\u0915\u093f \u092a\u094d\u0930\u092d\u093e\u0935\u0940 \u0930\u093f\u091f\u0930\u094d\u0928 FDs \u0938\u0947 \u0915\u092e \u0939\u094b\u0924\u093e \u0939\u0948<\/p>\n<\/li>\n<li data-nodeid=\"1183\">\n<p data-nodeid=\"1184\">\u0932\u093f\u0915\u094d\u0935\u093f\u0921 \u092b\u0902\u0921\u094d\u0938 \u092e\u0947\u0902 \u092e\u0941\u0926\u094d\u0930\u093e\u0938\u094d\u092b\u0940\u0924\u093f \u0938\u0947 \u092c\u0947\u0939\u0924\u0930 \u0930\u093f\u091f\u0930\u094d\u0928 \u0915\u0940 \u0938\u0902\u092d\u093e\u0935\u0928\u093e \u0939\u094b\u0924\u0940 \u0939\u0948, \u0932\u0947\u0915\u093f\u0928 \u0917\u093e\u0930\u0902\u091f\u0940 \u0928\u0939\u0940\u0902<\/p>\n<\/li>\n<\/ul>\n<h3 data-nodeid=\"1185\">DICGC \u092c\u0940\u092e\u093e \u0915\u0935\u0930 \u0914\u0930 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0915\u0947 \u092a\u0939\u0932\u0942<\/h3>\n<p data-nodeid=\"1186\">\u0906\u092a\u0915\u0947 \u0907\u092e\u0930\u091c\u0947\u0902\u0938\u0940 \u092b\u0902\u0921 \u0915\u0940 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0938\u0930\u094d\u0935\u094b\u092a\u0930\u093f \u0939\u0948\u0964 \u092c\u0948\u0902\u0915 FDs \u0914\u0930 RDs \u0915\u094b DICGC \u092c\u0940\u092e\u093e \u0915\u0935\u0930 \u0926\u094d\u0935\u093e\u0930\u093e \u20b95 \u0932\u093e\u0916 \u0924\u0915 \u0915\u093e \u092c\u0940\u092e\u093e \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0939\u094b\u0924\u093e \u0939\u0948, \u091c\u093f\u0938\u0938\u0947 \u0935\u0947 \u0915\u092e \u091c\u094b\u0916\u093f\u092e \u0935\u093e\u0932\u0947 \u0928\u093f\u0935\u0947\u0936 \u092c\u0928\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n<p data-nodeid=\"1187\"><strong data-nodeid=\"1233\">\u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0938\u094d\u0924\u0930\u094b\u0902 \u0915\u0940 \u0924\u0941\u0932\u0928\u093e:<\/strong><\/p>\n<ul data-nodeid=\"1188\">\n<li data-nodeid=\"1189\">\n<p data-nodeid=\"1190\"><strong data-nodeid=\"1238\">FDs \u0914\u0930 RDs<\/strong>: DICGC \u0926\u094d\u0935\u093e\u0930\u093e \u092a\u0942\u0930\u094d\u0923 \u0938\u0941\u0930\u0915\u094d\u0937\u093e (\u20b95 \u0932\u093e\u0916 \u0924\u0915)<\/p>\n<\/li>\n<li data-nodeid=\"1191\">\n<p data-nodeid=\"1192\"><strong data-nodeid=\"1243\">\u0932\u093f\u0915\u094d\u0935\u093f\u0921 \u092b\u0902\u0921\u094d\u0938<\/strong>: \u0905\u0928\u094d\u092f \u092e\u094d\u092f\u0942\u091a\u0941\u0905\u0932 \u092b\u0902\u0921\u094d\u0938 \u0915\u0940 \u0924\u0941\u0932\u0928\u093e \u092e\u0947\u0902 \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924, \u0932\u0947\u0915\u093f\u0928 \u0915\u0941\u091b \u092c\u093e\u091c\u093e\u0930 \u091c\u094b\u0916\u093f\u092e<\/p>\n<\/li>\n<\/ul>\n<p data-nodeid=\"1193\">\u092f\u0939 \u092c\u0940\u092e\u093e \u0915\u0935\u0930 \u0906\u092a\u0915\u094b \u092c\u0948\u0902\u0915 \u0915\u0940 \u0935\u093f\u092b\u0932\u0924\u093e \u0915\u0940 \u0938\u094d\u0925\u093f\u0924\u093f \u092e\u0947\u0902 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u093e \u0939\u0948\u0964 \u0932\u093f\u0915\u094d\u0935\u093f\u0921 \u092b\u0902\u0921\u094d\u0938 \u0905\u0928\u094d\u092f \u092e\u094d\u092f\u0942\u091a\u0941\u0905\u0932 \u092b\u0902\u0921\u094d\u0938 \u0915\u0940 \u0924\u0941\u0932\u0928\u093e \u092e\u0947\u0902 \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0939\u094b\u0924\u0947 \u0939\u0948\u0902, \u0932\u0947\u0915\u093f\u0928 \u0909\u0928\u092e\u0947\u0902 \u0915\u0941\u091b \u092c\u093e\u091c\u093e\u0930 \u091c\u094b\u0916\u093f\u092e \u0939\u094b\u0924\u093e \u0939\u0948 \u091c\u094b \u0906\u092a\u0915\u0947 \u0907\u092e\u0930\u091c\u0947\u0902\u0938\u0940 \u092b\u0902\u0921 \u0915\u0940 \u0924\u0924\u094d\u0915\u093e\u0932 \u0909\u092a\u0932\u092c\u094d\u0927\u0924\u093e \u0915\u094b \u092a\u094d\u0930\u092d\u093e\u0935\u093f\u0924 \u0915\u0930 \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div>\n<div>\n<h1 class=\"px-4 mb-4 text-3xl font-semibold leading-tight text-gray-800\">\u0924\u0930\u0932\u0924\u093e \u0914\u0930 \u0928\u093f\u0915\u093e\u0938\u0940 \u0915\u0940 \u0938\u0941\u0935\u093f\u0927\u093e<\/h1>\n<p><img decoding=\"async\" class=\"w-full\" src=\"https:\/\/gravitywrite.sgp1.digitaloceanspaces.com\/blog\/img_3712291_2025_12_09_05_36_45.jpg\" alt=\"Create a realistic image of a modern Indian bank interior with sleek ATM machines and digital banking kiosks on one side, and traditional bank teller counters with deposit forms and passbooks on the other side, showing the contrast between instant liquidity access and time-bound deposits, with soft professional lighting, clean marble floors, and a few Indian customers of mixed gender and ethnicity using the banking services, emphasizing the accessibility and convenience of different banking options, absolutely NO text should be in the scene.\" \/><\/div>\n<div class=\"markdown-renderer-container auto-height\">\n<div class=\"toastui-editor-defaultUI\">\n<div class=\"toastui-editor-main toastui-editor-md-mode\">\n<div class=\"toastui-editor-main-container\">\n<div class=\"toastui-editor-md-container toastui-editor-md-vertical-style\">\n<div class=\"toastui-editor-md-preview\">\n<div class=\"toastui-editor-contents\">\n<h3 data-nodeid=\"1245\">\u092a\u0947\u0928\u093e\u0932\u094d\u091f\u0940 \u0915\u0947 \u0938\u093e\u0925 \u092a\u094d\u0930\u0940-\u092e\u0948\u091a\u094d\u092f\u094b\u0930 \u0935\u093f\u0926\u0921\u094d\u0930\u0949\u0932 &#8211; FD \u0914\u0930 RD \u092e\u0947\u0902<\/h3>\n<p data-nodeid=\"1246\">\u0906\u092a\u093e\u0924\u0915\u093e\u0932\u0940\u0928 \u0938\u094d\u0925\u093f\u0924\u093f\u092f\u094b\u0902 \u092e\u0947\u0902 \u091c\u092c \u0906\u092a\u0915\u094b \u0924\u0924\u094d\u0915\u093e\u0932 \u092a\u0948\u0938\u0947 \u0915\u0940 \u091c\u0930\u0942\u0930\u0924 \u0939\u094b\u0924\u0940 \u0939\u0948, \u0924\u092c FDs \u0914\u0930 RDs \u0915\u0940 \u0924\u0930\u0932\u0924\u093e \u0915\u0940 \u0915\u092e\u0940 \u090f\u0915 \u092c\u0921\u093c\u0940 \u0938\u092e\u0938\u094d\u092f\u093e \u092c\u0928 \u091c\u093e\u0924\u0940 \u0939\u0948\u0964 \u092f\u0926\u093f \u0906\u092a \u0905\u092a\u0928\u0940 FD \u092f\u093e RD \u0915\u094b \u092e\u0948\u091a\u094d\u092f\u094b\u0930\u093f\u091f\u0940 \u0938\u0947 \u092a\u0939\u0932\u0947 \u0924\u094b\u0921\u093c\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b \u0906\u092a\u0915\u094b \u092a\u0947\u0928\u093e\u0932\u094d\u091f\u0940 \u0915\u093e \u0938\u093e\u092e\u0928\u093e \u0915\u0930\u0928\u093e \u092a\u0921\u093c\u0924\u093e \u0939\u0948\u0964 \u092f\u0939 \u092a\u0947\u0928\u093e\u0932\u094d\u091f\u0940 \u0906\u092e\u0924\u094c\u0930 \u092a\u0930 1-2% \u0924\u0915 \u0939\u094b \u0938\u0915\u0924\u0940 \u0939\u0948, \u091c\u094b \u0906\u092a\u0915\u0947 \u0915\u0941\u0932 \u0930\u093f\u091f\u0930\u094d\u0928 \u0915\u094b \u0915\u093e\u092b\u0940 \u0915\u092e \u0915\u0930 \u0926\u0947\u0924\u0940 \u0939\u0948\u0964<\/p>\n<p data-nodeid=\"1247\">RD \u0915\u0947 \u092e\u093e\u092e\u0932\u0947 \u092e\u0947\u0902 \u0938\u094d\u0925\u093f\u0924\u093f \u0914\u0930 \u092d\u0940 \u091c\u091f\u093f\u0932 \u0939\u094b \u091c\u093e\u0924\u0940 \u0939\u0948 \u0915\u094d\u092f\u094b\u0902\u0915\u093f \u092f\u0926\u093f \u0906\u092a \u092c\u0940\u091a \u092e\u0947\u0902 \u0928\u093f\u0915\u093e\u0938\u0940 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b \u0928 \u0915\u0947\u0935\u0932 \u0906\u092a\u0915\u094b \u092a\u0947\u0928\u093e\u0932\u094d\u091f\u0940 \u0926\u0947\u0928\u0940 \u092a\u0921\u093c\u0924\u0940 \u0939\u0948, \u092c\u0932\u094d\u0915\u093f \u0906\u092a\u0915\u0940 \u092d\u0935\u093f\u0937\u094d\u092f \u0915\u0940 \u0915\u093f\u0936\u094d\u0924\u094b\u0902 \u0915\u093e \u092b\u093e\u092f\u0926\u093e \u092d\u0940 \u091a\u0932\u093e \u091c\u093e\u0924\u093e \u0939\u0948\u0964 \u0907\u0938\u0938\u0947 \u0906\u092a\u0915\u093e \u0932\u0902\u092c\u0940 \u0905\u0935\u0927\u093f \u0915\u093e \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0932\u0915\u094d\u0937\u094d\u092f \u092d\u0940 \u092a\u094d\u0930\u092d\u093e\u0935\u093f\u0924 \u0939\u094b\u0924\u093e \u0939\u0948\u0964<\/p>\n<h3 data-nodeid=\"1248\">\u0932\u093f\u0915\u094d\u0935\u093f\u0921 \u092b\u0902\u0921\u094d\u0938 \u092e\u0947\u0902 \u092c\u093f\u0928\u093e \u092a\u0947\u0928\u093e\u0932\u094d\u091f\u0940 \u0924\u0924\u094d\u0915\u093e\u0932 \u0928\u093f\u0915\u093e\u0938\u0940<\/h3>\n<p data-nodeid=\"1249\">\u0926\u0942\u0938\u0930\u0940 \u0924\u0930\u092b, \u0932\u093f\u0915\u094d\u0935\u093f\u0921 \u092b\u0902\u0921\u094d\u0938 \u0906\u092a\u0915\u094b \u092c\u093f\u0928\u093e \u0915\u093f\u0938\u0940 \u092a\u0947\u0928\u093e\u0932\u094d\u091f\u0940 \u0915\u0947 \u0905\u092a\u0928\u0940 \u0928\u093f\u0935\u0947\u0936 \u0915\u0940 \u0917\u0908 \u0930\u093e\u0936\u093f \u0928\u093f\u0915\u093e\u0932\u0928\u0947 \u0915\u0940 \u0938\u0941\u0935\u093f\u0927\u093e \u0926\u0947\u0924\u0947 \u0939\u0948\u0902\u0964 \u092f\u0939 \u0938\u0941\u0935\u093f\u0927\u093e \u0932\u093f\u0915\u094d\u0935\u093f\u0921 \u092b\u0902\u0921 \u0915\u094b \u0906\u092a\u093e\u0924\u0915\u093e\u0932\u0940\u0928 \u092b\u0902\u0921 \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u0906\u0926\u0930\u094d\u0936 \u0935\u093f\u0915\u0932\u094d\u092a \u092c\u0928\u093e\u0924\u0940 \u0939\u0948\u0964 \u0906\u092a \u0915\u093f\u0938\u0940 \u092d\u0940 \u0935\u094d\u092f\u093e\u0935\u0938\u093e\u092f\u093f\u0915 \u0926\u093f\u0928 \u0905\u092a\u0928\u0940 \u091c\u0930\u0942\u0930\u0924 \u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930 \u092a\u0942\u0930\u0940 \u0930\u093e\u0936\u093f \u092f\u093e \u0906\u0902\u0936\u093f\u0915 \u0930\u093e\u0936\u093f \u0928\u093f\u0915\u093e\u0932 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n<p data-nodeid=\"1250\">\u0932\u093f\u0915\u094d\u0935\u093f\u0921 \u092b\u0902\u0921\u094d\u0938 \u0915\u0940 \u092f\u0939 \u0932\u091a\u0940\u0932\u093e\u092a\u0928 \u0916\u093e\u0938\u0915\u0930 \u0909\u0928 \u092a\u0930\u093f\u0938\u094d\u0925\u093f\u0924\u093f\u092f\u094b\u0902 \u092e\u0947\u0902 \u092b\u093e\u092f\u0926\u0947\u092e\u0902\u0926 \u0939\u0948 \u091c\u092c \u0906\u092a\u0915\u094b \u0905\u091a\u093e\u0928\u0915 \u092e\u0947\u0921\u093f\u0915\u0932 \u0907\u092e\u0930\u091c\u0947\u0902\u0938\u0940 \u092f\u093e \u0905\u0928\u094d\u092f \u091c\u0930\u0942\u0930\u0940 \u0916\u0930\u094d\u091a\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u092a\u0948\u0938\u0947 \u0915\u0940 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e \u0939\u094b\u0924\u0940 \u0939\u0948\u0964 \u0906\u092a \u0905\u092a\u0928\u0947 \u0928\u093f\u0935\u0947\u0936 \u0915\u094b \u092c\u093f\u0928\u093e \u0915\u093f\u0938\u0940 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0928\u0941\u0915\u0938\u093e\u0928 \u0915\u0947 \u0924\u0941\u0930\u0902\u0924 \u092d\u0941\u0928\u093e \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n<h3 data-nodeid=\"1251\">24 \u0918\u0902\u091f\u0947 \u092e\u0947\u0902 \u092b\u0902\u0921 \u090f\u0915\u094d\u0938\u0947\u0938 \u0915\u0940 \u0938\u0941\u0935\u093f\u0927\u093e<\/h3>\n<p data-nodeid=\"1252\">\u0932\u093f\u0915\u094d\u0935\u093f\u0921 \u092b\u0902\u0921\u094d\u0938 \u0915\u0940 \u0938\u092c\u0938\u0947 \u092c\u0921\u093c\u0940 \u0916\u093e\u0938\u093f\u092f\u0924 \u092f\u0939 \u0939\u0948 \u0915\u093f \u0906\u092a\u0915\u0940 \u092a\u0942\u0902\u091c\u0940 24 \u0918\u0902\u091f\u0947 \u0915\u0947 \u092d\u0940\u0924\u0930 \u0906\u092a\u0915\u0947 \u092c\u0948\u0902\u0915 \u0916\u093e\u0924\u0947 \u092e\u0947\u0902 \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0939\u094b \u091c\u093e\u0924\u0940 \u0939\u0948\u0964 \u092f\u0939 \u0909\u091a\u094d\u091a \u0924\u0930\u0932\u0924\u093e \u0906\u092a\u0915\u094b \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0906\u092a\u093e\u0924\u0915\u093e\u0932 \u092e\u0947\u0902 \u0924\u0924\u094d\u0915\u093e\u0932 \u0930\u093e\u0939\u0924 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u0940 \u0939\u0948\u0964 \u0906\u0927\u0941\u0928\u093f\u0915 \u0921\u093f\u091c\u093f\u091f\u0932 \u092a\u094d\u0932\u0947\u091f\u092b\u0949\u0930\u094d\u092e \u0915\u0947 \u092e\u093e\u0927\u094d\u092f\u092e \u0938\u0947, \u0906\u092a \u0915\u092d\u0940 \u092d\u0940 \u0911\u0928\u0932\u093e\u0907\u0928 \u0930\u093f\u0921\u0947\u092e\u094d\u092a\u094d\u0936\u0928 \u0915\u093e \u0905\u0928\u0941\u0930\u094b\u0927 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n<p data-nodeid=\"1253\">\u092f\u0939 \u0924\u0940\u0935\u094d\u0930 \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e FDs \u0914\u0930 RDs \u0915\u0947 \u092e\u0941\u0915\u093e\u092c\u0932\u0947 \u092e\u0947\u0902 \u0938\u094d\u092a\u0937\u094d\u091f \u0932\u093e\u092d \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u0940 \u0939\u0948, \u091c\u0939\u093e\u0901 \u092a\u0947\u0928\u093e\u0932\u094d\u091f\u0940 \u0915\u0947 \u0938\u093e\u0925-\u0938\u093e\u0925 \u092a\u094d\u0930\u094b\u0938\u0947\u0938\u093f\u0902\u0917 \u092e\u0947\u0902 \u092d\u0940 \u0905\u0927\u093f\u0915 \u0938\u092e\u092f \u0932\u0917 \u0938\u0915\u0924\u093e \u0939\u0948\u0964 \u0907\u0938\u0940\u0932\u093f\u090f \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0935\u093f\u0936\u0947\u0937\u091c\u094d\u091e \u0906\u092a\u093e\u0924\u0915\u093e\u0932\u0940\u0928 \u092b\u0902\u0921 \u0915\u0947 \u0932\u093f\u090f \u0932\u093f\u0915\u094d\u0935\u093f\u0921 \u092b\u0902\u0921\u094d\u0938 \u0915\u094b \u092a\u094d\u0930\u093e\u0925\u092e\u093f\u0915\u0924\u093e \u0926\u0947\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div>\n<div>\n<h1 class=\"px-4 mb-4 text-3xl font-semibold leading-tight text-gray-800\">\u0915\u0930 \u0928\u093f\u0939\u093f\u0924\u093e\u0930\u094d\u0925 \u0914\u0930 TDS \u0928\u093f\u092f\u092e<\/h1>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-3419\" src=\"https:\/\/paisaforever.com\/hin\/wp-content\/uploads\/2026\/03\/tds-rules-fd-vs-liquid-fund-tax-india.jpeg\" alt=\"TDS rules FD vs liquid fund tax comparison India\" width=\"1200\" height=\"700\" srcset=\"https:\/\/paisaforever.com\/hin\/wp-content\/uploads\/2026\/03\/tds-rules-fd-vs-liquid-fund-tax-india.jpeg 1200w, https:\/\/paisaforever.com\/hin\/wp-content\/uploads\/2026\/03\/tds-rules-fd-vs-liquid-fund-tax-india-300x175.jpeg 300w, https:\/\/paisaforever.com\/hin\/wp-content\/uploads\/2026\/03\/tds-rules-fd-vs-liquid-fund-tax-india-1024x597.jpeg 1024w, https:\/\/paisaforever.com\/hin\/wp-content\/uploads\/2026\/03\/tds-rules-fd-vs-liquid-fund-tax-india-768x448.jpeg 768w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/><\/p>\n<\/div>\n<div class=\"markdown-renderer-container auto-height\">\n<div class=\"toastui-editor-defaultUI\">\n<div class=\"toastui-editor-main toastui-editor-md-mode\">\n<div class=\"toastui-editor-main-container\">\n<div class=\"toastui-editor-md-container toastui-editor-md-vertical-style\">\n<div class=\"toastui-editor-md-preview\">\n<div class=\"toastui-editor-contents\">\n<h3 data-nodeid=\"1263\">FD \u0914\u0930 RD \u092a\u0930 \u092c\u094d\u092f\u093e\u091c \u0915\u0940 \u092a\u0942\u0930\u094d\u0923 \u0915\u0930 \u0926\u0947\u092f\u0924\u093e<\/h3>\n<p data-nodeid=\"1264\">\u091c\u092c \u0906\u092a Fixed Deposits \u092f\u093e Recurring Deposits \u092e\u0947\u0902 \u0928\u093f\u0935\u0947\u0936 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b \u0906\u092a\u0915\u094b \u092e\u093f\u0932\u0928\u0947 \u0935\u093e\u0932\u093e \u092c\u094d\u092f\u093e\u091c \u092a\u0942\u0930\u094d\u0923 \u0930\u0942\u092a \u0938\u0947 \u0906\u092a\u0915\u0940 \u0906\u092f\u0915\u0930 \u0938\u094d\u0932\u0948\u092c \u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930 \u0915\u0930 \u092f\u094b\u0917\u094d\u092f \u0939\u094b\u0924\u093e \u0939\u0948\u0964 \u092f\u0939 \u092c\u094d\u092f\u093e\u091c \u0906\u092a\u0915\u0940 \u0905\u0928\u094d\u092f \u0906\u092f \u0915\u0947 \u0938\u093e\u0925 \u091c\u0941\u0921\u093c\u0915\u0930 \u0906\u092a\u0915\u0940 \u0915\u0941\u0932 \u0915\u0930 \u0926\u0947\u092f\u0924\u093e \u092c\u0922\u093c\u093e\u0924\u093e \u0939\u0948\u0964<\/p>\n<p data-nodeid=\"1265\">\u092f\u0926\u093f \u0906\u092a 30% \u091f\u0948\u0915\u094d\u0938 \u092c\u094d\u0930\u0948\u0915\u0947\u091f \u092e\u0947\u0902 \u0906\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b \u0906\u092a\u0915\u0947 FD \u092f\u093e RD \u0938\u0947 \u092e\u093f\u0932\u0928\u0947 \u0935\u093e\u0932\u0947 \u0939\u0930 \u0930\u0941\u092a\u090f \u092a\u0930 30% \u0924\u0915 \u0915\u0930 \u0932\u0917 \u0938\u0915\u0924\u093e \u0939\u0948\u0964 \u0907\u0938\u0938\u0947 \u0906\u092a\u0915\u093e \u0935\u093e\u0938\u094d\u0924\u0935\u093f\u0915 \u0930\u093f\u091f\u0930\u094d\u0928 \u0915\u093e\u092b\u0940 \u0915\u092e \u0939\u094b \u091c\u093e\u0924\u093e \u0939\u0948\u0964 \u0909\u0926\u093e\u0939\u0930\u0923 \u0915\u0947 \u0932\u093f\u090f, \u092f\u0926\u093f \u0906\u092a\u0915\u093e FD 6% \u092c\u094d\u092f\u093e\u091c \u0926\u0947\u0924\u093e \u0939\u0948 \u0914\u0930 \u0906\u092a 30% \u091f\u0948\u0915\u094d\u0938 \u092c\u094d\u0930\u0948\u0915\u0947\u091f \u092e\u0947\u0902 \u0939\u0948\u0902, \u0924\u094b \u0906\u092a\u0915\u093e \u0935\u093e\u0938\u094d\u0924\u0935\u093f\u0915 \u0930\u093f\u091f\u0930\u094d\u0928 \u0915\u0947\u0935\u0932 4.2% \u0930\u0939 \u091c\u093e\u0924\u093e \u0939\u0948\u0964<\/p>\n<h3 data-nodeid=\"1266\">\u0932\u093f\u0915\u094d\u0935\u093f\u0921 \u092b\u0902\u0921\u094d\u0938 \u092e\u0947\u0902 \u0915\u0948\u092a\u093f\u091f\u0932 \u0917\u0947\u0928\u094d\u0938 \u091f\u0948\u0915\u094d\u0938\u0947\u0936\u0928 (2023 \u0915\u0947 \u092c\u093e\u0926)<\/h3>\n<p data-nodeid=\"1267\">1 \u0905\u092a\u094d\u0930\u0948\u0932 2023 \u0915\u0947 \u092c\u093e\u0926 \u0916\u0930\u0940\u0926\u0947 \u0917\u090f \u0932\u093f\u0915\u094d\u0935\u093f\u0921 \u092b\u0902\u0921\u094d\u0938 \u0915\u0947 \u0932\u093f\u090f \u0915\u0930\u093e\u0927\u093e\u0928 \u0928\u093f\u092f\u092e \u0915\u093e\u092b\u0940 \u092c\u0926\u0932 \u0917\u090f \u0939\u0948\u0902\u0964 \u0905\u092c \u0939\u094b\u0932\u094d\u0921\u093f\u0902\u0917 \u0905\u0935\u0927\u093f \u0915\u0940 \u092a\u0930\u0935\u093e\u0939 \u0915\u093f\u090f \u092c\u093f\u0928\u093e, \u0932\u093f\u0915\u094d\u0935\u093f\u0921 \u092b\u0902\u0921\u094d\u0938 \u0938\u0947 \u0939\u094b\u0928\u0947 \u0935\u093e\u0932\u093e \u092a\u0942\u0902\u091c\u0940\u0917\u0924 \u0932\u093e\u092d \u0906\u092a\u0915\u0940 \u0938\u094d\u0932\u0948\u092c \u0926\u0930 \u092a\u0930 \u0915\u0930 \u092f\u094b\u0917\u094d\u092f \u0939\u094b\u0924\u093e \u0939\u0948\u0964<\/p>\n<p data-nodeid=\"1268\">\u0907\u0938\u0938\u0947 \u092a\u0939\u0932\u0947, \u0924\u0940\u0928 \u0938\u093e\u0932 \u0938\u0947 \u0905\u0927\u093f\u0915 \u0938\u092e\u092f \u0924\u0915 \u0939\u094b\u0932\u094d\u0921 \u0915\u0930\u0928\u0947 \u092a\u0930 \u0932\u0902\u092c\u0940 \u0905\u0935\u0927\u093f \u0915\u0947 \u0915\u0948\u092a\u093f\u091f\u0932 \u0917\u0947\u0928\u094d\u0938 \u091f\u0948\u0915\u094d\u0938 \u0915\u093e \u092b\u093e\u092f\u0926\u093e \u092e\u093f\u0932\u0924\u093e \u0925\u093e\u0964 \u0905\u092c \u092f\u0939 \u0938\u0941\u0935\u093f\u0927\u093e \u0938\u092e\u093e\u092a\u094d\u0924 \u0939\u094b \u0917\u0908 \u0939\u0948\u0964 \u092f\u0939 \u092c\u0926\u0932\u093e\u0935 \u0935\u093f\u0936\u0947\u0937 \u0930\u0942\u092a \u0938\u0947 \u0932\u093f\u0915\u094d\u0935\u093f\u0921 \u092b\u0902\u0921\u094d\u0938 \u0915\u0940 \u091f\u0948\u0915\u094d\u0938 \u090f\u092b\u093f\u0936\u093f\u090f\u0902\u0938\u0940 \u0915\u094b \u092a\u094d\u0930\u092d\u093e\u0935\u093f\u0924 \u0915\u0930\u0924\u093e \u0939\u0948, \u0916\u093e\u0938\u0915\u0930 \u0909\u091a\u094d\u091a \u0906\u092f\u0915\u0930 \u092c\u094d\u0930\u0948\u0915\u0947\u091f \u0935\u093e\u0932\u0947 \u0928\u093f\u0935\u0947\u0936\u0915\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f\u0964<\/p>\n<h3 data-nodeid=\"1269\">TDS \u0928\u093f\u092f\u092e \u0914\u0930 \u091b\u0942\u091f \u0915\u0940 \u0938\u0940\u092e\u093e\u090f\u0902<\/h3>\n<p data-nodeid=\"1270\">TDS \u0928\u093f\u092f\u092e\u094b\u0902 \u092e\u0947\u0902 FD \u0914\u0930 RD \u0924\u0925\u093e \u0932\u093f\u0915\u094d\u0935\u093f\u0921 \u092b\u0902\u0921\u094d\u0938 \u0915\u0947 \u092c\u0940\u091a \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0905\u0902\u0924\u0930 \u0939\u0948\u0964 \u092f\u0926\u093f \u0906\u092a\u0915\u093e FD \u092f\u093e RD \u0938\u0947 \u092c\u094d\u092f\u093e\u091c \u20b950,000 \u092a\u094d\u0930\u0924\u093f \u0935\u0930\u094d\u0937 (\u0935\u0930\u093f\u0937\u094d\u0920 \u0928\u093e\u0917\u0930\u093f\u0915\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u20b91 \u0932\u093e\u0916) \u0938\u0947 \u0905\u0927\u093f\u0915 \u0939\u094b\u0924\u093e \u0939\u0948, \u0924\u094b \u092c\u0948\u0902\u0915 \u0938\u094d\u0930\u094b\u0924 \u092a\u0930 10% TDS \u0915\u093e\u091f\u0924\u093e \u0939\u0948\u0964<\/p>\n<p data-nodeid=\"1271\">\u0907\u0938\u0915\u093e \u092e\u0924\u0932\u092c \u092f\u0939 \u0939\u0948 \u0915\u093f \u0906\u092a\u0915\u094b \u092e\u0948\u091a\u094d\u092f\u094b\u0930\u093f\u091f\u0940 \u092a\u0930 \u0915\u092e \u0930\u093e\u0936\u093f \u092e\u093f\u0932\u0924\u0940 \u0939\u0948, \u0914\u0930 \u092c\u093e\u0926 \u092e\u0947\u0902 \u091f\u0948\u0915\u094d\u0938 \u0930\u093f\u091f\u0930\u094d\u0928 \u092b\u093e\u0907\u0932 \u0915\u0930\u0915\u0947 \u0930\u093f\u092b\u0902\u0921 \u0915\u093e \u0907\u0902\u0924\u091c\u093e\u0930 \u0915\u0930\u0928\u093e \u092a\u0921\u093c \u0938\u0915\u0924\u093e \u0939\u0948\u0964 Form 15G\/15H \u091c\u092e\u093e \u0915\u0930\u0915\u0947 TDS \u0938\u0947 \u092c\u091a\u093e \u091c\u093e \u0938\u0915\u0924\u093e \u0939\u0948 \u092f\u0926\u093f \u0906\u092a\u0915\u0940 \u0915\u0941\u0932 \u0906\u092f \u091f\u0948\u0915\u094d\u0938 \u0938\u0940\u092e\u093e \u0938\u0947 \u0915\u092e \u0939\u0948\u0964<\/p>\n<p data-nodeid=\"1272\">\u0926\u0942\u0938\u0930\u0940 \u0913\u0930, \u0932\u093f\u0915\u094d\u0935\u093f\u0921 \u092b\u0902\u0921\u094d\u0938 \u0915\u0947 \u0930\u093f\u0921\u0947\u092e\u094d\u092a\u0936\u0928 \u092a\u0930 \u0915\u094b\u0908 TDS \u0932\u093e\u0917\u0942 \u0928\u0939\u0940\u0902 \u0939\u094b\u0924\u093e \u0939\u0948\u0964 \u092f\u0939 \u0907\u092e\u0930\u091c\u0947\u0902\u0938\u0940 \u092b\u0902\u0921 \u0915\u0947 \u0932\u093f\u090f \u090f\u0915 \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0932\u093e\u092d \u0939\u0948 \u0915\u094d\u092f\u094b\u0902\u0915\u093f \u0906\u092a\u0915\u094b \u0924\u0941\u0930\u0902\u0924 \u092a\u0942\u0930\u0940 \u0930\u093e\u0936\u093f \u092e\u093f\u0932 \u091c\u093e\u0924\u0940 \u0939\u0948 \u092c\u093f\u0928\u093e \u0915\u093f\u0938\u0940 TDS \u0915\u091f\u094c\u0924\u0940 \u0915\u0947\u0964<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div>\n<div>\n<h1 class=\"px-4 mb-4 text-3xl font-semibold leading-tight text-gray-800\">\u0928\u093f\u0935\u0947\u0936 \u0905\u0935\u0927\u093f \u0914\u0930 \u092f\u094b\u0917\u0926\u093e\u0928 \u092a\u0948\u091f\u0930\u094d\u0928<\/h1>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-3422\" src=\"https:\/\/paisaforever.com\/hin\/wp-content\/uploads\/2026\/03\/rd-maturity-wait-vs-liquid-fund-access-india.jpeg\" alt=\"RD maturity wait vs liquid fund anytime withdrawal India emergency\" width=\"1200\" height=\"700\" srcset=\"https:\/\/paisaforever.com\/hin\/wp-content\/uploads\/2026\/03\/rd-maturity-wait-vs-liquid-fund-access-india.jpeg 1200w, https:\/\/paisaforever.com\/hin\/wp-content\/uploads\/2026\/03\/rd-maturity-wait-vs-liquid-fund-access-india-300x175.jpeg 300w, https:\/\/paisaforever.com\/hin\/wp-content\/uploads\/2026\/03\/rd-maturity-wait-vs-liquid-fund-access-india-1024x597.jpeg 1024w, https:\/\/paisaforever.com\/hin\/wp-content\/uploads\/2026\/03\/rd-maturity-wait-vs-liquid-fund-access-india-768x448.jpeg 768w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/><img class=\"w-full\" \/><\/div>\n<div class=\"markdown-renderer-container auto-height\">\n<div class=\"toastui-editor-defaultUI\">\n<div class=\"toastui-editor-main toastui-editor-md-mode\">\n<div class=\"toastui-editor-main-container\">\n<div class=\"toastui-editor-md-container toastui-editor-md-vertical-style\">\n<div class=\"toastui-editor-md-preview\">\n<div class=\"toastui-editor-contents\">\n<h3 data-nodeid=\"1283\">\u0932\u0902\u092a-\u0938\u092e \u0928\u093f\u0935\u0947\u0936 \u0915\u0947 \u0932\u093f\u090f \u0909\u092a\u092f\u0941\u0915\u094d\u0924 \u0935\u093f\u0915\u0932\u094d\u092a<\/h3>\n<p data-nodeid=\"1284\">\u091c\u092c \u0906\u092a\u0915\u0947 \u092a\u093e\u0938 \u090f\u0915 \u092c\u0921\u093c\u0940 \u0930\u093e\u0936\u093f \u0909\u092a\u0932\u092c\u094d\u0927 \u0939\u094b\u0924\u0940 \u0939\u0948 \u0914\u0930 \u0906\u092a \u0909\u0938\u0947 \u090f\u0915\u092e\u0941\u0936\u094d\u0924 \u0928\u093f\u0935\u0947\u0936 \u0915\u0930\u0928\u093e \u091a\u093e\u0939\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b \u0935\u093f\u0915\u0932\u094d\u092a\u094b\u0902 \u0915\u0940 \u0924\u0941\u0932\u0928\u093e \u0915\u0930\u0928\u093e \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0939\u094b \u091c\u093e\u0924\u093e \u0939\u0948\u0964 <strong data-nodeid=\"1323\">FDs \u090f\u0915\u092e\u0941\u0936\u094d\u0924 \u091c\u092e\u093e \u0915\u0947 \u0932\u093f\u090f \u0909\u092a\u092f\u0941\u0915\u094d\u0924 \u0939\u094b\u0924\u0947 \u0939\u0948\u0902<\/strong>, \u091c\u0939\u093e\u0901 \u0906\u092a \u090f\u0915 \u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0905\u0935\u0927\u093f \u0915\u0947 \u0932\u093f\u090f \u090f\u0915\u092e\u0941\u0936\u094d\u0924 \u0930\u093e\u0936\u093f \u091c\u092e\u093e \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964 \u092f\u0939 \u0935\u093f\u0915\u0932\u094d\u092a \u0909\u0928 \u0932\u094b\u0917\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0906\u0926\u0930\u094d\u0936 \u0939\u0948 \u091c\u094b \u0905\u092a\u0928\u0940 \u092c\u091a\u0924 \u0915\u094b \u090f\u0915 \u0938\u093e\u0925 \u0928\u093f\u0935\u0947\u0936 \u0915\u0930\u0915\u0947 \u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0930\u093f\u091f\u0930\u094d\u0928 \u091a\u093e\u0939\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n<p data-nodeid=\"1285\"><strong data-nodeid=\"1328\">\u0932\u093f\u0915\u094d\u0935\u093f\u0921 \u092b\u0902\u0921\u094d\u0938 \u092e\u0947\u0902 \u092d\u0940 \u090f\u0915\u092e\u0941\u0936\u094d\u0924 \u0928\u093f\u0935\u0947\u0936 \u0915\u0940 \u0905\u0928\u0941\u092e\u0924\u093f \u0939\u094b\u0924\u0940 \u0939\u0948<\/strong>, \u091c\u094b \u0906\u092a\u0915\u094b \u092c\u093e\u091c\u093e\u0930-\u0906\u0927\u093e\u0930\u093f\u0924 \u0930\u093f\u091f\u0930\u094d\u0928 \u0915\u093e \u0905\u0935\u0938\u0930 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u093e \u0939\u0948\u0964 \u092f\u0926\u093f \u0906\u092a\u0915\u0947 \u092a\u093e\u0938 \u0905\u0924\u093f\u0930\u093f\u0915\u094d\u0924 \u0928\u0915\u0926\u0940 \u0939\u0948 \u0914\u0930 \u0906\u092a \u0907\u0938\u0947 \u0907\u092e\u0930\u091c\u0947\u0902\u0938\u0940 \u092b\u0902\u0921 \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u0930\u0916\u0928\u093e \u091a\u093e\u0939\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b \u0932\u093f\u0915\u094d\u0935\u093f\u0921 \u092b\u0902\u0921 \u090f\u0915 \u092c\u0947\u0939\u0924\u0930 \u0935\u093f\u0915\u0932\u094d\u092a \u0939\u094b \u0938\u0915\u0924\u093e \u0939\u0948 \u0915\u094d\u092f\u094b\u0902\u0915\u093f \u092f\u0939 \u0924\u0941\u0930\u0902\u0924 \u0924\u0930\u0932\u0924\u093e \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u093e \u0939\u0948\u0964<\/p>\n<h3 data-nodeid=\"1286\">\u092e\u093e\u0938\u093f\u0915 SIP \u0914\u0930 \u0905\u0928\u0941\u0936\u093e\u0938\u093f\u0924 \u092c\u091a\u0924 \u0915\u0940 \u0906\u0926\u0924<\/h3>\n<p data-nodeid=\"1287\">\u0905\u0928\u0941\u0936\u093e\u0938\u093f\u0924 \u092c\u091a\u0924 \u0915\u0940 \u0906\u0926\u0924 \u0935\u093f\u0915\u0938\u093f\u0924 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f <strong data-nodeid=\"1335\">RDs \u092e\u093e\u0938\u093f\u0915 \u0905\u0902\u0924\u0930\u093e\u0932 \u092a\u0930 \u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0930\u093e\u0936\u093f \u091c\u092e\u093e \u0915\u0930\u0928\u0947 \u0915\u0940 \u0938\u0941\u0935\u093f\u0927\u093e \u0926\u0947\u0924\u0947 \u0939\u0948\u0902<\/strong>\u0964 \u092f\u0939 \u0935\u093f\u0915\u0932\u094d\u092a \u0935\u093f\u0936\u0947\u0937 \u0930\u0942\u092a \u0938\u0947 \u0909\u0928 \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u092f\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0932\u093e\u092d\u0915\u093e\u0930\u0940 \u0939\u0948 \u091c\u094b \u0905\u092a\u0928\u0940 \u092e\u093e\u0938\u093f\u0915 \u0906\u092f \u0938\u0947 \u090f\u0915 \u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0939\u093f\u0938\u094d\u0938\u093e \u0928\u093f\u092f\u092e\u093f\u0924 \u0930\u0942\u092a \u0938\u0947 \u092c\u091a\u093e\u0928\u093e \u091a\u093e\u0939\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n<p data-nodeid=\"1288\"><strong data-nodeid=\"1340\">\u0932\u093f\u0915\u094d\u0935\u093f\u0921 \u092b\u0902\u0921\u094d\u0938 \u092e\u0947\u0902 SIP \u0915\u0947 \u092e\u093e\u0927\u094d\u092f\u092e \u0938\u0947 \u0928\u093f\u0935\u0947\u0936 \u0915\u0940 \u0905\u0928\u0941\u092e\u0924\u093f \u0939\u094b\u0924\u0940 \u0939\u0948<\/strong>, \u091c\u094b \u0906\u092a\u0915\u094b \u092e\u093e\u0930\u094d\u0915\u0947\u091f \u090f\u0915\u094d\u0938\u092a\u094b\u091c\u093c\u0930 \u0915\u0947 \u0938\u093e\u0925-\u0938\u093e\u0925 \u0905\u0928\u0941\u0936\u093e\u0938\u093f\u0924 \u0928\u093f\u0935\u0947\u0936 \u0915\u0940 \u0938\u0941\u0935\u093f\u0927\u093e \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u093e \u0939\u0948\u0964 SIP \u0915\u0947 \u092e\u093e\u0927\u094d\u092f\u092e \u0938\u0947 \u0906\u092a \u091b\u094b\u091f\u0940 \u0930\u093e\u0936\u093f \u0938\u0947 \u0936\u0941\u0930\u0941\u0906\u0924 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902 \u0914\u0930 \u0927\u0940\u0930\u0947-\u0927\u0940\u0930\u0947 \u0905\u092a\u0928\u093e \u0907\u092e\u0930\u091c\u0947\u0902\u0938\u0940 \u092b\u0902\u0921 \u092c\u0928\u093e \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n<table data-nodeid=\"1290\">\n<thead data-nodeid=\"1291\">\n<tr data-nodeid=\"1292\">\n<th data-nodeid=\"1294\">\u0928\u093f\u0935\u0947\u0936 \u0935\u093f\u0915\u0932\u094d\u092a<\/th>\n<th data-nodeid=\"1295\">\u092e\u093e\u0938\u093f\u0915 \u092f\u094b\u0917\u0926\u093e\u0928<\/th>\n<th data-nodeid=\"1296\">\u0928\u094d\u092f\u0942\u0928\u0924\u092e \u0930\u093e\u0936\u093f<\/th>\n<th data-nodeid=\"1297\">\u0932\u091a\u0940\u0932\u093e\u092a\u0928<\/th>\n<\/tr>\n<\/thead>\n<tbody data-nodeid=\"1302\">\n<tr data-nodeid=\"1303\">\n<td data-nodeid=\"1304\">RD<\/td>\n<td data-nodeid=\"1305\">\u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0930\u093e\u0936\u093f<\/td>\n<td data-nodeid=\"1306\">\u20b9500-1000<\/td>\n<td data-nodeid=\"1307\">\u0938\u0940\u092e\u093f\u0924<\/td>\n<\/tr>\n<tr data-nodeid=\"1308\">\n<td data-nodeid=\"1309\">\u0932\u093f\u0915\u094d\u0935\u093f\u0921 \u092b\u0902\u0921 SIP<\/td>\n<td data-nodeid=\"1310\">\u092a\u0930\u093f\u0935\u0930\u094d\u0924\u0928\u0936\u0940\u0932<\/td>\n<td data-nodeid=\"1311\">\u20b9100-500<\/td>\n<td data-nodeid=\"1312\">\u0905\u0927\u093f\u0915<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h3 data-nodeid=\"1313\">\u0936\u0949\u0930\u094d\u091f-\u091f\u0930\u094d\u092e \u0917\u094b\u0932\u094d\u0938 \u0915\u0947 \u0932\u093f\u090f \u0906\u0926\u0930\u094d\u0936 \u0938\u092e\u093e\u0927\u093e\u0928<\/h3>\n<p data-nodeid=\"1314\">\u0905\u0932\u094d\u092a\u0915\u093e\u0932\u093f\u0915 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0932\u0915\u094d\u0937\u094d\u092f\u094b\u0902 \u0915\u0940 \u092a\u0942\u0930\u094d\u0924\u093f \u0915\u0947 \u0932\u093f\u090f \u0938\u0939\u0940 \u0928\u093f\u0935\u0947\u0936 \u0935\u093f\u0915\u0932\u094d\u092a \u091a\u0941\u0928\u0928\u093e \u0906\u0935\u0936\u094d\u092f\u0915 \u0939\u0948\u0964 <strong data-nodeid=\"1359\">\u0932\u093f\u0915\u094d\u0935\u093f\u0921 \u092b\u0902\u0921 \u0905\u0932\u094d\u092a\u0915\u093e\u0932\u093f\u0915 \u0932\u0915\u094d\u0937\u094d\u092f\u094b\u0902 \u092f\u093e \u0906\u092a\u093e\u0924\u0915\u093e\u0932\u0940\u0928 \u092b\u0902\u0921 \u092c\u0928\u093e\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0906\u0926\u0930\u094d\u0936 \u0939\u094b \u0938\u0915\u0924\u0947 \u0939\u0948\u0902<\/strong> \u0915\u094d\u092f\u094b\u0902\u0915\u093f \u092f\u0947 \u0924\u0941\u0930\u0902\u0924 \u0924\u0930\u0932\u0924\u093e \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902 \u0914\u0930 \u0915\u093f\u0938\u0940 \u092d\u0940 \u0938\u092e\u092f \u092a\u0948\u0938\u093e \u0928\u093f\u0915\u093e\u0932\u093e \u091c\u093e \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/p>\n<p data-nodeid=\"1315\"><strong data-nodeid=\"1364\">RDs \u092d\u0940 \u0905\u0932\u094d\u092a\u0915\u093e\u0932\u093f\u0915 \u0938\u0947 \u092e\u0927\u094d\u092f\u092e \u0905\u0935\u0927\u093f \u0915\u0947 \u0932\u0915\u094d\u0937\u094d\u092f\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u092c\u0947\u0939\u0924\u0930 \u0939\u094b \u0938\u0915\u0924\u0947 \u0939\u0948\u0902<\/strong>, \u0935\u093f\u0936\u0947\u0937\u0915\u0930 \u091c\u092c \u0906\u092a \u090f\u0915 \u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0905\u0935\u0927\u093f \u092e\u0947\u0902 \u090f\u0915 \u0932\u0915\u094d\u0937\u093f\u0924 \u0930\u093e\u0936\u093f \u090f\u0915\u0924\u094d\u0930 \u0915\u0930\u0928\u093e \u091a\u093e\u0939\u0924\u0947 \u0939\u0948\u0902\u0964 \u092f\u0926\u093f \u0906\u092a\u0915\u093e \u0932\u0915\u094d\u0937\u094d\u092f 6 \u092e\u0939\u0940\u0928\u0947 \u0938\u0947 5 \u0938\u093e\u0932 \u0915\u0947 \u092c\u0940\u091a \u0939\u0948, \u0924\u094b RD \u090f\u0915 \u0938\u094d\u0925\u093f\u0930 \u0914\u0930 \u0905\u0928\u0941\u092e\u093e\u0928\u093f\u0924 \u0935\u093f\u0915\u0932\u094d\u092a \u0939\u094b \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/p>\n<p data-nodeid=\"1316\">\u0907\u092e\u0930\u091c\u0947\u0902\u0938\u0940 \u092b\u0902\u0921 \u0915\u0947 \u0938\u0902\u0926\u0930\u094d\u092d \u092e\u0947\u0902, \u0932\u093f\u0915\u094d\u0935\u093f\u0921 \u092b\u0902\u0921 \u0915\u0940 \u0924\u0924\u094d\u0915\u093e\u0932 \u0924\u0930\u0932\u0924\u093e \u0906\u092a\u093e\u0924\u0915\u093e\u0932\u0940\u0928 \u0938\u094d\u0925\u093f\u0924\u093f\u092f\u094b\u0902 \u092e\u0947\u0902 \u0905\u0927\u093f\u0915 \u0909\u092a\u092f\u094b\u0917\u0940 \u0939\u094b\u0924\u0940 \u0939\u0948, \u091c\u092c\u0915\u093f RD \u0915\u093e \u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0930\u093f\u091f\u0930\u094d\u0928 \u0926\u0940\u0930\u094d\u0918\u0915\u093e\u0932\u093f\u0915 \u092f\u094b\u091c\u0928\u093e \u0915\u0947 \u0932\u093f\u090f \u092c\u0947\u0939\u0924\u0930 \u0939\u0948\u0964<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div>\n<div>\n<h1 class=\"px-4 mb-4 text-3xl font-semibold leading-tight text-gray-800\">\u0935\u093f\u0936\u093f\u0937\u094d\u091f \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0932\u0915\u094d\u0937\u094d\u092f\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0938\u0939\u0940 \u091a\u0941\u0928\u093e\u0935<img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-3420\" src=\"https:\/\/paisaforever.com\/hin\/wp-content\/uploads\/2026\/03\/dicgc-insurance-fd-rd-vs-liquid-fund.jpeg\" alt=\"DICGC insurance cover FD RD vs liquid fund safety India\" width=\"1200\" height=\"700\" srcset=\"https:\/\/paisaforever.com\/hin\/wp-content\/uploads\/2026\/03\/dicgc-insurance-fd-rd-vs-liquid-fund.jpeg 1200w, https:\/\/paisaforever.com\/hin\/wp-content\/uploads\/2026\/03\/dicgc-insurance-fd-rd-vs-liquid-fund-300x175.jpeg 300w, https:\/\/paisaforever.com\/hin\/wp-content\/uploads\/2026\/03\/dicgc-insurance-fd-rd-vs-liquid-fund-1024x597.jpeg 1024w, https:\/\/paisaforever.com\/hin\/wp-content\/uploads\/2026\/03\/dicgc-insurance-fd-rd-vs-liquid-fund-768x448.jpeg 768w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/><\/h1>\n<\/div>\n<div class=\"markdown-renderer-container auto-height\">\n<div class=\"toastui-editor-defaultUI\">\n<div class=\"toastui-editor-main toastui-editor-md-mode\">\n<div class=\"toastui-editor-main-container\">\n<div class=\"toastui-editor-md-container toastui-editor-md-vertical-style\">\n<div class=\"toastui-editor-md-preview\">\n<div class=\"toastui-editor-contents\">\n<h3 data-nodeid=\"1366\">\u0935\u0947\u0924\u0928\u092d\u094b\u0917\u0940 \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u093f\u092f\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0938\u092c\u0938\u0947 \u0905\u091a\u094d\u091b\u0947 \u0935\u093f\u0915\u0932\u094d\u092a<\/h3>\n<p data-nodeid=\"1367\">\u0905\u092c \u091c\u092c \u0906\u092a\u0928\u0947 \u0935\u093f\u092d\u093f\u0928\u094d\u0928 \u0928\u093f\u0935\u0947\u0936 \u0935\u093f\u0915\u0932\u094d\u092a\u094b\u0902 \u0915\u0947 \u0930\u093f\u091f\u0930\u094d\u0928 \u0914\u0930 \u091c\u094b\u0916\u093f\u092e \u0915\u0940 \u0924\u0941\u0932\u0928\u093e \u0926\u0947\u0916 \u0932\u0940 \u0939\u0948, \u0924\u094b \u0906\u0907\u090f \u0938\u092e\u091d\u0924\u0947 \u0939\u0948\u0902 \u0915\u093f \u0935\u0947\u0924\u0928\u092d\u094b\u0917\u0940 \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u092f\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0915\u094c\u0928 \u0938\u093e \u0935\u093f\u0915\u0932\u094d\u092a \u0938\u092c\u0938\u0947 \u0909\u092a\u092f\u0941\u0915\u094d\u0924 \u0939\u0948\u0964 \u092f\u0926\u093f \u0906\u092a \u090f\u0915 \u0935\u0947\u0924\u0928\u092d\u094b\u0917\u0940 \u0935\u094d\u092f\u0915\u094d\u0924\u093f \u0939\u0948\u0902 \u091c\u094b <strong data-nodeid=\"1392\">\u092e\u093e\u0938\u093f\u0915 \u092c\u091a\u0924 \u0915\u0930\u0928\u093e<\/strong> \u0914\u0930 <strong data-nodeid=\"1393\">\u0905\u0928\u0941\u0936\u093e\u0938\u093f\u0924 \u092c\u091a\u0924 \u0915\u0940 \u0906\u0926\u0924<\/strong> \u092c\u0928\u093e\u0928\u093e \u091a\u093e\u0939\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b <strong data-nodeid=\"1394\">\u0930\u093f\u0915\u0930\u093f\u0902\u0917 \u0921\u093f\u092a\u0949\u091c\u093f\u091f (RD)<\/strong> \u0906\u092a\u0915\u0947 \u0932\u093f\u090f \u0938\u092c\u0938\u0947 \u0905\u091a\u094d\u091b\u0947 \u0935\u093f\u0915\u0932\u094d\u092a \u0939\u094b \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n<p data-nodeid=\"1368\">RDs \u0906\u092a\u0915\u094b \u0939\u0930 \u092e\u0939\u0940\u0928\u0947 \u090f\u0915 \u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0930\u093e\u0936\u093f \u091c\u092e\u093e \u0915\u0930\u0928\u0947 \u0915\u0940 \u0938\u0941\u0935\u093f\u0927\u093e \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902, \u091c\u094b \u0906\u092a\u0915\u0940 \u092e\u093e\u0938\u093f\u0915 \u0938\u0948\u0932\u0930\u0940 \u0915\u0947 \u0938\u093e\u0925 \u092a\u0942\u0930\u0940 \u0924\u0930\u0939 \u092e\u0947\u0932 \u0916\u093e\u0924\u0940 \u0939\u0948\u0964 \u092f\u0939 \u0935\u094d\u092f\u0935\u0938\u094d\u0925\u093e \u0906\u092a\u0915\u094b \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0905\u0928\u0941\u0936\u093e\u0938\u0928 \u0938\u093f\u0916\u093e\u0924\u0940 \u0939\u0948 \u0914\u0930 \u0938\u0941\u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0915\u0930\u0924\u0940 \u0939\u0948 \u0915\u093f \u0906\u092a \u0928\u093f\u092f\u092e\u093f\u0924 \u0930\u0942\u092a \u0938\u0947 \u092c\u091a\u0924 \u0915\u0930\u0924\u0947 \u0930\u0939\u0947\u0902\u0964 \u0935\u0947\u0924\u0928\u092d\u094b\u0917\u0940 \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u092f\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u092f\u0939 \u090f\u0915 \u0906\u0926\u0930\u094d\u0936 \u0938\u092e\u093e\u0927\u093e\u0928 \u0939\u0948 \u0915\u094d\u092f\u094b\u0902\u0915\u093f \u092f\u0939 \u0909\u0928\u0915\u0940 \u092e\u093e\u0938\u093f\u0915 \u0906\u092f \u0915\u0947 \u092a\u0948\u091f\u0930\u094d\u0928 \u0915\u0947 \u0905\u0928\u0941\u0915\u0942\u0932 \u0939\u094b\u0924\u093e \u0939\u0948\u0964<\/p>\n<h3 data-nodeid=\"1369\">\u0907\u092e\u0930\u091c\u0947\u0902\u0938\u0940 \u092b\u0902\u0921 \u092c\u0928\u093e\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0906\u0926\u0930\u094d\u0936 \u0938\u092e\u093e\u0927\u093e\u0928<\/h3>\n<p data-nodeid=\"1370\">\u092a\u0939\u0932\u0947 \u091c\u094b \u0924\u0930\u0932\u0924\u093e \u0914\u0930 \u0928\u093f\u0915\u093e\u0938\u0940 \u0915\u0940 \u0938\u0941\u0935\u093f\u0927\u093e\u0913\u0902 \u0915\u094b \u0926\u0947\u0916\u093e \u0917\u092f\u093e \u0939\u0948, \u0909\u0938\u0915\u0947 \u0906\u0927\u093e\u0930 \u092a\u0930 <strong data-nodeid=\"1406\">\u0932\u093f\u0915\u094d\u0935\u093f\u0921 \u092b\u0902\u0921 \u0906\u092a\u093e\u0924\u0915\u093e\u0932\u0940\u0928 \u092b\u0902\u0921 \u092c\u0928\u093e\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0906\u0926\u0930\u094d\u0936 \u0938\u092e\u093e\u0927\u093e\u0928<\/strong> \u0939\u0948\u0902\u0964 \u092f\u0926\u093f \u0906\u092a \u090f\u0915 \u092e\u091c\u092c\u0942\u0924 <strong data-nodeid=\"1407\">\u0907\u092e\u0930\u091c\u0947\u0902\u0938\u0940 \u092b\u0902\u0921<\/strong> \u092c\u0928\u093e\u0928\u093e \u091a\u093e\u0939\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b \u0932\u093f\u0915\u094d\u0935\u093f\u0921 \u092b\u0902\u0921\u094d\u0938 \u0906\u092a\u0915\u0940 \u092a\u0939\u0932\u0940 \u092a\u0938\u0902\u0926 \u0939\u094b\u0928\u0940 \u091a\u093e\u0939\u093f\u090f\u0964<\/p>\n<p data-nodeid=\"1371\">\u0932\u093f\u0915\u094d\u0935\u093f\u0921 \u092b\u0902\u0921\u094d\u0938 \u0915\u0940 \u0938\u092c\u0938\u0947 \u092c\u0921\u093c\u0940 \u0916\u093e\u0938\u093f\u092f\u0924 \u092f\u0939 \u0939\u0948 \u0915\u093f \u0935\u0947 <strong data-nodeid=\"1417\">\u092c\u093f\u0928\u093e \u0915\u093f\u0938\u0940 \u092a\u0947\u0928\u093e\u0932\u094d\u091f\u0940 \u0915\u0947 \u0915\u093f\u0938\u0940 \u092d\u0940 \u0935\u094d\u092f\u093e\u0935\u0938\u093e\u092f\u093f\u0915 \u0926\u093f\u0928 \u0928\u093f\u0915\u093e\u0938\u0940 \u0915\u0940 \u0905\u0928\u0941\u092e\u0924\u093f<\/strong> \u0926\u0947\u0924\u0947 \u0939\u0948\u0902\u0964 \u0906\u092a\u093e\u0924\u0915\u093e\u0932\u0940\u0928 \u0938\u094d\u0925\u093f\u0924\u093f\u092f\u094b\u0902 \u092e\u0947\u0902 \u092f\u0939 \u0924\u0930\u0932\u0924\u093e \u0905\u0924\u094d\u092f\u0902\u0924 \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0939\u094b\u0924\u0940 \u0939\u0948\u0964 \u0907\u0938\u0915\u0947 \u0905\u0932\u093e\u0935\u093e, \u092f\u0947 \u092b\u0902\u0921\u094d\u0938 <strong data-nodeid=\"1418\">\u0928\u093f\u0937\u094d\u0915\u094d\u0930\u093f\u092f \u092b\u0902\u0921\u094b\u0902 \u092a\u0930 \u0905\u0932\u094d\u092a\u0915\u093e\u0932\u093f\u0915 \u0930\u093f\u091f\u0930\u094d\u0928 \u0905\u0930\u094d\u091c\u093f\u0924 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u092d\u0940 \u0909\u092a\u092f\u0941\u0915\u094d\u0924<\/strong> \u0939\u0948\u0902, \u091c\u093f\u0938\u0938\u0947 \u0906\u092a\u0915\u093e \u092a\u0948\u0938\u093e \u092c\u0947\u0915\u093e\u0930 \u0928\u0939\u0940\u0902 \u092a\u0921\u093c\u0924\u093e\u0964<\/p>\n<p data-nodeid=\"1372\">\u0906\u092a\u093e\u0924\u0915\u093e\u0932\u0940\u0928 \u092a\u0930\u093f\u0938\u094d\u0925\u093f\u0924\u093f\u092f\u094b\u0902 \u092e\u0947\u0902 \u0924\u0924\u094d\u0915\u093e\u0932 \u092a\u0948\u0938\u094b\u0902 \u0915\u0940 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e \u0939\u094b\u0924\u0940 \u0939\u0948, \u0914\u0930 \u0932\u093f\u0915\u094d\u0935\u093f\u0921 \u092b\u0902\u0921\u094d\u0938 \u0907\u0938 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e \u0915\u094b \u092a\u0942\u0930\u0940 \u0924\u0930\u0939 \u0938\u0947 \u092a\u0942\u0930\u093e \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n<h3 data-nodeid=\"1373\">\u0915\u092e \u091c\u094b\u0916\u093f\u092e \u0935\u093e\u0932\u0947 \u0928\u093f\u0935\u0947\u0936\u0915\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0909\u092a\u092f\u0941\u0915\u094d\u0924 \u0935\u093f\u0915\u0932\u094d\u092a<\/h3>\n<p data-nodeid=\"1374\">\u0907\u0938 \u092c\u093f\u0902\u0926\u0941 \u092a\u0930, \u092f\u0926\u093f \u0906\u092a \u090f\u0915 <strong data-nodeid=\"1430\">\u0915\u092e \u091c\u094b\u0916\u093f\u092e \u0935\u093e\u0932\u0947 \u0928\u093f\u0935\u0947\u0936\u0915<\/strong> \u0939\u0948\u0902, \u0924\u094b <strong data-nodeid=\"1431\">FDs \u0914\u0930 RDs \u0906\u092a\u0915\u0947 \u0932\u093f\u090f \u092c\u0947\u0939\u0924\u0930 \u0935\u093f\u0915\u0932\u094d\u092a<\/strong> \u0939\u094b \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964 \u092f\u0947 \u0928\u093f\u0935\u0947\u0936 \u0935\u093f\u0915\u0932\u094d\u092a \u0915\u0908 \u0915\u093e\u0930\u0923\u094b\u0902 \u0938\u0947 \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u092e\u093e\u0928\u0947 \u091c\u093e\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n<p data-nodeid=\"1375\">\u0938\u092c\u0938\u0947 \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u092c\u093e\u0924 \u092f\u0939 \u0939\u0948 \u0915\u093f FDs \u0914\u0930 RDs <strong data-nodeid=\"1441\"><a href=\"https:\/\/www.dicgc.org.in\/FAQs\" target=\"_blank\" rel=\"noopener\">DICGC<\/a> \u0915\u0935\u0930 \u0926\u094d\u0935\u093e\u0930\u093e \u092c\u0940\u092e\u093e\u0915\u0943\u0924 \u0939\u094b\u0924\u0947 \u0939\u0948\u0902<\/strong> \u0914\u0930 <strong data-nodeid=\"1442\">\u0917\u093e\u0930\u0902\u091f\u0940\u0921 \u0906\u092f \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902<\/strong>\u0964 \u092f\u0939 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0909\u0928 \u0928\u093f\u0935\u0947\u0936\u0915\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0905\u0924\u094d\u092f\u0902\u0924 \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0939\u0948 \u091c\u094b \u092c\u093e\u091c\u093e\u0930 \u0915\u0940 \u0905\u0938\u094d\u0925\u093f\u0930\u0924\u093e \u0938\u0947 \u092c\u091a\u0928\u093e \u091a\u093e\u0939\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n<p data-nodeid=\"1376\"><strong data-nodeid=\"1447\">FDs \u0909\u0928 \u0928\u093f\u0935\u0947\u0936\u0915\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0906\u0926\u0930\u094d\u0936 \u0939\u0948\u0902 \u091c\u094b \u090f\u0915\u092e\u0941\u0936\u094d\u0924 \u092a\u0942\u0902\u091c\u0940 \u0915\u0947 \u0938\u093e\u0925 \u0938\u094d\u0925\u093f\u0930 \u0930\u093f\u091f\u0930\u094d\u0928 \u0915\u0940 \u0924\u0932\u093e\u0936 \u092e\u0947\u0902 \u0939\u0948\u0902 \u0914\u0930 \u0915\u092e \u091c\u094b\u0916\u093f\u092e \u091a\u093e\u0939\u0924\u0947 \u0939\u0948\u0902<\/strong>\u0964 \u092f\u0926\u093f \u0906\u092a\u0915\u0947 \u092a\u093e\u0938 \u090f\u0915 \u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0930\u093e\u0936\u093f \u0909\u092a\u0932\u092c\u094d\u0927 \u0939\u0948 \u0914\u0930 \u0906\u092a \u0907\u0938\u0947 \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0930\u0942\u092a \u0938\u0947 \u0928\u093f\u0935\u0947\u0936 \u0915\u0930\u0928\u093e \u091a\u093e\u0939\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b FDs \u0906\u092a\u0915\u0947 \u0932\u093f\u090f \u0938\u092c\u0938\u0947 \u0909\u092a\u092f\u0941\u0915\u094d\u0924 \u0935\u093f\u0915\u0932\u094d\u092a \u0939\u0948\u0902\u0964<\/p>\n<p data-nodeid=\"1377\">\u092f\u0939 \u0938\u092e\u091d\u0928\u093e \u091c\u0930\u0942\u0930\u0940 \u0939\u0948 \u0915\u093f \u0906\u092a\u0915\u0940 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u094d\u0925\u093f\u0924\u093f, \u091c\u094b\u0916\u093f\u092e \u0938\u0939\u0928\u0936\u0940\u0932\u0924\u093e, \u0914\u0930 \u0928\u093f\u0935\u0947\u0936 \u0932\u0915\u094d\u0937\u094d\u092f\u094b\u0902 \u0915\u0947 \u0906\u0927\u093e\u0930 \u092a\u0930 \u0938\u0939\u0940 \u0935\u093f\u0915\u0932\u094d\u092a \u091a\u0941\u0928\u0928\u093e \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0939\u0948\u0964<\/p>\n<p data-nodeid=\"1377\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-3421\" src=\"https:\/\/paisaforever.com\/hin\/wp-content\/uploads\/2026\/03\/rd-passbook-vs-liquid-fund-statement-india.jpeg\" alt=\"RD passbook vs liquid mutual fund statement comparison India flexibility\" width=\"1200\" height=\"700\" srcset=\"https:\/\/paisaforever.com\/hin\/wp-content\/uploads\/2026\/03\/rd-passbook-vs-liquid-fund-statement-india.jpeg 1200w, https:\/\/paisaforever.com\/hin\/wp-content\/uploads\/2026\/03\/rd-passbook-vs-liquid-fund-statement-india-300x175.jpeg 300w, https:\/\/paisaforever.com\/hin\/wp-content\/uploads\/2026\/03\/rd-passbook-vs-liquid-fund-statement-india-1024x597.jpeg 1024w, https:\/\/paisaforever.com\/hin\/wp-content\/uploads\/2026\/03\/rd-passbook-vs-liquid-fund-statement-india-768x448.jpeg 768w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div>\n<div class=\"markdown-renderer-container auto-height\">\n<div class=\"toastui-editor-defaultUI\">\n<div class=\"toastui-editor-main toastui-editor-md-mode\">\n<div class=\"toastui-editor-main-container\">\n<div class=\"toastui-editor-md-container toastui-editor-md-vertical-style\">\n<div class=\"toastui-editor-md-preview\">\n<div class=\"toastui-editor-contents\">\n<p data-nodeid=\"1449\">\u0906\u092a\u0915\u0947 \u0907\u092e\u0930\u091c\u0947\u0902\u0938\u0940 \u092b\u0902\u0921 \u0915\u0947 \u0932\u093f\u090f \u0938\u0939\u0940 \u0935\u093f\u0915\u0932\u094d\u092a \u091a\u0941\u0928\u0928\u093e \u0906\u092a\u0915\u0940 \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u0917\u0924 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u094d\u0925\u093f\u0924\u093f \u0914\u0930 \u091c\u0930\u0942\u0930\u0924\u094b\u0902 \u092a\u0930 \u0928\u093f\u0930\u094d\u092d\u0930 \u0915\u0930\u0924\u093e \u0939\u0948\u0964 \u0905\u0917\u0930 \u0906\u092a \u092a\u0942\u0930\u094d\u0923 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0914\u0930 \u0917\u093e\u0930\u0902\u091f\u0940\u0936\u0941\u0926\u093e \u0930\u093f\u091f\u0930\u094d\u0928 \u091a\u093e\u0939\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b \u0930\u0947\u0915\u0930\u093f\u0902\u0917 \u0921\u093f\u092a\u0949\u091c\u093f\u091f \u090f\u0915 \u0935\u093f\u0936\u094d\u0935\u0938\u0928\u0940\u092f \u0935\u093f\u0915\u0932\u094d\u092a \u0939\u0948\u0964 \u0935\u0939\u0940\u0902 \u092f\u0926\u093f \u0906\u092a\u0915\u094b \u092c\u0947\u0939\u0924\u0930 \u0924\u0930\u0932\u0924\u093e, \u0924\u0924\u094d\u0915\u093e\u0932 \u092a\u0948\u0938\u0947 \u0915\u0940 \u092a\u0939\u0941\u0902\u091a \u0914\u0930 \u0938\u0902\u092d\u093e\u0935\u093f\u0924 \u0930\u0942\u092a \u0938\u0947 \u0905\u0927\u093f\u0915 \u0930\u093f\u091f\u0930\u094d\u0928 \u0915\u0940 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e \u0939\u0948, \u0924\u094b \u0932\u093f\u0915\u094d\u0935\u093f\u0921 \u092b\u0902\u0921\u094d\u0938 \u0906\u092a\u0915\u0947 \u0932\u093f\u090f \u0905\u0927\u093f\u0915 \u0909\u092a\u092f\u0941\u0915\u094d\u0924 \u0939\u094b \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n<p data-nodeid=\"1450\">2026 \u092e\u0947\u0902 \u0926\u094b\u0928\u094b\u0902 \u0935\u093f\u0915\u0932\u094d\u092a\u094b\u0902 \u0915\u0947 \u0905\u092a\u0928\u0947 \u092b\u093e\u092f\u0926\u0947 \u0939\u0948\u0902 &#8211; RD \u092e\u0947\u0902 \u092e\u093e\u0938\u093f\u0915 \u0905\u0928\u0941\u0936\u093e\u0938\u0928 \u0914\u0930 DICGC \u092c\u0940\u092e\u093e \u0915\u0935\u0930 \u092e\u093f\u0932\u0924\u093e \u0939\u0948, \u091c\u092c\u0915\u093f \u0932\u093f\u0915\u094d\u0935\u093f\u0921 \u092b\u0902\u0921\u094d\u0938 \u092e\u0947\u0902 \u092c\u093f\u0928\u093e \u092a\u0947\u0928\u0932\u094d\u091f\u0940 \u0915\u0947 \u0928\u093f\u0915\u093e\u0938\u0940 \u0914\u0930 \u092c\u0947\u0939\u0924\u0930 \u091f\u0948\u0915\u094d\u0938 \u090f\u092b\u093f\u0936\u093f\u090f\u0902\u0938\u0940 \u0939\u0948\u0964 \u0906\u092a\u0915\u094b \u0905\u092a\u0928\u0947 \u0930\u093f\u0938\u094d\u0915 \u091f\u0949\u0932\u0930\u0947\u0902\u0938, \u0907\u0928\u0935\u0947\u0938\u094d\u091f\u092e\u0947\u0902\u091f \u0939\u0949\u0930\u093e\u0907\u091c\u093c\u0928 \u0914\u0930 \u0932\u093f\u0915\u094d\u0935\u093f\u0921\u093f\u091f\u0940 \u0915\u0940 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e \u0915\u0947 \u0906\u0927\u093e\u0930 \u092a\u0930 \u0928\u093f\u0930\u094d\u0923\u092f \u0932\u0947\u0928\u093e \u091a\u093e\u0939\u093f\u090f\u0964 \u092f\u093e\u0926 \u0930\u0916\u0947\u0902, \u090f\u0915 \u092e\u091c\u092c\u0942\u0924 \u0907\u092e\u0930\u091c\u0947\u0902\u0938\u0940 \u092b\u0902\u0921 \u0935\u0939\u0940 \u0939\u0948 \u091c\u094b \u0906\u092a\u093e\u0924\u0915\u093e\u0932 \u092e\u0947\u0902 \u0906\u0938\u093e\u0928\u0940 \u0938\u0947 \u0909\u092a\u0932\u092c\u094d\u0927 \u0939\u094b \u0914\u0930 \u0906\u092a\u0915\u0947 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0932\u0915\u094d\u0937\u094d\u092f\u094b\u0902 \u0915\u0947 \u0938\u093e\u0925 \u0924\u093e\u0932\u092e\u0947\u0932 \u092c\u093f\u0920\u093e\u090f\u0964<\/p>\n<p data-nodeid=\"1450\">Also Read: <a href=\"https:\/\/paisaforever.com\/hin\/emergency-fund-to-protect-family-financially\/\">\u0907\u092e\u0930\u091c\u0947\u0902\u0938\u0940 \u092b\u0902\u0921: \u092a\u0930\u093f\u0935\u093e\u0930 \u0915\u094b \u0906\u0930\u094d\u0925\u093f\u0915 \u0938\u0902\u0915\u091f \u0938\u0947 \u092c\u091a\u093e\u0928\u0947 \u0915\u093e \u0924\u0930\u0940\u0915\u093e<\/a><\/p>\n<\/div>\n<\/div>\n<p data-nodeid=\"1450\"><em><strong>\u0905\u0938\u094d\u0935\u0940\u0915\u0930\u0923:<\/strong> \u0907\u0938 \u092c\u094d\u0932\u0949\u0917 \u092e\u0947\u0902 \u0926\u0940 \u0917\u0908 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0915\u0947\u0935\u0932 \u0936\u0948\u0915\u094d\u0937\u093f\u0915 \u0914\u0930 \u0938\u093e\u092e\u093e\u0928\u094d\u092f \u091c\u093e\u0917\u0930\u0942\u0915\u0924\u093e \u0915\u0947 \u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f \u0938\u0947 \u0939\u0948, \u092f\u0939 \u0915\u093f\u0938\u0940 \u092d\u0940 \u092a\u094d\u0930\u0915\u093e\u0930 \u0915\u0940 \u0935\u093f\u0924\u094d\u0924\u0940\u092f, \u0928\u093f\u0935\u0947\u0936 \u092f\u093e \u0915\u0930 \u0938\u0932\u093e\u0939 \u0928\u0939\u0940\u0902 \u0939\u0948\u0964 \u092e\u094d\u092f\u0942\u091a\u0941\u0905\u0932 \u092b\u0902\u0921 \u0914\u0930 \u092c\u0948\u0902\u0915 \u0921\u093f\u092a\u0949\u091c\u093f\u091f \u092e\u0947\u0902 \u0928\u093f\u0935\u0947\u0936 \u092c\u093e\u091c\u093e\u0930 \u091c\u094b\u0916\u093f\u092e\u094b\u0902 \u0914\u0930 \u0928\u093f\u092f\u093e\u092e\u0915 \u092a\u0930\u093f\u0935\u0930\u094d\u0924\u0928\u094b\u0902 \u0915\u0947 \u0905\u0927\u0940\u0928 \u0939\u094b\u0924\u093e \u0939\u0948 \u2014 \u0928\u093f\u0935\u0947\u0936 \u0938\u0947 \u092a\u0939\u0932\u0947 \u0915\u093f\u0938\u0940 SEBI-\u092a\u0902\u091c\u0940\u0915\u0943\u0924 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u0932\u093e\u0939\u0915\u093e\u0930 \u0938\u0947 \u092a\u0930\u093e\u092e\u0930\u094d\u0936 \u0905\u0935\u0936\u094d\u092f \u0932\u0947\u0902\u0964 \u0932\u0947\u0916 \u092e\u0947\u0902 \u0909\u0932\u094d\u0932\u093f\u0916\u093f\u0924 \u0930\u093f\u091f\u0930\u094d\u0928 \u0914\u0930 \u091f\u0948\u0915\u094d\u0938 \u0926\u0930\u0947\u0902 \u0905\u0928\u0941\u092e\u093e\u0928\u093f\u0924 \u0939\u0948\u0902 \u0914\u0930 \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u0917\u0924 \u092a\u0930\u093f\u0938\u094d\u0925\u093f\u0924\u093f\u092f\u094b\u0902 \u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930 \u092d\u093f\u0928\u094d\u0928 \u0939\u094b \u0938\u0915\u0924\u0940 \u0939\u0948\u0902\u0964<\/em><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>\u091c\u092c \u0906\u092a \u0905\u092a\u0928\u0947 \u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u0907\u092e\u0930\u091c\u0947\u0902\u0938\u0940 \u092b\u0902\u0921\u00a0\u0915\u0947 \u0932\u093f\u090f \u0938\u0939\u0940 \u091c\u0917\u0939 \u0922\u0942\u0902\u0922 \u0930\u0939\u0947 \u0939\u0948\u0902, \u0924\u094b \u0906\u092a\u0915\u0947 \u0938\u093e\u092e\u0928\u0947 \u092e\u0941\u0916\u094d\u092f\u0924\u0903 \u0926\u094b \u0935\u093f\u0915\u0932\u094d\u092a \u0906\u0924\u0947 &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"\u0932\u093f\u0915\u094d\u0935\u093f\u0921 \u092b\u0902\u0921 vs RD: 2026 \u092e\u0947\u0902 \u0907\u092e\u0930\u091c\u0947\u0902\u0938\u0940 \u092b\u0902\u0921\u0915\u0947 \u0932\u093f\u090f \u0915\u094c\u0928 \u0938\u093e \u0939\u0948 \u092c\u0947\u0938\u094d\u091f?\" class=\"read-more button\" href=\"https:\/\/paisaforever.com\/hin\/liquid-fund-vs-rd-emergency-fund-india-2026\/#more-3416\" aria-label=\"Read more about \u0932\u093f\u0915\u094d\u0935\u093f\u0921 \u092b\u0902\u0921 vs RD: 2026 \u092e\u0947\u0902 \u0907\u092e\u0930\u091c\u0947\u0902\u0938\u0940 \u092b\u0902\u0921\u0915\u0947 \u0932\u093f\u090f \u0915\u094c\u0928 \u0938\u093e \u0939\u0948 \u092c\u0947\u0938\u094d\u091f?\">Read More<\/a><\/p>\n","protected":false},"author":1,"featured_media":3417,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[5],"tags":[],"class_list":["post-3416","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financial-planning"],"jetpack_featured_media_url":"https:\/\/paisaforever.com\/hin\/wp-content\/uploads\/2026\/03\/liquid-fund-vs-rd-emergency-fund-india.jpeg","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/paisaforever.com\/hin\/wp-json\/wp\/v2\/posts\/3416","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/paisaforever.com\/hin\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/paisaforever.com\/hin\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/paisaforever.com\/hin\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/paisaforever.com\/hin\/wp-json\/wp\/v2\/comments?post=3416"}],"version-history":[{"count":1,"href":"https:\/\/paisaforever.com\/hin\/wp-json\/wp\/v2\/posts\/3416\/revisions"}],"predecessor-version":[{"id":3423,"href":"https:\/\/paisaforever.com\/hin\/wp-json\/wp\/v2\/posts\/3416\/revisions\/3423"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/paisaforever.com\/hin\/wp-json\/wp\/v2\/media\/3417"}],"wp:attachment":[{"href":"https:\/\/paisaforever.com\/hin\/wp-json\/wp\/v2\/media?parent=3416"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/paisaforever.com\/hin\/wp-json\/wp\/v2\/categories?post=3416"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/paisaforever.com\/hin\/wp-json\/wp\/v2\/tags?post=3416"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}