Life is unpredictable. Job loss, medical bills, or emergencies can strike anytime. An emergency fund is your safety cushion.
It’s a savings buffer to cover unexpected expenses without dipping into loans or credit cards.
Experts suggest saving 3–6 months of living expenses as your emergency fund target.
List monthly fixed costs—rent, food, bills, EMIs. This gives a clear starting point.
Decide a target amount—small milestones like ₹25k, then grow to full 6 months.
Begin with daily/weekly savings—even ₹100 a day adds up!
Set auto-transfers to a separate savings account. Make saving effortless.
Keep it in a separate savings account, liquid fund, or FD—not in risky assets.
* Don’t invest in stocks/crypto * Don’t use it for vacations * Don’t mix with regular savings
Your future peace of mind starts now. Begin with one step today—your fund will grow!